Washington State Employees Credit Union Chehalis WA | Affordable Auto Loans & Quick Personal Loans

Introduction

At Washington State Employees, we pride ourselves on being more than just a financial institution. Located at 1725 Nw Louisiana Ave, Chehalis, WA 98532, our branch is dedicated to serving the community with heart and commitment. Established in 1957, we have grown alongside our members, amassing over 319,722 satisfied members who trust us with their financial needs. With total assets of $5,255,760,569 and total deposits reaching $40,239,212, we stand strong as a pillar in the Chehalis community. Our leadership team is led by CEO Gary Swindler and Board President Veronica Bronkema, who both share a vision of fostering financial wellness for all members. While you can always reach us at our branch location, official correspondence should be sent to our mailing address: PO BOX WSECU, Olympia, WA 98507. We offer a variety of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts or loans for vehicles and homes. We also provide business banking services to help local enterprises thrive. With a strong net worth of $482,794,019 and cash in hand amounting to $37,552,140, we ensure that your money is safe with us. Our friendly team is ready to assist you during lobby hours from Monday to Friday, 9:00 am to 5:30 pm and Saturdays from 9:30 am to 2:00 pm. Have questions or need assistance? Don't hesitate to give us a call at 800-562-0999. Join us today and experience the personalized service that sets Washington State Employees apart! Visit our website at wsecu.org for more information or to open an account online.

Branch History & Mission

Advancements & Services

As part of our dedication to innovation, we have embraced digital advancements that enhance your banking experience. With online banking, mobile applications, and convenient ATM access available 24/7, managing your finances has never been easier. We are also committed to ensuring accessibility for all members of our community. In addition to these modern conveniences, our branch offers drive-thru banking for quick transactions and shared service center options for those who bank with partner credit unions. Whether you're here for personal or business banking needs, we ensure you receive the support you deserve.

Join Us

As we continue our journey in Chehalis, we invite you to be part of our story at Washington State Employees. Experience the benefits of membership in a credit union that truly cares about its community. Visit us during lobby hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM or give us a call at (800) 562-0999. Let us help you achieve your financial dreams today!

Our Mission

At Washington State Employees, our mission is clear: to empower our members through accessible financial services while fostering a sense of community. We believe that everyone deserves a chance to achieve their financial goals, and we strive to make banking simple and effective. From checking and savings accounts to auto loans and mortgages, we offer a range of products designed with your needs in mind. We also take pride in our commitment to the community beyond just banking. Our outreach programs and partnerships help support local initiatives that uplift residents and promote well-being. Our branch isn't just about transactions; it's about building relationships that last.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is key for our members. Our branch is designed with features that ensure everyone can visit comfortably. We have ample parking available right outside, including designated spots for those who need them. Our facility is ADA compliant, providing ramps and accessible entry points so everyone can enjoy our services without hassle.

Operating Hours

Our doors are open during convenient hours to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 5:30 PM and Saturdays from 9:30 AM to 2:00 PM. If you're on the go, take advantage of our drive-thru service available during these same hours. We also offer a walk-up ATM and a drive-thru ATM that are accessible 24/7 for your convenience.

Services Offered

At the Chehalis branch of Washington State Employees Credit Union, we offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Additionally, if you require shared services or want to make simple transactions like deposits and withdrawals, we're here to help. If you have any questions or need assistance, don't hesitate to call us at 800-562-0999. Our friendly staff is ready to assist you with whatever you need. We invite you to stop by our Chehalis location today and experience firsthand the personalized service and community spirit that define Washington State Employees Credit Union!

Member Eligibility

Becoming a member of Washington State Employees is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Chehalis area or have a family member who is already part of our community, you're likely eligible to join us at our branch located at 1725 Nw Louisiana Ave Chehalis Wa 98532. We believe in making banking accessible and straightforward for everyone, so we encourage you to check out the detailed eligibility criteria on our website. Once you confirm your eligibility, opening an account is a breeze! With just a few simple steps, you can start enjoying the benefits of membership like competitive rates on loans and personalized service. If you have any questions along the way, feel free to reach out to us at (800) 562-0999. We're here to help you every step of the way! To get started with opening your account, visit us at https://digital.wsecu.org/banking/self-enrollment. Join us today and experience the difference of being part of Washington State Employees!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Empower Your Business

In addition to loans, we offer merchant services designed to streamline your operations. Imagine accepting payments from customers effortlessly, whether they are using credit cards or mobile wallets. These services not only simplify transactions but also enhance customer satisfaction, allowing you to focus on what you do best running your business. At Washington State Employees, we are here to support your journey every step of the way. Whether you're looking for financing options or efficient payment solutions, we have the tools and expertise to help your business flourish. Reach out today to learn more!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we've got you covered with specialized services as well. Our Business Banking solutions include essential tools like Merchant Services and Business Loans, helping your business thrive in today's competitive environment.

