Wasatch Peaks Credit Union Ogden UT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Wasatch Peaks, your trusted financial partner in the heart of Ogden, UT. Established in 1930, we have proudly served our community for over 90 years, building strong relationships with our members. With a total membership of 31,033 and assets exceeding $610 million, we are dedicated to providing personalized financial services that meet your needs. At our Pleasant View Branch located at 1588 W 2700 N, Ogden, UT 84404, we offer a wide range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our experienced team is here to help you navigate your financial journey and make informed decisions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1588 W 2700 N, Ogden, UT 84404-1224. Under the leadership of CEO Jeff Shaw and Board President Mark Ramsey, we strive for excellence in service and community engagement. Our team of 117 employees works diligently to ensure that your experience with us is nothing short of exceptional. With total deposits reaching $26,788,883 and a net worth of $61,354,172, Wasatch Peaks stands as a pillar of strength in the community. We take pride in our commitment to helping you achieve your financial goals while ensuring your peace of mind. If you're looking for reliable financial solutions from a credit union that puts its members first, look no further! Call us today at 801-622-4300 or visit our website at wasatchpeaks.com to learn more about how we can assist you on your path to financial success.

Branch History & Mission

Community Commitment

Our commitment extends into the community through outreach programs and partnerships with local organizations. We strive to give back through initiatives that support education, housing assistance, and financial literacy programs. By investing in our community, we aim to create lasting change and uplift those around us. As we reflect on our history and growth from our humble beginnings nearly a century ago to becoming an institution with over $610 million in assets we invite you to be part of our story. Join Wasatch Peaks today and experience the benefits of being a member of a credit union that truly cares about you and your future. For more information or to open an account with us, please call us at (801) 622-4300 or visit our website at Wasatch Peaks. Together, let's build a brighter financial future!

Our Mission

At Wasatch Peaks, our mission goes beyond just providing financial services; it's about empowering individuals and strengthening communities. We believe that everyone deserves access to quality financial products that can help them achieve their dreams whether it's buying a home, financing a vehicle, or saving for education. We focus on delivering personalized service and fostering relationships with our members. This means listening to your needs and offering tailored solutions that fit your lifestyle. Our team is dedicated to providing support through various channels, including online banking and mobile applications, ensuring you have access to your accounts whenever you need them. While members can visit us at 1588 W 2700 N Ogden Ut 84404, official correspondence should be sent to 1588 W 2700 N, Ogden, UT 84404-1224. We also offer shared branch transactions for those who are members of partner credit unions, making it easier for you to manage your finances no matter where you are.

Branch Location & Accessibility

Accessibility and Features

At Wasatch Peaks, we prioritize convenience and accessibility. Our parking lot is spacious and offers easy access to our entrance, which is equipped with ADA-compliant features like ramps for those who may need them. We understand that everyone deserves easy access to their banking services.

Call to Action

We invite you to come visit us at the Wasatch Peaks Credit Union Pleasant View Branch! If you have questions or would like more information about our services, don't hesitate to call us at 801-622-4300. Your financial journey starts here!

Operating Hours and Services

We are open from 9:00 AM to 6:00 PM on weekdays, giving you plenty of time to fit banking into your busy schedule. Our drive-thru service is available for those who prefer quick transactions from their vehicle. Plus, if you're looking for cash access, our ATM is available on-site for your convenience. In addition to standard banking services like checking and savings accounts, we offer a variety of loans including auto financing and personal loans. You can also take advantage of our online and mobile banking options, making it even easier to manage your finances anytime, anywhere.

Member Eligibility

At Wasatch Peaks, we believe that everyone deserves a supportive financial community. Joining us is a straightforward process, and we're excited to welcome you! To become a member, you simply need to meet certain eligibility criteria, which generally include living, working, or worshiping in our service area. This means if you're part of our vibrant local community around 1588 W 2700 N Ogden Ut 84404, you're likely eligible! We want to make sure that everyone feels included and has access to the benefits we offer. For more detailed information about eligibility requirements, feel free to check out our resource at https://www.wasatchpeaks.com/wasatch-peaks-membership . Opening an account with us is easy and can be done online or by visiting us directly. Whether you're looking for a checking account, savings options, or loans tailored to your needs, Wasatch Peaks is here for you every step of the way. If you have any questions or need assistance, don't hesitate to call us at (801) 622-4300. Join us today and experience the personal touch and community spirit that sets Wasatch Peaks apart!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner that simplifies payment processing so you can focus on what matters most growing your business. Our merchant services help streamline transactions, making it easier for your customers to pay while ensuring you receive funds quickly and securely. Visit us at 1588 W 2700 N Ogden, UT 84404 or call us at 801-622-4300 to learn more about how Wasatch Peaks can support your business ambitions.

