Walker County Credit Union Huntsville TX | Best Auto Loans & Checking

Introduction

At Walker County, we believe in the power of community and the importance of personal relationships. Located at 1802 Normal Park Dr, Huntsville, TX 77340, our credit union has been serving members since 1957. With a strong commitment to providing exceptional financial services, we proudly support our 4,942 members with a range of products tailored to meet their needs. With total assets exceeding $48,004,290 and total deposits reaching $4,173,500, we ensure that your finances are in capable hands. Our leadership team, led by CEO Toi Williamson and Board President Tammy Gann, is dedicated to fostering a friendly and supportive environment where you can achieve your financial goals. While members can visit us at our main branch for all their banking needs, official correspondence should be sent to the same address. We offer various services such as personal banking, auto loans, mortgages, business banking solutions, and online banking features that make managing your finances easier than ever. Our focus on member satisfaction drives us to continuously improve and expand our offerings. Whether you need help with loans over 2,105 currently available or seeking advice on savings options, we're here to help. Feel free to reach out at 936-291-2171 or visit our website at walker county fcu for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

As we look ahead, we invite you to become part of the Walker County family. Experience firsthand the benefits of being a member of a credit union that puts people before profits. Together, let's build a brighter future for you and our community. For more information on how you can join us or explore what we offer, please visit our website or call us at 936-291-2171. We can't wait to welcome you!

Our Journey

From our humble beginnings, we have continuously evolved to meet the needs of our members. We started as a small credit union with a vision to provide accessible financial services and have transformed into a comprehensive institution that offers a wide range of products. Whether it's personal banking, auto loans, or business banking solutions, our commitment has always been to support your financial journey. Our headquarters in Huntsville serves as a testament to our dedication not only to our members but also to the community we cherish. As we expanded our services over the decades, we've embraced technological advancements while ensuring that we remain ADA compliant and customer-focused. Today, we proudly offer online and mobile banking options along with traditional ATM access and drive-thru services for your convenience.

Our Mission

At Walker County, our mission is simple yet profound: To empower every member through exceptional financial services while fostering a sense of community. We believe that everyone deserves the opportunity for financial growth and security. That's why we work diligently to provide personalized solutions tailored to meet your unique needs. We actively engage in community outreach efforts, partnering with local organizations and participating in events that uplift our neighbors. Our goal is not just about providing loans or accounts; it's about building lasting relationships rooted in trust and support. While you can visit us at 1802 Normal Park Dr., official correspondence should be sent to our mailing address at 1802 Normal Park, Huntsville, TX 77340. Our friendly team is available from Monday through Friday, with lobby hours from 9:00 AM to 5:00 PM and drive-in service starting even earlier at 7:30 AM.

Branch Location & Accessibility

Welcome to Walker County, your friendly neighborhood credit union located at 1802 Normal Park Dr, Huntsville, TX. We're here to make your banking experience as convenient and accessible as possible! Nestled in the heart of Huntsville, our branch is easy to find just a stone's throw away from local landmarks like Normal Park and minutes from downtown. At Walker County, we understand that getting to your bank should be hassle-free. That's why we've made sure our location is easily accessible, featuring ADA-compliant facilities and ample parking for all our members. Whether you prefer visiting us in person or utilizing our drive-thru service, we have options that cater to your needs. Our drive-thru is open from 7:30 AM to 6:00 PM Monday through Friday for quick deposits and withdrawals without leaving your vehicle. Our lobby hours are designed with your busy schedule in mind, welcoming you from 9:00 AM until 5:00 PM on weekdays. If you need assistance outside these hours, don't hesitate to give us a call at 936-291-2171. Our team is always ready to help! For those who prefer electronic banking, we offer full ATM services and online banking options so you can manage your finances anytime, anywhere. You can also enjoy the convenience of mobile payments and e-statements right from your smartphone. While members can visit us at 1802 Normal Park Dr, official correspondence should be sent to our mailing address at 1802 Normal Park, Huntsville, TX 77340. We invite you to stop by and discover how Walker County can support your personal and business banking needs. Your financial well-being is our priority! Come visit us today or call if you have any questions we're here for you!

