Washington State Employees Credit Union Bellevue WA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Washington State Employees, where our commitment to serving you goes beyond just banking. Located at 155 108Th Ave Ne Ste 100, Bellevue, WA 98004, our branch has been a trusted partner for individuals and families since 1957. As part of our dedication to the community, we proudly support over 319,722 members with a wide range of financial services designed to meet your needs. At Washington State Employees, we understand that your financial journey is unique. That's why we offer personalized solutions, from checking and savings accounts to auto loans and mortgages. Our total assets stand strong at $5,255,760,569, ensuring that we have the resources to help you achieve your financial goals. With $40,239,212 in total deposits and a net worth of $482,794,019, you can trust that your money is safe with us. Under the leadership of CEO Gary Swindler and Board President Veronica Bronkema, our team is dedicated to providing exceptional service every day. We have a committed staff of 833 employees ready to assist you during our lobby hours from Monday to Friday, 9:00 AM to 5:30 PM. Additionally, our convenient ATM services are available around the clock. While members can visit us at our Bellevue location for all their banking needs, official correspondence should be directed to our mailing address: PO BOX WSECU, Olympia, WA 98507-0099. Explore more about what we offer by visiting our website at wsecu.org or give us a call at 800-562-0999. We invite you to experience the difference with Washington State Employees where your financial well-being is our top priority!

Branch History & Mission

Evolution of Our Branch

Since opening our doors, we have continuously evolved to meet the changing needs of our members. In the early years, we focused on providing essential banking services to state employees. Today, we offer a wide range of financial products, including checking and savings accounts, auto loans, mortgages, and business banking solutions. With total assets amounting to $5,255,760,569, we are equipped to support our members with comprehensive financial services tailored to their unique situations. We are committed to embracing technology that enhances member experience. We provide online and mobile banking options that allow members to manage their finances conveniently from anywhere. Our ADA-compliant facilities ensure everyone can access our services easily. For those who prefer in-person assistance, our branch features walk-up ATM access available 24/7 for cash withdrawals and balance checks.

Join Us Today!

As we look forward to the future, we invite you to become part of the Washington State Employees family. Experience the benefits of being a member with access to competitive rates and personalized service designed with your best interests in mind. Connect with us today at wsecu.org or call us at 800-562-0999. Together, let's build a financially secure future!

Our Mission

At Washington State Employees, our mission is clear: we strive to empower our members through exceptional financial services while fostering community growth and support. We believe in building lasting relationships based on trust and service excellence. Our focus goes beyond transactions; we actively participate in community outreach initiatives that help improve the lives of those around us. While members can visit us at our Bellevue location for all their banking needs during lobby hours from Monday to Friday between 9:00 AM and 5:30 PM, official correspondence should be sent to PO BOX WSECU in Olympia, WA 98507-0099. We also offer shared service center availability for added convenience.

Branch Location & Accessibility

Accessibility Features

At our Bellevue branch, we prioritize accessibility for everyone. Our building is equipped with ramps and ADA-compliant features to ensure ease of access. Plus, there's plenty of parking available for our visitors, making your trip straightforward and hassle-free.

Call to Action

If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 800-562-0999 or stop by our branch today. We look forward to welcoming you and helping you achieve your financial goals here at Washington State Employees in Bellevue!

Operating Hours & Services

We know how busy life can get! That's why our lobby hours are designed to fit into your schedule: we're open Monday through Friday from 9:00 AM to 5:30 PM. For those who prefer the convenience of banking anytime, we offer a walk-up ATM that is accessible 24/7 for cash withdrawals and balance inquiries. Our services go beyond just traditional banking. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered! Our members also enjoy access to business banking services and shared transactions with partner credit unions.

Member Eligibility

Joining the Washington State Employees community means stepping into a world of support and opportunities. To become a member at our Bellevue branch, located at 155 108Th Ave Ne Ste 100, you'll find that eligibility is designed to be welcoming and inclusive. Whether you're a Washington state employee or a family member of one, we want to invite you in. It's all about creating a space where your financial well-being is prioritized. For the most accurate details on who can join us, we encourage you to check out our eligibility information at . Opening an account is straightforward and can be done in just a few easy steps. You can start your journey towards becoming a member online by visiting https://digital.wsecu.org/banking/self-enrollment. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (800) 562-0999. We're here to help you every step of the way as you join our community!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $644,394,602, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine running your day-to-day operations without the hassle of payment processing. Our merchant services provide secure and efficient ways for you to accept payments, allowing you to focus on what you do best growing your business. From point-of-sale systems to online payment solutions, we have the tools to help streamline your transactions. Explore how Washington State Employees can be a partner in your success at our Bellevue location: 155 108Th Ave Ne Ste 100 Bellevue Wa 98004, Bellevue, WA. Let's build a brighter future together!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

With accessible ATM & Cash Withdrawal Services, you can easily withdraw cash or check balances whenever you need them. Additionally, we offer basic shared branch transactions for partner credit union members making it easy to deposit or withdraw funds without hassle.

