Walled Lake Schools Credit Union Troy MI

Introduction

Welcome to Walled Lake Schools, your trusted financial partner located at 5600 Crooks Rd Ste 100, Troy, MI 48098. Established in 1950, we have proudly served our community for over seven decades. With a strong commitment to our members, we currently boast a membership of 5,225 and total assets exceeding $134 million. Our dedicated team of 14 employees is here to provide you with personalized financial services that help you achieve your goals. At Walled Lake Schools, we understand that each member's needs are unique. That's why we offer a variety of loan options, totaling 2,514 loans and leases, designed to support everything from buying a new car to funding educational endeavors. With total deposits reaching $14,326,650, your money is secure with us, allowing you to save confidently for the future. While members can visit us at our branch location, official correspondence should be sent to the same address: 5600 Crooks Rd Ste 100, Troy, MI 48098-2811. Whether you're looking for everyday banking solutions or specific loan products, our online resources at wlsfcu.com make it easy to access information and services anytime. Under the leadership of CEO Catherine Hawes and Board President Neal Howald, our credit union remains focused on providing exceptional value and service to all our members. We pride ourselves on being more than just a financial institution; we are part of your community. If you're ready to experience a different kind of banking one that puts you first give us a call at 800-876-9000 or visit us today! Let's embark on this financial journey together.

Branch History & Mission

Our Journey

Walled Lake Schools began as a small credit union focused on providing essential financial services to local educators and their families. Over the years, we have expanded our reach, now offering a wide array of services tailored to meet the diverse needs of our members. Our branch is conveniently located at 5600 Crooks Rd Ste 100, just a stone's throw away from local landmarks that make Troy a vibrant place to live and work. As we evolved, we embraced digital advancements that allow us to provide exceptional service while ensuring accessibility for all members. While we currently do not offer ATM or drive-thru services, our commitment remains unwavering in delivering personalized experiences both online and in-person.

Our Mission

At Walled Lake Schools, our mission is simple yet impactful: to empower our members by providing accessible financial solutions that foster growth and stability. We believe in supporting not just individual financial well-being but also contributing positively to our community. Through partnerships and outreach programs, we strive to uplift those around us and create lasting change. While members can visit us at 5600 Crooks Rd Ste 100 Troy Mi 48098, official correspondence should be sent to 5600 Crooks Rd Ste 100, Troy, MI 48098-2811. Our dedicated team is always ready to assist you with your banking needs. Whether you're looking for loans or savings accounts, we're here to guide you every step of the way. Join us on this journey! Experience the difference of being part of a credit union that truly cares about its members and community. Call us today at (800) 876-9000 or visit our website at Walled Lake Schools to learn more about how you can become a member and enjoy the benefits we offer!

Branch Location & Accessibility

Welcome to Walled Lake Schools, located at 5600 Crooks Rd Ste 100 in the vibrant city of Troy, MI. Nestled in Oakland County, our branch is conveniently situated near popular landmarks like the bustling Somerset Collection and the scenic Troy Historic Village, making it easy for you to drop by during your day. At Walled Lake Schools, we prioritize accessibility and convenience for all our members. Our branch features ADA-compliant access with ramps and spacious parking to accommodate everyone who visits us. While you can easily reach us at our physical location, please note that any official correspondence should be sent to the same address: 5600 Crooks Rd Ste 100, Troy, MI 48098-2811. We understand that banking needs don't always fit a standard schedule. While our operating hours are flexible, we encourage you to call us at 800-876-9000 to confirm specific times or get assistance from our friendly staff. Although we currently do not offer ATM services or drive-thru banking, our dedicated team is here to provide personalized service tailored to your needs. Whether you're looking to open a new account or inquire about loan options, we're excited to help you on your financial journey. Come visit us today at Walled Lake Schools; we can't wait to meet you!

Member Eligibility

Joining the Walled Lake Schools community is more than just opening a bank account; it's about becoming part of a supportive family that truly cares for its members. If you're connected to the Walled Lake School District, whether as a student, parent, staff member, or even a retiree, you're already on your way to becoming a member. Our doors are open to anyone who shares this connection, allowing you to access a range of benefits designed with your needs in mind. For more details on eligibility criteria, feel free to check out our resource at this link. Getting started is easy! Simply visit us at our branch located at 5600 Crooks Rd Ste 100, Troy, MI 48098 or give us a call at 800-876-9000. When you're ready to open an account and enjoy the many advantages we offer, you can find all the information you need at this page. We look forward to welcoming you into our Walled Lake Schools family!

