Wasatch Peaks Credit Union Ogden UT | Top Auto Loans & Business Banking

Introduction

Welcome to Wasatch Peaks, your trusted financial partner right here in Ogden, Utah! Located at 975 Washington Blvd, our 10th Street Branch has been serving the community since 1930, building a legacy of reliability and support for our 31,033 members. With a strong commitment to helping you achieve your financial goals, we proudly manage $610,624,524 in total assets and maintain a robust net worth of $61,354,172. At Wasatch Peaks, we understand that every member is unique. That's why we offer a range of services tailored to fit your needs from personal banking with checking and savings accounts to auto loans and business financing. Our dedicated team of 117 employees, led by CEO Jeff Shaw and Board President Mark Ramsey, is here to provide personalized assistance every step of the way. While members can visit us at our branch address, official correspondence should be sent to the same address: 975 Washington Blvd, Ogden, UT 84404. With over 19,159 loans and leases issued and total deposits reaching $26,788,883, we are proud to have a strong foothold in the community while fostering financial growth among our members. Whether you're looking to finance your next vehicle or open a new account, our team is ready to help you make informed decisions. We invite you to explore what Wasatch Peaks can do for you! Feel free to call us at 801-334-0400 or visit our website at wasatchpeaks.com for more information. Join us today in experiencing the friendly service and exceptional benefits that come with being a part of our credit union family!

Branch History & Mission

At Wasatch Peaks, we are proud of our rich legacy and commitment to the community. Established in 1930, our 10th Street Branch has been a cornerstone for residents of Ogden, UT, for over nine decades. Located at 975 Washington Blvd, right near the heart of the city, we have grown alongside our members, adapting to their needs while staying true to our mission. From humble beginnings, Wasatch Peaks has evolved significantly. What started as a small credit union has blossomed into a thriving financial institution with over 31,000 members and total assets reaching an impressive $610,624,524. Our journey reflects our dedication to providing not just financial services but also support and connection within the community. Our mission is clear: to empower our members through personalized banking solutions while fostering a spirit of community and cooperation. We strive to offer accessible financial products that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our focus is always on making banking easier for you and ensuring that your needs come first. As part of our commitment to excellence, we offer modern conveniences such as online and mobile banking services. You can manage your accounts anytime from anywhere. Additionally, with an ATM on-site and drive-thru banking available during regular hours 9 am to 6 pm on weekdays and 9 am to 1 pm on Saturdays we ensure that accessing your funds is as hassle-free as possible. While members can visit us at 975 Washington Blvd for all their banking needs, official correspondence should be sent to the same address if different from the branch location. We also take pride in being ADA compliant and providing shared service center options for even greater convenience. Wasatch Peaks is more than just a financial institution; we are deeply involved in community outreach efforts that aim to uplift those around us. By partnering with local organizations and initiatives, we strive to make a positive impact where it matters most. We invite you to join us at Wasatch Peaks! Experience the benefits of being part of a credit union that truly cares about its members and community. Call us today at 801-334-0400 or visit our website at wasatchpeaks.com to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Welcome to the Wasatch Peaks 10th Street Branch, your friendly neighborhood credit union located at 975 Washington Blvd, Ogden, UT 84404. We're situated in the heart of Weber County, making it easy for you to access our services. Just a stone's throw from local landmarks like the Ogden City Mall and near the beautiful Ogden River Parkway, our branch is not only conveniently located but also surrounded by great places to visit. At Wasatch Peaks, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can enjoy our services comfortably. Whether you're stopping by for a quick transaction or need assistance with your banking needs, our friendly staff is ready to help. Our operating hours are designed to fit your busy schedule. We're open from 9 AM to 6 PM Monday through Friday and offer Saturday hours from 9 AM to 1 PM for those who need a little extra time during the weekend. With a drive-thru service available, you can quickly make deposits and withdrawals without leaving your car. In addition to traditional banking services, we also provide ATM access for quick cash withdrawals and balance checks. Plus, as a shared service center, we make it easy for members of partner credit unions to conduct basic transactions with us. For any inquiries or assistance, feel free to reach out at 801-334-0400. We invite you to stop by and experience the personalized service that sets Wasatch Peaks apart. We look forward to welcoming you soon!

