Walled Lake Schools Credit Union Wolverine Lake MI | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Walled Lake Schools, your trusted financial partner in Wolverine Lake, MI! Located at 3095 S Commerce Rd, our credit union has been serving the community since 1950 with a commitment to providing personalized banking services tailored to your needs. With over 5,225 members and total assets exceeding $134 million, we pride ourselves on fostering a supportive environment where everyone can thrive. At Walled Lake Schools, we understand that financial decisions are crucial for you and your family. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. We have successfully facilitated over 2,514 loans to help our members achieve their goals, whether it's buying a new car or starting a business. Under the leadership of our dedicated CEO, Catherine Hawes, and Board President, Neal Howald, our team of 14 employees is here to ensure you receive exceptional service every time you visit. Our branch is equipped with an ATM and drive-thru services for your convenience. While members can visit us at 3095 S Commerce Rd, official correspondence should be sent to 3095 S Commerce Rd, Wolverine Lake, MI 48390-1418. If you have any questions or need assistance, feel free to call us at 248-624-5222. Join us today at Walled Lake Schools Credit Union where your financial future is our priority! Explore more about what we offer by visiting our website: wlsfcu.com. We look forward to helping you achieve your financial dreams!

Branch History & Mission

A Legacy of Service

Our journey began in the heart of Wolverine Lake at 3095 S Commerce Rd. Since opening our doors, we have embraced the values of cooperation and mutual aid that define credit unions. Over the years, we have expanded our offerings to meet the evolving needs of our members. Today, with total assets exceeding $134 million, we proudly offer personal banking services, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. As technology advances, so do we. Our digital capabilities allow members to manage their finances easily through online banking and mobile applications. We also prioritize accessibility by ensuring ADA compliance and providing basic drive-thru banking for those who prefer in-person transactions.

Join Us

We invite you to experience the benefits of being part of Walled Lake Schools Credit Union. Whether you're looking for a loan or simply want to learn more about managing your finances better, we are here for you every step of the way. Visit us today or check out our website at wlsfcu.com for more information on how you can become a member and enjoy all that we have to offer!

Our Mission

At Walled Lake Schools, our mission is clear: to empower our members through financial education and innovative products while giving back to the community we cherish. We believe that everyone deserves access to fair and affordable financial services. That's why we continually strive to improve our offerings and tailor them to fit the diverse needs of our members. We take pride in our community outreach efforts as well. From sponsoring local events to partnering with schools and organizations, we are dedicated to making a positive impact in Wolverine Lake and beyond. While members can visit us at 3095 S Commerce Rd Wolverine Lake Mi 48390, official correspondence should be sent to 3095 S Commerce Rd, Wolverine Lake, MI 48390-1418 if different. Our friendly team is here during convenient hours: Monday through Thursday from 10:00 AM to 5:00 PM, Friday from 10:00 AM to 6:00 PM, and Saturday from 9:00 AM to Noon.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. We offer ADA-compliant features, including ramps, to ensure that everyone can easily access our services. Parking is available right outside the branch, making it simple for you to pop in for your banking needs.

Contact Us

If you have any questions or need assistance before visiting, don't hesitate to call us at 248-624-5222. Our friendly staff is eager to assist you with all your banking needs. So why wait? Come see us at Walled Lake Schools today! Your financial journey starts here!

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours to fit your busy schedule. Visit us Monday through Thursday from 10:00 AM to 5:00 PM, Friday from 10:00 AM to 6:00 PM, and Saturday from 9:00 AM until noon. Whether you need assistance during the week or a quick visit on Saturday morning, we're here for you!

Services Offered

At Walled Lake Schools, we provide a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to help you manage your finances effectively. You can also enjoy the convenience of drive-thru banking for quick transactions without leaving your car. For those who prefer cash transactions, we have an ATM available on-site, allowing you to withdraw cash or check your balance at any time. While you're here, feel free to ask about our credit card options that come with rewards!