Community-Focused Shared Services

As part of our commitment to community, we participate in basic shared branch transactions for partner credit union members. This means that even if you're traveling or away from home, accessing your funds is straightforward through shared branches.

Convenient Digital Banking Features

In today's busy world, convenience is key. That's why Chehalis offers robust Online & Mobile Banking options that let you manage your accounts from anywhere at any time. With features like mobile payments, e-statements, and person-to-person transfers, taking control of your finances has never been easier. You can also access cash quickly with our ATM & Cash Withdrawal Services, available 24/7 for your convenience. Plus, our basic drive-thru banking allows for simple deposits and withdrawals without needing to enter the branch.

Financial Assistance When You Need It

We also understand that life can throw unexpected challenges your way. That's why our Personal Loans & Debt Consolidation services are designed to help ease financial burdens and simplify repayments. Whether it's covering emergency expenses or consolidating debts into one manageable payment, we're here to assist. Don't forget about our rewards program with Credit Cards with Rewards! Enjoy perks while making everyday purchases it's a win-win!

Join Us Today!

With so many options available at Washington State Employees, we invite you to explore how we can assist you on your financial journey. For more information about our services or to speak with a representative, call us at (800) 562-0999 or visit us at our location in Chehalis, WA. We're excited to serve you!

Personal Banking Solutions

For those seeking reliable personal banking, we offer Checking & Savings Accounts that help you manage your finances effortlessly. Imagine having a checking account that helps you track spending while earning interest on your savings. This flexibility makes budgeting simpler and more effective. If you're considering a new vehicle, our Auto Loans & Vehicle Financing can put you behind the wheel without the hassle of long wait times. With competitive rates and flexible terms, we make it easy to drive away in the car you've always wanted. For bigger dreams like home ownership, our Mortgage Loans & Refinancing options provide support every step of the way. Our experienced team is here to guide you through the process, ensuring you find the right mortgage solution for your unique situation.

Digital & Online Banking

Convenient Online Banking

Our online banking platform, which you can explore at https://wsecu.org/, gives you 24/7 access to your accounts. Whether you're checking your balance, transferring money, or paying bills, everything is just a login away. The user-friendly interface makes it easy for anyone to navigate, ensuring you have full control over your finances at all times.

Mobile Banking Made Easy

With our mobile payments feature, you can make purchases directly from your phone no cash or card needed! Our mobile application offers all the features of online banking right in your pocket. You can also send money easily with our person-to-person transfer option, making it quick to pay back friends or family.

Real-Time Management

Managing your accounts has never been easier. With real-time updates and notifications through our app and online platform, you'll always know where you stand financially. Whether it's checking account balances or reviewing recent transactions, everything is updated instantly for your peace of mind. At Washington State Employees, we're committed to providing convenient and secure digital banking solutions tailored to meet your needs. Embrace the ease of managing your finances with us today!

Secure Features

Your security is our top priority. We offer electronic signature authorization, allowing you to sign documents securely online. Plus, with e-statements available, you can keep track of your transactions without the hassle of paper clutter. Our mobile application provides additional layers of security while making banking on the go straightforward and safe.

Financial Strength

Growing Membership Trust

With a total of 627,578 accounts, our growing member base shows that more people trust us with their finances. This trust allows us to maintain a strong position within the community while fostering an environment where every member feels valued. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 1725 Nw Louisiana Ave Chehalis Wa 98532 or call (800) 562-0999 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $472,736,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also noteworthy; we offer $37,830 in used auto loans and $4,251,401,593 in total loans and leases to support your financial goals across various sectors.

Member-Centric Resources

Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are reflected in our $-$476,844, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $691,436,541 in used vehicle loans and $471,635,194 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to help you navigate your options and find the best fit.

Business Loans

For business owners, our outstanding commercial loans totaling $644,394,602 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need funds for operational expenses, we have solutions designed specifically for small businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $332,988,335, make buying or refinancing simple. We provide resources to guide you through the process and ensure you have all the information needed to make an informed decision about your future home.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new ones, our team can assist you in understanding what options are available. We're committed to finding solutions that work for you and help reduce your financial burden. For more information on how our loan products can assist you in achieving your financial goals or if you have any questions about eligibility criteria and application processes, feel free to reach out at 800-562-0999. You can also visit us at our branch located at 1725 Nw Louisiana Ave Chehalis Wa 98532. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to serving you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $269,914,266 in loans helping members manage their finances effectively. Our credit cards come with various features designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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WASHINGTON STATE EMPLOYEES CREDIT UNION - Chehalis, WA

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Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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