Member Eligibility

At Wasatch Peaks, we believe that everyone deserves a supportive financial community, and becoming a member is a straightforward process. If you live, work, or worship in the Ogden area, you're already eligible to join us! This means you can enjoy all the benefits we offer, including competitive rates on loans and savings products, personalized service, and access to various financial resources. To get started, simply visit our website for more details on eligibility at https://www.wasatchpeaks.com/wasatch-peaks-membership. We're here to help every step of the way! If you're ready to open your account or have any questions, don't hesitate to call us at (801) 334-0400. Join us at Wasatch Peaks located at 975 Washington Blvd Ogden Ut 84404, and take the first step towards a brighter financial future!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer robust merchant services designed to streamline your operations. Whether you're accepting payments online or managing transactions at your storefront, our services make it easy and efficient. Picture this: a local café using our merchant solutions to quickly process customer orders while keeping track of inventory in real-time. This not only saves time but also enhances customer satisfaction. Let us help you take your business further. Visit us at 975 Washington Blvd Ogden Ut 84404 in Ogden, UT or call us at (801) 334-0400 to learn more about how our business banking and commercial services can support your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $165,700,755, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer in-person banking, our branch features an ATM for quick cash withdrawals and balance checks. Plus, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle.

Business Banking

If you're a business owner, we know how vital it is to have reliable banking services. Our Business Banking options include essential tools like Merchant Services that help streamline transactions and improve cash flow. We also offer Business Loans designed to support growth and expansion.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services that allow you to manage your accounts from anywhere. With features like online bill pay and account monitoring, handling finances has never been easier.

Personal Banking

We understand that managing your money can sometimes feel overwhelming. That's why our Personal Banking options are designed to simplify your financial life. Choose from a variety of Checking & Savings Accounts tailored to fit different lifestyles and goals. If you're thinking about purchasing a car, our Auto Loans & Vehicle Financing services make it easy to get behind the wheel with competitive rates and flexible terms. For those considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options offer personalized solutions. Additionally, if unexpected expenses arise or you want to consolidate debt, our Personal Loans & Debt Consolidation services provide quick access to funds when you need them most. Don't forget about our Credit Cards with Rewards, which allow you to earn points on your everyday purchases!

Shared Branch Transactions

As part of our commitment to accessibility, we also offer basic shared branch transactions for members of partner credit unions. This means you can make deposits and withdrawals even when you're away from home. At Wasatch Peaks, we pride ourselves on being more than just a bank; we aim to be your trusted financial partner. We invite you to visit us at our Ogden branch or check out our website at wasatchpeaks.com for more information about all the services we offer. Together, let's build a brighter financial future!

Digital & Online Banking

Convenient Online Banking

Our online banking service is available 24/7 at https://www.wasatchpeaks.com/. Whether you're checking your balance, making transfers, or paying bills, everything you need is just a click away. You'll appreciate how easy it is to navigate through our user-friendly interface. Plus, with electronic signature authorization available, signing documents has never been simpler!

Mobile Banking on the Go

With our mobile application, managing your finances is literally at your fingertips. Check balances, make person-to-person transfers, and even set up payments right from your smartphone. And while we currently don't support mobile payments, our app ensures that all essential banking tasks are quick and easy.

Real-Time Management

Worried about keeping tabs on your money? Our real-time account management features let you monitor transactions as they happen. This level of accessibility gives you control over your finances like never before. In short, Wasatch Peaks combines convenience with security to ensure you have a smooth banking experience. Join us today and discover how easy it is to manage your money online!

Stay Organized with E-Statements

Say goodbye to piles of paperwork! We provide e-statements to help you keep track of your financial activity without cluttering your space. These statements are secure and accessible whenever you need them, giving you peace of mind.

Financial Strength

At Wasatch Peaks, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your finances are in safe hands with us. With a net worth of $61,354,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $179,074,919 in share certificates and $109,824,600 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $50,094,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $49,742,405 in total loans and leases including $33,571,141 in used auto loans. While our net income is currently $0, this reflects our operational efficiency as we focus on building stronger member relationships rather than merely profits. We also take pride in having 83 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $482,620. Total Share Accounts: 69,946, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wasatch Peaks is your trusted partner. Visit us at 975 Washington Blvd Ogden Ut 84404 or call 801-334-0400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Services

If you're considering refinancing or want to explore eligibility options for any of our products, our knowledgeable staff at Wasatch Peaks is ready to assist you. We pride ourselves on making the lending process straightforward and accessible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to get started on your application today, feel free to contact us at 801-334-0400 or visit us at 975 Washington Blvd Ogden UT 84404. We're here to help you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,095,025 in used vehicle loans and $29,269,592 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $165,700,755 provide the capital needed to grow and expand your business. We understand that access to funds is vital for success; our team is here to assist you in navigating your financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,373,022, make buying or refinancing simple. We guide you through the process and provide the support you need to make informed decisions about your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,035,913 in loans helping members manage their finances effectively. These cards come with various benefits and rewards that can enhance your spending power while maintaining control over your budget.

Loan Aggregator

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Wasatch Peaks