WASHINGTON EDUCATIONAL ASSOC FEDERAL CREDIT UNION - Franklinton, LA

Welcome to the Washington Educational Association Federal Credit Union, your trusted partner in financial wellness located at 308 11th Ave, Franklinton, LA 70438. Since our establishment in 1964, we've proudly served our community, building strong relationships and providing personalized financial solutions to our 372 members. With total assets of $1,066,569 and total deposits reaching $89,190, we are committed to ensuring your financial goals are met with care and expertise. At Washington Educational Assoc, we understand the unique needs of our members. Our offerings range from checking and savings accounts to auto loans and mortgages. Whether you're looking to finance a new vehicle or manage your everyday banking needs, we're here for you. We take pride in our community impact, offering services that not only meet but exceed expectations. Our dedicated team is led by CEO Charlet Lewis and Board President Emma Ross, who believe in fostering an environment where trust and transparency thrive. With just 2 employees, we maintain a personal touch in all our interactions ensuring you feel valued every step of the way. While you can visit us at our branch for in-person assistance during our operating hours on Mondays and Thursdays from 4:30 PM to 6:30 PM, we also encourage you to reach out via phone at 985-795-1108 for any inquiries or support you may need. Discover how Washington Educational Assoc can help you achieve your financial dreams today!

Becoming a member of Washington Educational Assoc is more than just opening an account; it's about joining a community that truly cares about its members. Located at 308 11Th Ave Franklinton La 70438, we welcome individuals who are part of the Washington Educational Association, their families, and others who share in our mission to promote financial well-being. If you've ever thought about being part of something special, now's your chance! You can find out more about the specific eligibility requirements by visiting our website at . Opening an account with us is easy and straightforward. We're here to support you every step of the way, ensuring that you have access to a range of services tailored to meet your needs from personal banking options to loans and credit cards. If you have any questions or want to get started, feel free to give us a call at (985) 795-1108. We look forward to welcoming you into the Washington Educational Assoc family!

At Washington Educational Assoc, we understand that convenience and security are essential in today's banking world. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. While we currently do not provide features like online banking, e-statements, or mobile applications, our commitment to helping you stay connected remains strong. We prioritize your safety by ensuring that every transaction you make is protected with top-notch security measures. Though we don't support mobile payments or person-to-person transfers right now, our team is always looking for ways to improve your banking experience. You can still visit us during our lobby hours on Mondays and Thursdays from 4:30 PM to 6:30 PM for personal assistance. For more information about our services, feel free to check out our website at . While we're working on enhancing our digital offerings, we remain dedicated to providing excellent service in person. Your financial well-being is our priority at Washington Educational Assoc, and we're here to assist you every step of the way.

At Washington Educational Assoc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong helps you feel more secure in your financial journey. With a net worth of $113,653, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,060 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $35,054 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8 in used auto loans and $582,797 in total loans and leases. Our commitment to operational efficiency is reflected in our $14,298 for the year. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $24,286. Total Share and Deposit Accounts: 389, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington Educational Assoc is your trusted partner. Visit us at 308 11Th Ave Franklinton La 70438 or call (985) 795-1108 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.