Member Eligibility

At Walker County, we believe that everyone deserves a place to belong, and becoming a member is your first step into our supportive community. To join us at our branch located at 1802 Normal Park Dr, Huntsville, TX 77340, you'll need to meet some simple eligibility criteria. Typically, membership is open to individuals who live, work, worship, or attend school in Walker County or have a family member who is already part of our credit union family. We understand how important it is to feel included and valued, so we strive to make this process as easy as possible for you. Joining Walker County means gaining access to a variety of financial products designed with your needs in mind think personal banking options, auto loans, mortgages, and more. Ready to get started? You can find detailed eligibility criteria on our website, or if you're eager to open an account today, visit us at https://loans.itsme247.com/358/home/start. If you have any questions or need assistance along the way, don't hesitate to give us a call at (936) 291-2171. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer essential merchant services designed to streamline your operations. Imagine being able to process payments quickly and efficiently while keeping your customers satisfied. Our merchant solutions help you manage transactions seamlessly, allowing you to focus more on what you do best running your business. Located at 1802 Normal Park Dr, Huntsville, TX 77340, we invite you to visit us or call 936-291-2171 to learn how we can assist you in achieving your business goals. Let Walker County be your partner in success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,990,843, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer robust banking solutions that include merchant services and business loans tailored to help your company thrive. We understand that running a business comes with its own set of challenges, so we're here to support you with flexible financing options.

Convenient Access

At Walker County, we prioritize convenience for all our members. With our ATM and cash withdrawal services, accessing your funds is just a few taps away. Our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car.

Digital Banking Features

We embrace technology to enhance your banking experience. Our online and mobile banking features enable you to conduct transactions anytime, anywhere. With capabilities like e-statements, mobile payments, person-to-person transfers, and even electronic signature authentication, managing your finances has never been easier.

Get in Touch

We invite you to experience the personalized service that sets Walker County apart from the rest. If you have any questions or would like more information about any of our services, feel free to call us at 936-291-2171 or visit our website at www.walkercountyfcu.com. Let us help you achieve your financial goals today!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having the ability to manage your funds effortlessly through our user-friendly online and mobile banking platforms. Need a new car? Our auto loans and vehicle financing options will help you hit the road in no time. If you're dreaming of homeownership, our mortgage loans and refinancing services are here to assist you every step of the way. Do you have debt concerns? Our personal loans and debt consolidation options can provide the relief you need to regain control over your finances. Plus, don't forget about our credit cards with rewards that allow you to earn while you spend!

Digital & Online Banking

Enjoy Mobile Payments Anytime

With our mobile payments feature, making purchases has never been easier. Whether you're shopping in-store or online, you can use your phone to complete transactions quickly and securely. Just imagine the ease of leaving your wallet at home while still being able to pay effortlessly wherever you go! In today's fast-paced world, having real-time access to your accounts can make a significant difference. At Walker County, we strive to provide services that fit seamlessly into your lifestyle. Join us in experiencing hassle-free banking that keeps you connected and in control of your finances!

Key Features for Your Convenience

Our online banking service operates 24/7, giving you the freedom to check balances, transfer funds, and pay bills on your schedule. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're always on the go, our mobile application provides all these features right in your pocket. Security is our top priority. We utilize electronic signature authorization to ensure that your transactions are safe and secure. You can also sign up for e-statements, which not only help you stay organized but also reduce paper waste good for both you and the planet.

Financial Strength

Commitment to Growth

With $6,741,534 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $461 in used auto loans and $35,982,873 in total loans and leases. This means we can help you achieve your financial goals across various sectors.

Growing Member Base

We proudly manage a total of 8,651 accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Walker County is your trusted partner. Visit us at 1802 Normal Park Dr Huntsville Tx 77340 or call (936) 291-2171 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $83,341 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $4,229,222 in share certificates and $5,678,119 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $7,527,570, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,350,352 in used vehicle loans and $10,261,998 in new vehicle loans already helping members get on the road. We provide flexible terms and easy application processes for both new and used vehicles.

Business Financing

For business owners, our outstanding commercial loans totaling $1,990,843 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are here to support you with tailored financing solutions. If you're considering refinancing or looking for eligibility options, our friendly team at Walker County is here to guide you through the process. We want to ensure you find the right product for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or simply have questions about our loan offerings, feel free to reach out at 936-291-2171, or visit us at 1802 Normal Park Dr., Huntsville, TX 77340. We're here to help you take the next step in your financial journey!

Credit Lines and Unsecured Loans

For those who need additional financial flexibility, we offer credit lines totaling $1,000,000, allowing you to access funds as needed. We also provide unsecured credit card loans with a total of $498,911 available to help manage your finances effectively. These options come with flexible terms designed to suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently have $0 in Junior Lien 1-4 Family Residential Properties loans available, our team is ready to assist you in exploring other mortgage solutions that fit your needs.

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. By pulling data from reputable lenders, LendMesh guarantees that every comparison is rooted in reliability.

WALKER COUNTY FEDERAL CREDIT UNION - Huntsville, TX

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