Wasatch Peaks Credit Union Plain City UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Wasatch Peaks, your trusted financial partner located at 3631 W 2600 N, Plain City, UT 84404. Since our establishment in 1930, we have been dedicated to serving the community with a focus on building strong relationships and fostering financial well-being. As a proud member of the Wasatch Peaks family, you join over 31,000 members who benefit from our commitment to personalized service and community impact. At Wasatch Peaks, we understand that your financial needs are unique. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. With total assets exceeding $610 million, we ensure that your money is secure while providing competitive rates and innovative products tailored just for you. Our team is led by CEO Jeff Shaw and Board President Mark Ramsey, both of whom are passionate about empowering our members to achieve their financial goals. Together, they guide our team of 117 employees who are always ready to assist you with any inquiries or services you may need. While members can visit us at our Plain City location, official correspondence should be sent to the same address: 3631 W 2600 N, Plain City, UT 84404. If you're looking for a place where your financial future is prioritized and valued, look no further than Wasatch Peaks. To learn more about what we can do for you or to become a member today, please give us a call at 801-627-8700 or visit our website at Wasatch Peaks. We look forward to welcoming you!

Branch History & Mission

Community Engagement

Over the years, Wasatch Peaks has actively engaged with the Plain City community through various initiatives. We participate in local events and support local organizations that align with our values. By collaborating with schools and charities, we work together to uplift those around us and contribute positively to our shared environment. While members can visit us at 3631 W 2600 N, official correspondence should be sent to the same address since it matches our mailing address. In conclusion, if you're looking for a credit union that prioritizes its members while also being deeply rooted in community values, look no further than Wasatch Peaks. Join us today and experience the difference firsthand! For more information or to become a member, visit our website or call us at 801-627-8700. Let's build a brighter financial future together!

Our Mission

At Wasatch Peaks, our mission is simple yet powerful: to provide exceptional financial services while fostering strong community relationships. We believe in empowering individuals and families by offering personalized banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. But we don't stop there; we are dedicated to making a positive impact through various outreach efforts and partnerships within the community. Our commitment extends beyond just financial transactions; we focus on building lasting relationships with our members. We understand that everyone's financial journey is unique. That's why we strive to create an inclusive environment where everyone feels valued and supported. As part of our dedication to modern banking practices, we have implemented digital advancements that enhance accessibility for all members. From online banking features to mobile applications, we aim to make managing your finances as straightforward as possible.

Branch Location & Accessibility

Call to Action

We invite you to stop by and see how Wasatch Peaks can help you achieve your financial goals! If you have any questions or need assistance before your visit, feel free to call us at 801-627-8700. Come experience the welcoming environment and personalized service that sets us apart!

Local Landmarks and Accessibility

Our branch is nestled close to local attractions, including the scenic views of the surrounding mountains and nearby parks. This makes us not just a banking location but a part of your community. We offer ample parking for our members and ensure that our facilities are accessible for everyone, including those who require ADA-compliant features like ramps and designated parking spots.

Operating Hours and Services

We're here to serve you during convenient hours: from 9:00 AM to 6:00 PM Monday through Friday, and from 9:00 AM to 1:00 PM on Saturdays. Whether you need to open a new account or discuss loan options, our team is ready to assist you. In addition to traditional banking services like checking and savings accounts, we also offer auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Need cash? Our ATM is available on-site for quick withdrawals. Plus, we have a drive-thru option for those days when you're on the go.

Member Eligibility

At Wasatch Peaks, we believe that everyone deserves access to a supportive financial community. Joining us as a member is straightforward and welcoming! If you live, work, or worship in Weber County, you're already eligible to become part of our family. We also invite those who are related to existing members to join us. This means that whether you're just starting your financial journey or looking for a trusted partner to help you reach your goals, we're here for you. Becoming a member not only opens the door to a range of personalized financial services but also connects you with a team dedicated to your success. You can easily check out the full eligibility criteria by visiting this link. Ready to take the next step? Opening an account is simple! Just head over to our account opening page or give us a call at (801) 627-8700 for assistance. We can't wait to welcome you at our branch located at 3631 W 2600 N Plain City Ut 84404!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that make handling transactions smoother for your business. Picture this: streamlined payments that let you focus on serving your customers instead of worrying about complicated processes. Whether you're accepting credit cards or managing payroll, our solutions are here to simplify your financial management. Join us at Wasatch Peaks in Plain City, UT, where we're dedicated to helping businesses thrive. Reach out today at 801-627-8700 or visit us at 3631 W 2600 N Plain City Ut 84404. Let's build something great together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $165,700,755, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we understand that managing finances can be challenging. That's why we offer comprehensive business banking services, including merchant services and business loans tailored to support your growth. Your success is important to us!

