Wasatch Peaks Credit Union Ogden UT | Best Auto Loans & Business Banking

Introduction

Welcome to Wasatch Peaks, your trusted financial partner located at 3012 S 1900 W, Ogden, UT 84401. Since our establishment in 1930, we have been dedicated to serving our community with integrity and commitment. With a thriving membership of over 31,000 individuals, we take pride in being a cornerstone of support for families and businesses alike. At Wasatch Peaks, we understand that your financial goals are unique. That's why we offer a wide range of services tailored to meet your needs, from personal banking options like checking and savings accounts to specialized services such as auto loans, mortgages, and business financing. Our total assets stand strong at $610,624,524, reflecting our stability and capacity to serve you better. Our team is here for you. Led by CEO Jeff Shaw and Board President Mark Ramsey, our committed staff of 117 employees is ready to assist you in achieving your financial dreams. Whether you are looking for ways to save or need assistance with loans totaling 19,159, we're equipped to help. While members can visit us at our branch location in Ogden, official correspondence should be sent to the same address: 3012 S 1900 W, Ogden, UT 84401. If you have any questions or need assistance, don't hesitate to reach out at 801-627-8800. Join us at Wasatch Peaks where your journey towards financial success begins! Visit our website at wasatchpeaks.com for more information or stop by today!

Branch History & Mission

Community Commitment

At Wasatch Peaks, we understand that our success is intertwined with the well-being of the community. We actively participate in local events and initiatives aimed at improving lives in Weber County and beyond. Through educational workshops and financial literacy programs, we empower our members with knowledge and skills that can lead to greater financial independence.

Join Us Today!

As we look ahead to the future, we invite you to become part of our growing family at Wasatch Peaks. Experience firsthand how our commitment to service translates into meaningful relationships and financial success. Whether you're looking for a new account or need assistance with loans or mortgages, we're here for you. Call us at 801-627-8800 or visit us online at Wasatch Peaks to learn more about membership eligibility and open an account today!

Our Mission

Our mission at Wasatch Peaks is straightforward: to provide our members with exceptional financial services while fostering a spirit of community and support. We believe in empowering individuals and families through tailored products such as checking and savings accounts, auto loans, mortgage financing, and personal loans. Our goal is not just to offer financial solutions but also to uplift our community through outreach programs and partnerships that make a real difference. In addition to traditional banking services, we have embraced technology to enhance your experience. With online banking options available and ADA-compliant facilities ensuring accessibility for all members, we strive to make banking easy and inclusive. Plus, our drive-thru service allows for quick transactions without leaving your car.

Branch Location & Accessibility

Comprehensive Banking Services

Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, our team is dedicated to helping you find the right solutions tailored just for you. We also offer shared services with partner credit unions, giving you access to deposits and withdrawals wherever you are. While members can visit us at 3012 S 1900 W Ogden Ut 84401, official correspondence should be sent to 3012 S 1900 W, Ogden, UT 84401. We invite you to come by and experience firsthand how Wasatch Peaks can support your financial journey. Whether it's a quick question or a full-service transaction, we're here to help!

Convenient Access and Features

At Wasatch Peaks, we understand that accessibility matters. That's why our branch is designed with everyone in mind, featuring ADA-compliant entrances and ample parking. For those on the go, we also offer drive-thru banking services, allowing you to handle simple transactions without leaving your vehicle. And if you need cash or wish to check your balance quickly, our ATM is available for your convenience.

Hours That Fit Your Schedule

We're here for you during the week! Our lobby hours run from 8 AM to 6 PM Monday through Friday, so you can visit us before or after work. If you have questions or need assistance outside these hours, feel free to give us a call at 801-627-8800.

Member Eligibility

At Wasatch Peaks, we believe that everyone deserves a chance to be part of a warm, welcoming community. Becoming a member is simple and rewarding! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We also open our doors to family members of existing members, creating a network of support that feels just like home. By joining Wasatch Peaks, you'll enjoy access to personalized financial services tailored just for you, from checking accounts to loans and beyond. To dive deeper into the eligibility details, feel free to check out our website at https://www.wasatchpeaks.com/wasatch-peaks-membership . Ready to take the next step? Opening an account with us is easy! You can find all the information you need about starting your membership journey at https://loans.wasatchpeaks.com/ . If you have any questions or need assistance, don't hesitate to give us a call at (801) 627-8800. We're here for you at our branch located at 3012 S 1900 W Ogden Ut 84401, ready to welcome you into our community!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services simplify daily operations. Picture a bustling café seamlessly processing transactions while managing inventory all thanks to our reliable payment processing solutions. We provide the tools you need so you can focus on what matters most: serving your customers. Visit us at 3012 S 1900 W Ogden Ut 84401 in Ogden, UT, or call us at (801) 627-8800 to discover how we can help your business flourish!

