WALKER COUNTY EDUCATORS FEDERAL CREDIT UNION - Chickamauga, GA

Welcome to Walker County Educators, your trusted financial partner located at 925 Osburn Rd, Chickamauga, GA 30707. Established in 1971, our credit union has been dedicated to serving the community with integrity and care. With a total membership of 1,438 and assets reaching an impressive $14,023,404, we pride ourselves on being a reliable choice for your banking needs. At Walker County Educators, we understand that each member is unique, which is why we offer a variety of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, our goal is to support your financial journey. Our total deposits stand at $77,900, reflecting the trust our members place in us. Our team is led by CEO Christy Rickenbaker and Board President William James, both committed to ensuring that our members receive the best service possible. With a small but dedicated staff of 4 employees, we focus on building lasting relationships within the community. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: P. O. Box 725, Chickamauga, GA 30707. We invite you to explore what Walker County Educators has to offer. Feel free to reach out via phone at 706-375-4243 or visit our website at walker county educators fcu for more information. Let us help you achieve your financial goals today!

Becoming a member of Walker County Educators is like stepping into a community that truly cares about your financial well-being. If you're looking to join us, you'll find that eligibility is straightforward and welcoming. We proudly serve individuals who live, work, worship, or attend school in Walker County. This means if you're part of our vibrant community here in Chickamauga, you're likely eligible! Joining us offers you access to a range of services designed to support your financial goals, from personal banking to loans tailored just for you. To start your membership journey with Walker County Educators, simply give us a call at (706) 375-4243 or visit us at 925 Osburn Rd Chickamauga Ga 30707. While our friendly staff can guide you through the process in person, you can also find more detailed information about eligibility on our website at . It's that easy to become part of a credit union that values its members and strives to make banking a positive experience for everyone involved.

At Walker County Educators, we understand that convenience and security are essential when it comes to managing your finances. Our digital and online banking services are designed to make your banking experience easy, safe, and accessible from anywhere. With our 24/7 Online Banking services available at Walker County Educators, you can check your account balance, pay bills, and transfer funds anytime you need to. No more waiting in line or rushing to the bank before it closes! You can manage your accounts at your own pace. For those who prefer a paperless option, we offer E-Statements that allow you to view your account statements digitally. This not only saves trees but also makes it easier for you to keep track of your finances without cluttering up your mailbox. Plus, with Person-to-Person Transfers, sending money to friends or family is as simple as a few clicks no cash needed! While we currently do not offer mobile payments or a dedicated mobile app, our website is fully optimized for mobile devices. You can still access all our online services right from your smartphone or tablet. Security is our priority. Although we do not use electronic signature authorization at this time, rest assured that all online transactions are protected with top-notch security measures. Your financial information remains safe while you enjoy the ease of managing your accounts online. At Walker County Educators, we believe that banking should fit into your lifestyle. With our user-friendly online platform and commitment to security, you can focus on what truly matters your goals and dreams while we take care of the rest.

At Walker County Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency, which is why we want to share how our solid financial standing supports your needs. With a net worth of $3,513,105, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This ensures that you can rely on us for your banking needs without worry. Our net worth ratio of $2,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,037,262 in share certificates, offering stable and rewarding financial growth opportunities. While we focus on our members, it's also important to note that unlike traditional banks, we prioritize your interests. With $0 in non-member deposits, we ensure our resources are aimed at benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is evident with $3,507,358 in undivided earnings. These funds allow us to reinvest in innovative banking tools and stronger lending options tailored to serve you better. Additionally, with $257 in used auto loans and $8,446,828 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While the numbers reflect our operational efficiency, they also show how much we care about serving you. Although our current net income is $0, it enables us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team is another pillar of our strength. We take pride in having 3 full-time employees and 1 part-time employees ready to assist you with their knowledge and commitment. The figures speak volumes: Net Shares (Funds available for lending and investments) stand at $0. Furthermore, the total number of share accounts has reached 1,808, showcasing a strong and growing member base that trusts us with their finances. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Walker County Educators is your trusted partner. Visit us at 925 Osburn Rd Chickamauga Ga 30707 or call (706) 375-4243 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.