Tailored Business Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $165,700,755, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized banking solutions including merchant services and business loans. We're dedicated to supporting local businesses in Ogden and beyond, ensuring they have the financial resources necessary to thrive.

Convenient Access

We know that convenience is key when managing finances. Our ATM services provide easy access to cash withdrawals and balance checks whenever you need them. If you prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits and withdrawals without having to leave your car. Additionally, our shared branch transactions enable partner credit union members to conduct basic transactions like deposits and withdrawals at our location. This collaboration ensures that all members have access to essential banking services seamlessly.

Financial Support When You Need It

Life can throw unexpected challenges your way. That's why we provide personal loans and debt consolidation services to help you get back on track when needed. Our credit cards with rewards also give you an opportunity to earn while you spend, making every purchase count.

Get Started Today!

Ready to explore all that Wasatch Peaks has to offer? Our friendly team is here to assist you with any questions or concerns. Give us a call at 801-622-4300 or visit us at our Pleasant View Branch in Ogden, UT. Join us today and take the first step toward achieving your financial dreams! Visit us online at wasatchpeaks.com for more information about membership eligibility or account opening details.

Personal Banking Solutions

Our personal banking services make it easy to manage your day-to-day finances. With checking and savings accounts that fit your lifestyle, you can enjoy the convenience of online and mobile banking. Imagine being able to check your balance or transfer funds right from your smartphone it's all possible with our user-friendly digital tools. If you're considering buying a car, our auto loans and vehicle financing options can help make it happen. We offer competitive rates that allow you to drive away in the vehicle you love without breaking the bank. Plus, if you're looking for a home, our mortgage loans and refinancing options ensure that you find the right fit for your budget.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization, making it easy to complete transactions securely from the comfort of your home. You can also opt for e-statements, which not only reduce paper clutter but also give you quick access to your financial documents. For those who love managing their finances on the go, our mobile application is here to help. Easily download it and enjoy real-time account management right from your smartphone. Want to send money to a friend? Our person-to-person transfers make it simple and fast. And while mobile payments aren't available just yet, we're constantly working on expanding our services to meet your needs. At Wasatch Peaks, we're committed to providing you with accessible and reliable banking solutions that fit seamlessly into your life. Experience the freedom of digital banking with us today!

Financial Strength

Member Trust

Total Share and Deposit Accounts: 69,946, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $482,620. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wasatch Peaks is your trusted partner. Visit us at 1588 W 2700 N Ogden Ut 84404 or call (801) 622-4300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $50,094,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also robust; with $3,357 in used auto loans and $497,424,050 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $179,074,919 in share certificates and $109,824,600 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $61,354,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

If you're considering refinancing options or want to explore eligibility criteria for any of our loan products, feel free to visit us online or give us a call. We are here to guide you through every step of the process. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Wasatch Peaks, we're committed to providing personalized service that fits your lifestyle and financial needs. Contact us today to learn more about how our loan offerings can help you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,095,025 in used vehicle loans and $29,269,592 in new vehicle loans already helping members get on the road. We provide competitive terms for both new and used vehicles to ensure you drive away happy.

Business Loans

For business owners, our outstanding commercial loans totaling $165,700,755 provide the capital needed to grow and expand your business. We know how important it is to have financial support when pursuing your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,373,022, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, we have solutions tailored just for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,035,913 in loans helping members manage their finances effectively. This allows you the freedom to make purchases while keeping your budget under control.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance guarantees that users receive fair and transparent offers tailored to their needs.

WASATCH PEAKS FEDERAL CREDIT UNION - Ogden, UT