Warren Municipal Credit Union Warren MI | Best Auto Loans & Business Banking

Introduction

Welcome to Warren Municipal Federal Credit Union, your trusted financial partner located at 31300 Hoover Rd, Warren, MI 48093. Established in 1952, we have proudly served our community for over 70 years, dedicated to providing exceptional financial services tailored to meet the needs of our 1,384 members. With total assets of $21,293,384 and total deposits reaching $113,075, we focus on creating a secure and supportive environment for everyone who walks through our doors. At Warren Municipal, we understand that banking is more than just numbers; it's about building relationships. Our knowledgeable team of 5 employees, led by our dedicated CEO Karen Mollison and Board President Chester Kulesza, is here to help you navigate your financial journey with personalized service. Whether you're looking for auto loans or refinancing options, we have solutions designed with you in mind. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 31300 Hoover, Warren, MI 48093. Our office is open Monday through Thursday from 10:00 AM to 5:15 PM and Friday from 8:30 AM to 5:15 PM. You can reach us at 586-268-9690 for any inquiries or assistance. Explore our website at warrenmunicipalfcu.com to learn more about our services including personal banking, loans, and online banking options. Join us as we continue to build a strong community foundation through sound financial practices and member-centric services. We invite you to become part of the Warren Municipal family today!

Branch History & Mission

Looking Ahead

As we move forward, we are excited about the future. We are continually enhancing our digital services like online banking and person-to-person payment options to ensure our members can manage their finances conveniently from anywhere. While currently there are no ATMs or drive-thru services available at our branch, we remain committed to providing exceptional customer service during our operating hours Monday through Friday from 10:00 AM to 5:15 PM. Join us at Warren Municipal Federal Credit Union! Experience firsthand how we can help you achieve your financial goals while being an active part of a caring community. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to reach out to us at 586-268-9690 or visit us online at warrenmunicipalfcu.com.

Our Mission

At Warren Municipal Federal Credit Union, our mission is clear: We strive to empower our members through comprehensive financial services while fostering a supportive community environment. We believe that everyone deserves access to the tools they need for financial success and stability. This commitment drives us to offer competitive rates on loans and savings accounts while maintaining a friendly atmosphere where members feel valued. We also understand the importance of outreach and partnerships within the community. Through various initiatives and programs, we actively engage in local events and collaborations that enrich the lives of those around us. Whether it's supporting local schools or participating in community fairs, we take pride in giving back.

Our Story

The journey of Warren Municipal began with a simple idea: to create a financial institution that prioritizes its members above all else. From our humble beginnings, we have expanded our services and embraced technological advancements to better serve our community. Located at 31300 Hoover Rd, Warren, MI 48093, our branch is easily accessible for anyone seeking assistance with their financial goals. While members can visit us at this address for in-person support, official correspondence should be sent to our mailing address at 31300 Hoover, Warren, MI 48093. Over the years, we have achieved significant milestones that reflect our commitment to excellence and community service. As we continue to grow and adapt, we remain focused on providing valuable services like personal banking, auto loans, mortgage financing, and more all designed with your needs in mind.

Branch Location & Accessibility

Convenient Access and Amenities

At Warren Municipal, we pride ourselves on being welcoming and accessible. Our branch features ample parking to ensure a hassle-free visit. We also comply with ADA standards, providing ramps and other accessibility features for all members of our community. While you can stop by for personal assistance during our lobby hours Monday through Thursday from 10:00 AM to 5:15 PM and Fridays from 8:30 AM to 5:15 PM you may also want to reach out to us directly at 586-268-9690 if you have any questions before your visit.

Services Designed for You

Although we currently do not offer ATM services or drive-thru banking, our friendly staff is here to assist you with a range of financial products. From checking and savings accounts to auto loans and mortgage options, we're committed to helping you achieve your financial goals. While members can visit us at the branch address mentioned above, any official correspondence should be sent to our mailing address at 31300 Hoover, Warren, MI 48093. We invite you to come by and discover how we can help meet your financial needs. Your satisfaction is important to us, so don't hesitate to stop in or give us a call!

Member Eligibility

At Warren Municipal, we believe that becoming a member is like joining a family where your financial well-being is our priority. If you're looking to join us, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in our community. This means whether you're a long-time resident or new to the area, there's a place for you here at Warren Municipal. Plus, as a member, you'll enjoy personalized service and access to various financial products tailored just for you. To learn more about our eligibility criteria and see if you qualify, feel free to visit our website at http://warrenmunicipalfcu.com/about-us/membership . Once you're ready to take the next step, opening an account with us is straightforward and welcoming. Just reach out to us at (586) 268-9690 for assistance or visit us in person at 31300 Hoover Rd Warren Mi 48093. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services offer practical tools for managing payments efficiently. Imagine streamlining your payment process so you can focus more on what matters growing your business. From accepting credit cards to online payment solutions, we help you cater to your customers' needs while ensuring quick and secure transactions. At Warren Municipal, we believe that strong businesses build strong communities. Let us partner with you on your journey toward success. For more information, reach out to us at (586) 268-9690 or visit our website at https://www.warrenmunicipalfcu.com/ .

