Washington State Employees Credit Union Ellensburg WA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Washington State Employees, your trusted financial partner located at 100 N Main St, Ellensburg, WA 98926. Since our establishment in 1957, we have proudly served our community, offering a range of financial solutions that cater to the diverse needs of our 319,722 members. Our commitment to you is evident in our impressive total assets of $5,255,760,569 and total deposits of $40,239,212, which reflect our stability and dedication to your financial well-being. At Washington State Employees, we believe in empowering our members through personalized service and innovative products. With a robust portfolio including 218,631 loans and leases, we strive to help you achieve your financial goals whether it's securing an auto loan or planning for your dream home. Our CEO, Gary Swindler, along with Board President Veronica Bronkema, leads a dedicated team of 833 employees who are here to assist you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX WSECU, OLYMPIA, WA 98507. Discover how we can support you by exploring our services online at wsecu.org or giving us a call at 800-562-0999. Join us in building a brighter financial future together!

Branch History & Mission

Community Engagement

We take pride in being more than just a credit union; we strive to be an integral part of the Ellensburg community. Through partnerships with local organizations and participation in various outreach programs, we work hard to give back and make a positive impact on the lives of those around us. Whether it's through financial education workshops or supporting local charities, we aim to empower our members and their families. As technology advances, so do we. Our digital services make banking easier than ever before allowing members to manage their finances on-the-go with online banking and mobile payments. We also ensure that our facilities are accessible for everyone in accordance with ADA standards.

Join Us Today!

If you're looking for a credit union that truly values its members and is dedicated to serving the community of Ellensburg, look no further than Washington State Employees Credit Union. Join us today and experience firsthand the benefits of being part of a supportive financial institution that puts you first. For more information or to become a member, please call us at 800-562-0999 or visit our website at wsecu.org. Together, let's build a brighter financial future!

Our Mission

At WSECU, our mission is clear: we aim to provide high-quality financial services while also fostering a sense of community and belonging among our members. We believe that by supporting each other financially and socially, we can build a stronger community together. This commitment is reflected not only in our competitive rates and personalized service but also in our active involvement in local outreach initiatives. While members can visit us at 100 N Main St for all their banking needs, official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507. Our doors are open Monday through Friday from 9:00 am to 5:30 pm, with convenient drive-thru banking available during those hours as well as around-the-clock access to ATMs.

Branch Location & Accessibility

Easy Access and Parking

We understand that accessibility is important. Our branch is designed to meet ADA compliance standards, ensuring everyone can visit us without hassle. There's ample parking available nearby, making it easy for you to pop in whenever you need assistance.

Get in Touch

Have questions? Feel free to call us at 800-562-0999. Our friendly staff is ready to help you with any inquiries or concerns you might have. We invite you to come by and see how we can support your financial journey!

Operating Hours

At our Ellensburg branch, we want to be available when you need us most. Our lobby hours are Monday through Friday from 9:00 AM to 5:30 PM. If you're on the go, our drive-thru service operates with the same hours for quick transactions like deposits and withdrawals. And don't forget our drive-thru ATM is available 24/7 for your convenience!

Services Offered

As part of Washington State Employees Credit Union, we offer a range of services tailored to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking services, we've got you covered. Plus, if you're a member of a partner credit union, take advantage of our shared services for deposits and withdrawals. While members can visit us at 100 N Main St., official correspondence should be sent to PO BOX WSECU, Olympia, WA 98507.

Member Eligibility

Becoming a member of Washington State Employees is like joining a family that supports your financial journey. If you're looking to be part of this welcoming community, you'll be pleased to know that eligibility is designed to be straightforward and inclusive. Generally, membership is available to individuals who work for or are retired from the state of Washington, as well as their immediate family members. This means if you're a state employee or have loved ones who are, you can easily join us at our friendly branch located at 100 N Main St Ellensburg Wa 98926. Once you meet the eligibility criteria, opening an account is a breeze! You can start the process online by visiting this link where you'll find all the steps laid out for you. If you have any questions or need assistance, don't hesitate to give us a call at (800) 562-0999. We're here to help you every step of the way! For more detailed information about the eligibility requirements. Join us today and experience the benefits of being part of Washington State Employees!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments seamlessly, whether your customers are shopping online or in-store. Our merchant services make transactions easy, allowing you to focus on what matters growing your business. From point-of-sale systems to online payment gateways, we provide tools that fit your needs and enhance customer experience. Let Washington State Employees be your partner in success! Visit us at 100 N Main St Ellensburg Wa 98926 or call us at (800) 562-0999 to learn more about how we can help your business flourish.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? Our ATM services allow easy cash withdrawals and balance checks. Plus, our drive-thru service offers quick access for deposits and withdrawals without leaving your car. It's perfect for those days when time is of the essence.