Tailored Loan Options

Imagine a local bakery ready to open its doors, but short on funds for equipment. With our member commercial loans, we've funded over $300 in commercial loans, empowering businesses like this bakery to thrive. We also lend a helping hand to non-members, offering $35 in flexible financing solutions for businesses in our community. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $165,700,755, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer specialized services including merchant services and business loans. These tools are designed to streamline your operations and support growth, giving you peace of mind as you focus on what matters most your business.

Call to Action

Ready to experience the benefits of membership? Visit us today at 3012 S 1900 W, Ogden, UT 84401, or explore more about what we offer by visiting our website. Join Wasatch Peaks today and take control of your financial future!

Convenience at Your Fingertips

At Wasatch Peaks, convenience is key. Our branch features not only include ATM availability but also essential drive-thru services for those on the go. You can reach us at 801-627-8800 during our lobby hours from 8 AM to 6 PM on weekdays for any inquiries or assistance you may need.

Digital Banking Features

In today's fast-paced world, access to your accounts anytime is crucial. That's why we've invested in user-friendly online and mobile banking platforms. You can easily check balances, make transfers, and pay bills from anywhere. Our ATM services ensure you have access to cash when you need it most, while basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

Managing your finances has never been easier with our personal banking options. We offer checking and savings accounts that cater to your everyday banking needs. If you're considering a new vehicle, our auto loans and vehicle financing can help you get behind the wheel without the stress of high payments. For those planning to buy a home or refinance an existing mortgage, our mortgage loans are tailored to fit various budgets and situations. If you're dealing with debt, our personal loans and debt consolidation services can provide relief by allowing you to combine multiple debts into one manageable payment. Plus, enjoy the benefits of our credit cards with rewards, which give back while you spend on everyday purchases.

Shared Branch Transactions

We also understand the importance of community. With our shared branch transactions, members from partner credit unions can complete deposits and withdrawals right here at Wasatch Peaks. This service expands your access to funds while maintaining the friendly support you've come to expect from us.

Digital & Online Banking

Key Features

Managing your accounts has never been easier! With electronic signature authorization, signing documents is straightforward and secure. Plus, you can keep track of your finances with e-statements available at your convenience. Say goodbye to paper clutter while staying informed about your account activity. If you're always on the go, you'll love our mobile application, which allows you to bank from your smartphone. Need to send money quickly? Our person-to-person transfer feature makes it simple to pay friends or family in seconds. And for those everyday purchases, while we currently do not offer mobile payments, our other features ensure you have everything you need for effective money management.

Security and Accessibility

We prioritize your security. Our online banking services use advanced security measures to protect your personal information and financial data. You can confidently manage your accounts without worrying about unauthorized access. In today's fast-paced world, accessibility is key. Our user-friendly platform ensures that even if you're not tech-savvy, you'll find it easy to navigate through various features. Whether checking balances, transferring funds, or reviewing transaction history, everything is just a few clicks away. Join us at Wasatch Peaks and experience the benefits of modern banking tailored for you!

Financial Strength

Community Trust

Total Share and Deposit Accounts stand at 69,946, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $482,620, we have the capacity to support your dreams whether it's buying a new car or planning for your future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wasatch Peaks is your trusted partner. Visit us at 3012 S 1900 W Ogden Ut 84401 or call (801) 627-8800 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $50,094,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $3,357 in used auto loans and $497,424,050 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $179,074,919 in share certificates and $109,824,600 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $61,354,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $165,700,755 provide the capital needed to grow and expand. We also offer various credit lines that can be customized to suit your business needs. If you're considering refinancing options or looking for eligibility details for any of our loan products, please reach out to us at 801-627-8800 during our operating hours from 8 AM - 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Wasatch Peaks can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,095,025 in used vehicle loans and $29,269,592 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our team is here to guide you through the process and ensure you find an option that fits your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,035,913 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that allow you to earn while you spend.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,373,022, make buying or refinancing simple. We're dedicated to providing personalized service to help you navigate the mortgage process with ease.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all loan offers presented are fair and transparent. Users can trust that they are looking at legitimate options backed by reputable financial entities.

WASATCH PEAKS FEDERAL CREDIT UNION