Accessibility and Support

At Washington State Employees, we believe in providing exceptional service. Our knowledgeable staff is always ready to assist you with any questions about our services or help guide you through the process of opening an account. You can reach us at (800) 562-0999 during our lobby hours from Monday to Friday from 9:00 am to 5:30 pm. We also have a walk-up ATM available 24/7 for your convenience. As a member-focused credit union, we strive to create lasting relationships built on trust and support. Explore all that we have to offer by visiting us online at Bellevue today! Let's work together towards achieving your financial goals!

Business Banking

For our business members, Washington State Employees offers comprehensive Business Banking solutions including Merchant Services & Business Loans. We know how important it is for businesses to manage their finances effectively, so we provide tools and resources that make banking easier.

Convenient Digital Banking

In today's busy world, convenience is key. Our robust Online & Mobile Banking services let you manage your accounts anytime, anywhere. From making deposits to checking your balance, everything is at your fingertips with just a few clicks on your mobile device or computer.

Credit Cards with Rewards

We understand that rewards matter. That's why we provide Credit Cards with Rewards that allow you to earn points for everyday purchases. Whether you're using your card for groceries or travel, these rewards can add up quickly, helping you save money in the long run.

Personal Banking Solutions

Our Personal Banking services include a variety of Checking & Savings Accounts tailored for different lifestyles. If you're planning to purchase a new car or need to refinance an existing loan, our Auto Loans & Vehicle Financing options are competitive and straightforward. For those who need extra cash for unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services offer flexible terms that work for you.

Digital & Online Banking

Key Features

Our online banking platform, accessible through https://wsecu.org/, provides a user-friendly experience for all your banking needs. You can check balances, transfer funds, and pay bills without leaving the comfort of your home. For those who prefer managing their finances on the go, our mobile application is available for download, making it simple to keep track of your accounts from your smartphone. Need to send money to a friend? With our person-to-person transfer feature, you can quickly send cash without any hassle. Plus, enjoy the benefits of electronic signature authorization, which allows you to sign documents securely and conveniently from anywhere.

Security and Accessibility

We prioritize your security with advanced measures in place to protect your information while using our services. Accessing your accounts 24/7 means you're never out of touch with your financial status. And if you choose paperless statements, e-statements are available to help you stay organized and reduce clutter. Whether you're making mobile payments or simply checking your account balance late at night, Washington State Employees ensures that all transactions are safe and straightforward. We believe that banking should fit seamlessly into your lifestyle effortless and efficient. With everything we offer, managing your finances has never been easier or more secure. Visit us today at https://wsecu.org/ and discover how our digital banking solutions can simplify your life!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 782 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share Accounts: 627,578, showing a strong and growing member base that trusts us with their finances. This reflects our commitment to maintaining your confidence while helping you achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington State Employees is your trusted partner. Visit us at 155 108Th Ave Ne Ste 100 Bellevue Wa 98004 or call 800-562-0999 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $472,736,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $37,830 in used auto loans and a total of $4,251,401,593 in loans and leases.

Secure Savings Options

Members' savings are secured through $1,304,527,411 in share certificates and $710,615,725 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,992,685, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $482,794,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $471,635,194 in new vehicle loans and $691,436,541 in used vehicle loans. This means many members are hitting the road with reliable financing options from us.

Business Loans

For business owners looking to expand their operations, our outstanding commercial loans amounting to $644,394,602 provide the necessary capital to grow your business and seize new opportunities. At Washington State Employees, we also understand that refinancing may be an option worth considering if you're looking to adjust your current loan terms or interest rates. Be sure to ask about eligibility options when you visit us or call at 800-562-0999. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to come by or reach out to learn more about how our loan offerings can support your financial aspirations!

Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently offer a total of $269,914,266 in unsecured credit card loans to assist members in maintaining control over their finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With $332,988,335 in Junior Lien 1-4 Family Residential Properties loans available, we can help you find the right fit for your housing needs.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. By gathering information from trusted financial institutions, LendMesh guarantees that the loan options presented are reliable and accurate.