Member Eligibility

At Walled Lake Schools, we believe that becoming a member is like joining a supportive family where your financial goals matter. If you live, work, or attend school in the Walled Lake area, you're already on your way to joining us! We warmly welcome individuals from various backgrounds and professions, making it easy for you to access our range of services tailored just for you. For a complete list of eligibility criteria, feel free to check out this page. Joining us is simple! All you need to do is visit our branch at 3095 S Commerce Rd Wolverine Lake Mi 48390 or give us a call at (248) 624-5222 for guidance on opening an account. We're here to help every step of the way and look forward to welcoming you into the Walled Lake Schools community! To get started with your application, visit this link.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner who understands your cash flow needs. Our merchant services simplify payment processing so you can focus on what you do best running your business. From credit card processing to mobile payments, we offer tools that make transactions seamless for both you and your customers. Visit us at 3095 S Commerce Rd Wolverine Lake Mi 48390 in Wolverine Lake, MI, or call us at (248) 624-5222 to explore how our business banking services can help turn your entrepreneurial dreams into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, our auto loans and vehicle financing options make the process straightforward and stress-free. Picture driving off in your dream car with competitive rates and terms that suit your budget.

Business Banking

For entrepreneurs and small business owners, our business banking services, including merchant services and business loans, are designed to support growth and manage cash flow effectively. We recognize the challenges of running a business, and we aim to provide tools that help you succeed.

Convenient Access Points

We also know that convenience matters. That's why we offer ATM access for quick withdrawals and balance checks whenever needed. If you prefer face-to-face interactions for simple transactions like deposits or withdrawals, take advantage of our drive-thru banking service for added ease. In today's fast-paced world, having reliable financial services at your fingertips is essential. At Walled Lake Schools, we're committed to making banking easy, accessible, and personalized for every member. Ready to explore how we can support your financial journey? Visit us at 3095 S Commerce Rd Wolverine Lake Mi 48390 or check out our website at Main. We're excited to help you start achieving your financial dreams today!

Credit Cards with Rewards

Earn rewards while making everyday purchases with our credit cards. Enjoy benefits that fit your lifestyle, whether it's cash back on groceries or travel rewards for your next vacation.

Mortgage Loans & Refinancing

For those considering buying a home or refinancing their existing mortgage, we provide comprehensive solutions through our mortgage loans and refinancing services. Our team can guide you through the application process, ensuring you understand all your options so you can make an informed decision about one of life's biggest investments.

Personal Banking

Managing your day-to-day finances has never been easier with our personal banking options. We offer checking and savings accounts tailored to meet your needs, whether you're just starting out or looking to grow your savings. Imagine easily accessing your funds through our online and mobile banking features, allowing you to check balances, transfer money, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether you need funds for a big purchase or want to simplify your finances by consolidating debt, we're here to help you find the right solution.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to handle banking tasks directly from your smartphone. You can set up mobile payments for quick transactions or take advantage of person-to-person transfers to easily send money to friends and family without any hassle. Plus, with e-statements available, keeping track of your finances has never been simpler. You'll receive all your statements electronically saving paper and keeping everything organized in one place. Security is a top priority at Walled Lake Schools. While we don't currently offer electronic signature authorization, our systems are designed with robust security measures to protect your personal information. We want you to feel confident that your data is safe while you manage your accounts online. Whether you're at home, in the office, or out running errands, our digital banking options bring convenience right to your fingertips. Enjoy the freedom of real-time account management with Walled Lake Schools's online banking services because banking should fit into your lifestyle, not the other way around!

Financial Strength

At Walled Lake Schools, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring the reliability and strength of our financial foundation so you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $17,351,559, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,944,373 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,351,559 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,392,816 in total loans and leases and $420 in used auto loans. Our operational efficiency is reflected in our current status with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 10,703, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Walled Lake Schools is your trusted partner. Visit us at 3095 S Commerce Rd Wolverine Lake Mi 48390 or call 248-624-5222 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,560,392 in used vehicle loans and $3,474,526 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring that you can find an option that fits your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. Although currently there are no commercial loans available, we are always exploring opportunities to support local businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,025,537, make buying or refinancing simple. We guide you through the process so that you can secure the financing needed for your dream home.

Refinancing Options

If you're considering refinancing existing loans, we encourage you to explore our options as well. We aim to provide competitive rates that could save you money in the long run. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Walled Lake Schools, we're committed to helping our members navigate their financial journeys with ease and confidence. Explore our offerings today and see how we can assist you in achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,097,015 in loans helping members manage their finances effectively. These credit cards are designed to give you purchasing power while allowing you to build your credit history.

Loan Aggregator

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