Business Banking

If you're a business owner, we offer comprehensive business banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we're here to support your entrepreneurial spirit.

Credit Cards and Rewards

For members who love rewards, our credit cards come packed with benefits that suit your lifestyle. Whether it's cashback on purchases or travel rewards, you'll find a card that fits perfectly into your spending habits.

Online and Mobile Banking

In today's busy world, convenience is key. That's why we provide robust online and mobile banking features. Manage your accounts from anywhere, pay bills easily, and transfer funds with just a few taps on your phone. Our digital tools ensure you have access to your finances whenever you need them.

Personal Banking

For those managing everyday expenses or saving for future goals, our personal banking options include checking and savings accounts designed to help you make the most of your money. We understand that life can be unpredictable, so our auto loans and vehicle financing options are flexible and competitive, making it easier for you to get on the road without breaking the bank. When it comes to buying a home, our mortgage loans and refinancing services will guide you through the process with ease. If you're looking to consolidate debt or need some extra cash for a special project, our personal loans can help lighten your load.

Shared Branch Transactions

We also participate in shared branch transactions for partner credit union members. This means you can make deposits and withdrawals even when you're away from home. At Washington State Employees in Ellensburg, we're more than just a credit union; we're your partner in achieving financial success. If you have questions about any of our services or want to learn more about how we can assist you further, please reach out to us at 800-562-0999 or visit us online at wsecu.org. We're excited to help you navigate all your financial needs!

Digital & Online Banking

Key Services

One of the standout features is our mobile application, which makes managing your finances a breeze. Whether you want to check your balance, transfer money between accounts, or pay bills on the go, our app puts all the tools you need right in your pocket. Plus, for those moments when you need to send money quickly to friends or family, our person-to-person transfer option has got you covered.

Mobile Payments

For added convenience, take advantage of our mobile payments feature. You can make purchases directly from your phone without fumbling for cash or cards. It's fast and hassle-free! In summary, Washington State Employees's digital banking services combine ease of use with top-notch security features to ensure that managing your finances is as straightforward as possible. Explore these offerings today at https://wsecu.org/ and enjoy a new level of banking convenience!

Security and Ease of Use

Your security is our priority. With electronic signature authorization available, signing documents securely from anywhere is simple and safe. E-statements are another great feature that helps keep your information secure while allowing easy access to your statements whenever you need them.

Financial Strength

At Washington State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your financial well-being by maintaining a strong and reliable foundation. With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $472,736,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $37,830 in used auto loans and $4,251,401,593 in total loans and leases across various sectors. Our operational efficiency is reflected in our $-$476,844, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 627,578, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 100 N Main St Ellensburg Wa 98926 or call (800) 562-0999 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles to ensure you find the right fit for your budget. Plus, refinancing options are available if you're looking to lower your current payments or change your loan term.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 in loans helping members manage their finances effectively. These cards come with benefits that can help you earn rewards while providing the flexibility you need for everyday purchases.

Credit Lines and Business Loans

For those needing extra funding for personal projects or businesses, our total credit lines amount to $1,741,723,013. Additionally, we cater to business owners with outstanding commercial loans totaling $644,394,602, providing the capital needed to grow and expand your ventures. No matter what your financial goal is whether it's purchasing a vehicle or investing in real estate Washington State Employees is here to support you. Contact us today at 800-562-0999 or visit us at 100 N Main St Ellensburg WA 98926 to learn more about our loan offerings and how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, make buying or refinancing simple. We guide you through every step of the process to ensure you find a solution that meets your needs.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers every time you search for a loan. Each entry in their comparison tool is meticulously vetted, allowing users to trust the integrity of the information presented.

WASHINGTON STATE EMPLOYEES CREDIT UNION - Ellensburg, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Ellensburg, WA (98926)