Business Banking & Commercial Services

At Walled Lake Schools in Troy, MI, we understand that every business has its own unique story. Whether you're just starting out or looking to expand, having the right financial partner is crucial for growth. Our commercial loan options are designed to support your ambitions and help you reach new heights. Imagine a local bakery that dreams of expanding its menu and renovating its space. With our member commercial loans, we've funded over $0 for businesses like this, enabling them to realize their visions and create more jobs in the community. We also believe in supporting all local entrepreneurs; that's why we offer $0 in non-member commercial loans, ensuring flexible financing solutions for everyone. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While our current outstanding commercial loan portfolio stands at $0, we're dedicated to driving economic growth by financing new and expanding ventures. Additionally, we provide tailored merchant services to streamline your daily operations. Picture a retail store seamlessly processing payments with our easy-to-use solutions, allowing owners to focus on what they love serving customers and growing their business. Visit us at 5600 Crooks Rd Ste 100 Troy Mi 48098 or call us at (800) 876-9000 to learn how we can help your business thrive!

Comprehensive List Of Services

A Focus on Accessibility

In today's fast-paced world, convenience is key. That's why Walled Lake Schools emphasizes digital banking features that allow you to manage your finances on the go. Whether you're at home or out and about, you can easily access your accounts through online banking or our mobile application. We offer features such as mobile payments and person-to-person transfers, making it simple to pay bills or send money to friends and family without any hassle.

Committed Support

If you ever have questions or need assistance, don't hesitate to reach out! Our dedicated team is just a phone call away at (800) 876-9000. We are here to help guide you through any inquiries regarding our services or help with technical issues related to online banking.

Join Us Today!

Are you ready to experience the difference that comes with being a member of Walled Lake Schools? We invite you to explore all we have to offer by visiting us at 5600 Crooks Rd Ste 100 Troy Mi 48098 or checking out our website at Galaxy Credit Union Solutions. Together, let's take steps toward achieving your financial dreams!

Tailored Services for Every Member

We understand that everyone has different financial goals. At Walled Lake Schools, we provide essential services designed to cater to various member needs. Our offerings include ATM Services Only, ensuring you have easy access to cash whenever you need it. This service is perfect for those who prefer the flexibility of withdrawing funds quickly without stepping inside a branch.

Digital & Online Banking

Key Features

Our online banking platform provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills at your convenience. Whether you're on your lunch break or relaxing at home, managing your money has never been easier. Plus, for those who prefer the mobile experience, our user-friendly mobile application is available to keep you connected on the go. One standout feature is our ability to facilitate person-to-person transfers. You can send money to friends and family quickly without needing cash or checks perfect for splitting dinner bills or sending a gift. And when it comes to keeping track of your spending, e-statements are available to help you stay organized and informed about your finances.

Security and Accessibility

We prioritize security in all our digital banking offerings. While we do not currently support electronic signature authorization, rest assured that our systems are designed with robust security measures to protect your information. Our mobile payments feature allows you to make secure transactions right from your smartphone, adding another layer of convenience while keeping your data safe. In a world where time is precious, Walled Lake Schools ensures that managing your money is simple and efficient. With our online banking services, accessing financial resources is just a click away!

Financial Strength

Commitment to Growth

With $17,351,559 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $420 in used auto loans and $33,392,816 in total loans and leases.

Growing Membership Trust

Total Share and Deposit Accounts: 10,703, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $0, we have the resources to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Walled Lake Schools is your trusted partner. Visit us at 5600 Crooks Rd Ste 100 Troy Mi 48098 or call (800) 876-9000 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $13,944,373 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $17,351,559, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $6,560,392 in used vehicle loans and $3,474,526 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new vehicle or a reliable used option, we're here to make the process straightforward.

Credit Lines

If you're looking for extra flexibility in your budgeting, consider our credit lines with a total limit of $10,000,000. These lines give you quick access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,025,537. We simplify buying or refinancing so you can focus on what truly matters: making your house a home.

Refinancing and Eligibility Options

For those who currently have loans elsewhere or want to adjust their financial commitments, we provide refinancing options that could save you money over time. Check out our eligibility requirements here. Our dedicated team is here to assist you every step of the way. If you have any questions or would like to explore our loan offerings further, please don't hesitate to reach out at 800-876-9000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at 5600 Crooks Rd Ste 100 Troy Mi 48098 or check out more information online at our website.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,097,015 in loans helping members manage their finances effectively. Our credit card options come with competitive rates and beneficial features designed to meet your everyday spending needs.

Loan Aggregator

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WALLED LAKE SCHOOLS FEDERAL CREDIT UNION - Troy, MI