Convenient Access Anytime

Need cash? Our convenient ATM services make accessing funds easy, while our basic drive-thru banking allows for quick transactions without leaving your car. We also provide shared branch transactions for members of partner credit unions, ensuring that you always have access to your money when needed. Our team at Wasatch Peaks is committed to making banking straightforward and accessible. If you have questions or need assistance with any service, don't hesitate to reach out at 801-627-8700.

Helping You Manage Debt

Life sometimes throws unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you regain control over your finances. Our friendly team is here to guide you through the process of finding the right loan for your situation. For those who love rewards, our credit cards with benefits can enhance your spending experience while earning points along the way. It's a smart way to enjoy perks while managing daily purchases.

Join Us Today!

Ready to take the next step? Visit us at our Plain City branch or check out our website at Wasatch Peaks for more information on how we can assist you with all your financial needs. Experience banking that puts you first!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that fit various lifestyles. Imagine having an account that not only helps you save but also gives you easy access to your funds through online and mobile banking. With our digital services, checking your balance or making transfers can be done anytime and anywhere. When it comes to financing, our auto loans and vehicle financing options make purchasing a new car stress-free. Picture driving away in your dream vehicle with competitive rates and flexible terms designed just for you. Additionally, if homeownership is on your mind, explore our mortgage loans and refinancing solutions that help turn your dream home into reality.

Digital & Online Banking

Key Features

Our online banking platform empowers you with the tools you need for real-time account management. You can check balances, transfer funds, and even set up person-to-person transfers effortlessly. Need to sign important documents? With our electronic signature authorization, you can do so quickly and securely without needing to visit the branch. For those who prefer paperless options, we provide e-statements that allow you to keep track of your transactions while reducing clutter. Plus, if you're on the go, our mobile application puts all these features right in your pocket. Whether you're making payments or checking your account balance, everything is just a tap away.

Security and Accessibility

Security is a top priority at Wasatch Peaks. Our online banking services are designed with robust security features to protect your personal information. You can feel confident knowing that your data is safe while you manage your finances online. Accessibility is another key benefit. Whether using your smartphone or computer, our user-friendly interface makes it easy for anyone to navigate through their accounts. Join us at Wasatch Peaks and experience the convenience of modern banking tailored just for you!

Financial Strength

Commitment to Growth and Support

Our dedication to our members is reflected in our $50,094,621 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. We support your financial goals with $3,357 in used auto loans and a total of $497,424,050 in loans and leases available for various needs.

Growing Together

We currently manage a total of 69,946 share accounts, showcasing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending and investments stand at $482,620, further enhancing our ability to support your financial journey. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wasatch Peaks is your trusted partner. Visit us at 3631 W 2600 N Plain City Ut 84404 or call (801) 627-8700 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $179,074,919 in share certificates and $109,824,600 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

While maintaining our robust offerings, we also pride ourselves on operational efficiency, as shown by our $0. This efficiency enables us to continue offering competitive loan rates and solid financial products for our members.

Our Dedicated Team

Our team is essential to providing excellent service. We have 83 full-time employees and 34 part-time employees who are always ready to assist you with their knowledge and commitment.

Our Strong Financial Position

With a net worth of $61,354,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,005, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,095,025 in used vehicle loans and $29,269,592 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easy for you to secure financing without breaking the bank.

Commercial Loans

For business owners, our outstanding commercial loans totaling $165,700,755 provide the capital needed to grow and expand your business. We recognize the challenges faced by entrepreneurs and are dedicated to supporting local businesses with financial solutions that work.

Credit Options

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans. With a total of $5,035,913 in unsecured credit card loans available, our products are designed to give you the purchasing power you need while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,373,022, make buying or refinancing simple. With competitive rates and personalized service, we can help guide you through the process of owning your dream home.

Refinancing and Eligibility

If you're considering refinancing any existing loans or exploring eligibility options for any of our products, feel free to reach out. Our team is here to assist you in understanding your choices and finding the best solutions for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Ready to take the next step? Contact us at 801-627-8700 or visit us at 3631 W 2600 N Plain City Ut 84404. Let Wasatch Peaks help you achieve your financial aspirations!

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WASATCH PEAKS FEDERAL CREDIT UNION