Tailored Loan Options

- We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to expand your operations or invest in new equipment, we provide flexible financing options that cater to your unique circumstances. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means that even if you are not yet a member, you can still access the funds you need to thrive. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Your success fuels our mission.

Comprehensive List Of Services

Additional Services

While we don't currently have ATM facilities or drive-thru services available at our branch, rest assured that our commitment to providing excellent service remains steadfast. We believe in making banking accessible and straightforward for everyone. At Warren Municipal Federal Credit Union, we aim not only to meet but exceed your financial expectations. Come visit us at 31300 Hoover Rd, call us at 586-268-9690, or explore more about what we offer on our website: warrenmunicipalfcu.com. Let us be your trusted partner in all things finance!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Accessing your accounts anytime, anywhere is simple with our user-friendly platforms. You can pay bills, transfer funds, and even send money to friends through person-to-person payment options all from the comfort of your home or on the go.

Credit Cards and Business Banking

Our credit cards come with rewards that add value to your everyday spending. You can earn points on purchases that lead to exciting rewards imagine earning cash back on essentials like groceries or gas! If you own a business or are thinking about starting one, our business banking services include merchant services and business loans designed specifically for entrepreneurs. We know how important it is for businesses to have reliable financial backing.

Loans and Financing

When it comes to financing big purchases, our auto loans and vehicle financing can help you hit the road without breaking the bank. Need a new car? We make it simple with competitive rates and flexible terms designed around your budget. If you're considering homeownership or want to refinance an existing mortgage, our mortgage loans and refinancing options provide the support you need. Picture stepping into your dream home with a loan that fits your financial situation perfectly. For personal needs beyond just vehicles or homes, we also offer personal loans and debt consolidation services. Whether it's funding a vacation or consolidating debt for easier management, we're here to assist you in achieving your goals.

Personal Banking Services

For those looking to manage their everyday finances, our personal banking options include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special purchase or simply want a secure place for your money, we've got you covered. Imagine being able to easily track your savings while enjoying peace of mind knowing your funds are secure.

Digital & Online Banking

Easy Access to Your Accounts

Our online banking platform, available at https://www.warrenmunicipalfcu.com/ , allows you to view your account balances, transfer funds, and pay bills anytime, day or night. You can rest easy knowing that your information is protected with top-notch security measures. Whether you're checking your balance or transferring money to a friend using our person-to-person transfer feature, you can do it all securely and easily.

Enjoy 24/7 Service

With our 24/7 online banking services, managing your money has never been easier. Whether you're scheduling payments or monitoring transactions late at night, we're here for you around the clock. Although we don't offer mobile payments right now, our focus remains on providing secure and user-friendly solutions that enhance your banking experience. With digital banking at Warren Municipal, you have the tools you need to take control of your finances safely and conveniently. Join us today and discover how easy banking can be!

Mobile Banking Made Simple

While we don't currently have a mobile application available, our online banking services are fully optimized for mobile devices. You can easily access your accounts from any smartphone or tablet, ensuring that banking is always at your fingertips.

Stay Organized with E-Statements

Say goodbye to paper clutter! At Warren Municipal, we offer e-statements for all members. This eco-friendly option not only helps you keep track of your finances but also provides quick access to your statements whenever you need them.

Financial Strength

A Growing Community

We're thrilled to have 2,379 total share accounts, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our mission to create lasting relationships within our community. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Warren Municipal is your trusted partner. Visit us at 31300 Hoover Rd Warren Mi 48093 or call (586) 268-9690 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $1,718,488 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to adapt and grow alongside your needs while ensuring your financial future remains secure.

Lending Support for Your Goals

Our lending capacity supports your financial goals across various sectors. We currently have $177 in used auto loans and $10,892,818 in total loans and leases, enabling us to provide you with the resources necessary for your aspirations.

Member-Centric Savings Options

Your savings are safe with us! We have $2,369,143 in money market shares, offering stable and rewarding financial growth opportunities. While we prioritize our members' needs over traditional banking practices, our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $182,547, which empowers us to continue offering competitive loan rates and solid financial products tailored for you. Additionally, we are proud to employ 2 full-time employees and 3 part-time employees who are dedicated to providing exceptional service.

Solid Financial Foundation

With a net worth of $1,901,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further underscored by our net worth ratio of $893, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $2,408,560 in used vehicle loans and $1,148,439 in new vehicle loans, helping our members get on the road with ease. Whether you're purchasing a brand-new vehicle or a pre-owned option, our team is here to assist you throughout the process.

Credit Lines and Personal Loans

For those needing flexibility in their finances, our total credit lines stand at $2,500,000. This provides members with an accessible way to manage expenses without the need for a large upfront loan amount.

Eligibility and Refinancing Options

If you're interested in any of our loan products or want to know more about refinancing options that may benefit you, please don't hesitate to reach out. You can contact us at (586) 268-9690 for more information or visit our website at Warren Municipal to learn more about eligibility and services offered. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Warren Municipal be your partner in achieving financial success today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $59,476, we can guide you through the steps necessary for securing your dream home. We also offer refinancing options to help you take advantage of better rates or improve your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently do not have outstanding unsecured credit card loans, this product will soon be available to help members manage their day-to-day expenses effectively.

Loan Aggregator

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WARREN MUNICIPAL FEDERAL CREDIT UNION