Wabellco Credit Union Washington PA | Best Auto Loans & Business Banking

Introduction

Welcome to Wabellco Federal Credit Union, where your financial needs come first! Nestled in the heart of Washington, PA at 1277 Park Ave, we have been serving our community since 1955. With a strong commitment to our members, we proudly support over 1,185 individuals with a total asset base of $12,576,251 and total deposits amounting to $337,557. At Wabellco, we believe in building lasting relationships with our members. Under the leadership of our dedicated CEO, Jenny Dunmore, and Board President, Robb Meddings, our small but passionate team of 5 employees is here to ensure that you receive personalized service every time you visit or call us at 724-225-7522. We understand that financial decisions can be overwhelming. That's why we offer a range of services tailored to your needs whether it's personal banking options like checking and savings accounts or assistance with auto loans and mortgages. Our focus on community means that when you join Wabellco, you're part of a family that genuinely cares about your financial well-being. While members can visit us at our branch address for daily transactions from Monday to Friday (with extended hours on Thursday), official correspondence should be sent to the same address: 1277 Park Ave, Washington, PA 15301. Explore our website at wabfcu.org for more information about membership eligibility and the services we provide. We invite you to reach out today; let's work together towards achieving your financial goals!

Branch History & Mission

Commitment to Community

Wabellco takes pride in its active role within the local community. We engage in numerous outreach programs designed to uplift those around us. From sponsoring local events to partnering with schools for educational programs about financial literacy, we are dedicated to making a positive impact in Washington and beyond. Our commitment extends into the digital realm as well. We provide online banking options that allow members to manage their accounts conveniently from home or on-the-go. Although we currently do not offer ATM services at our branch, we ensure that drive-thru banking is available for quick deposits and withdrawals. As we look ahead, Wabellco remains focused on innovation while staying true to our core values of integrity and community service. We invite you to join us on this journey! Experience the benefits of being part of a credit union that truly cares about its members and their success. Visit us today or call us at ${phone_number} to learn more about how Wabellco Federal Credit Union can help you achieve your financial goals!

Our Mission

At the heart of Wabellco Federal Credit Union lies our mission: to empower our members through exceptional financial services while fostering community growth and support. We believe that everyone deserves access to fair and affordable financial options. Our mission is not just about banking; it's about enhancing lives and strengthening our community bonds. We achieve this through various initiatives aimed at helping our members make informed financial decisions. Whether it's through personalized consultations or educational workshops, we strive to equip our members with the knowledge they need for a secure financial future.

Branch Location & Accessibility

Commitment to Accessibility

We are committed to ensuring that all members can access our services comfortably. Our branch is ADA compliant and features ramps for easy entry. Whether you're coming in for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, we're here to help. While members can visit us at 1277 Park Ave for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 724-225-7522. We invite you to stop by Wabellco Federal Credit Union today where friendly faces and helpful service await!

Easy Access and Nearby Landmarks

Our branch is situated near popular local spots, making it easy for you to stop by while running errands. You can find us close to several community landmarks, which adds a touch of familiarity to your visit. Plus, our location offers ample parking for your convenience.

Operating Hours and Services

At Wabellco, we understand that life can be busy. That's why we offer flexible operating hours: Monday through Friday from 9:00 AM to 3:30 PM, with extended hours on Thursdays until 5:00 PM. Our drive-thru banking service is available for quick deposits and withdrawals, allowing you to handle your banking needs without leaving your car.

Member Eligibility

At Wabellco, we believe that joining our community is like becoming part of a family that truly cares about your financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Washington County, PA, you're eligible to join us. We invite individuals from all walks of life to become a part of our supportive environment where you can access personalized services tailored to your needs. To start your journey with us at Wabellco, just visit our website for more details on eligibility criteria at http://www.wabfcu.org/membership--eligibility.html . If you're ready to open an account or have questions about the process, feel free to give us a call at (724) 225-7522. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds needed to expand your operations or invest in new equipment. Our commercial loan products can turn that vision into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services is crucial. Picture this: you've just made a sale, but what if processing payments becomes a hassle? With our merchant services, you can accept payments easily and securely, ensuring smooth transactions for your customers. This practical benefit allows you to focus more on what you do best running your business. Located at 1277 Park Ave Washington Pa 15301 in Washington, PA, we're here to help you navigate your financial journey. Contact us at (724) 225-7522 to learn more about how we can assist your business today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easier than ever to hit the road. We offer competitive rates and flexible terms that fit your budget. Picture yourself driving off with a smile knowing you've secured an excellent deal on your dream car.

Business Banking

Running a business comes with its own set of challenges, and that's why we offer specialized business banking services like merchant services and business loans. Whether you're starting out or expanding an existing operation, we're here to provide financial solutions tailored just for you.

Convenient Access

At Wabellco, convenience is key. Enjoy basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. Our lobby hours are designed with your busy schedule in mind: Monday through Friday from 9:00 AM to 3:30 PM, extending until 5:00 PM on Thursdays. Our team is dedicated to helping you find the right financial products for your lifestyle. Have questions? Give us a call at (724) 225-7522 or visit us online at Wabellco Federal Credit Union. We look forward to serving all your financial needs!

Credit Cards with Rewards

With our credit cards featuring rewards, you can earn points for every purchase you make. This means more benefits for things you already buy! From travel perks to cash back offers, we make sure that using your card feels rewarding in more ways than one.

Mortgage Loans & Refinancing

If owning a home is your goal, our mortgage loans and refinancing services provide the support you need. Whether you're buying your first home or looking to refinance for better rates, our knowledgeable team will guide you through each step. We want to help turn your dreams into reality!

Personal Banking

We understand that managing your finances is a big part of life. That's why we offer personal banking services such as checking and savings accounts designed to help you reach your goals. With user-friendly online and mobile banking options, you can easily monitor your accounts, transfer funds, and pay bills from anywhere. Imagine being able to check your balance while waiting in line or making transfers on the go!

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to consolidate debt, our personal loans can be a great solution. We'll work with you to create a plan that meets your financial needs without added stress.

Digital & Online Banking

Additional Features

Although person-to-person transfers are not available right now, you can still enjoy easy account management and direct communication with our team if you have any questions or need assistance. Our commitment is to provide straightforward banking solutions that fit into your life without unnecessary complications. With Wabellco, digital banking isn't just about convenience; it's about creating a personalized experience that keeps you connected to what matters most your financial well-being. Explore all that we have to offer today by visiting us online!

Mobile Application

For those who prefer banking on the go, our mobile application makes it simple to manage your accounts directly from your smartphone or tablet. Whether you're at home or out and about, you can perform transactions and keep an eye on your finances with just a few taps.

Online Banking Services

Our robust online banking services are available 24/7, giving you the flexibility to check balances, transfer funds, and pay bills at your convenience. You can easily log in through our website at https://www.wabfcu.org/ to access all these features. Need to keep track of your spending? With e-statements available, you can go paperless while still having quick access to your financial records whenever you need them.

Secure Transactions

Security is our top priority at Wabellco. We ensure that all your online transactions are protected so that you can bank with peace of mind. While we currently do not support electronic signature authorization or mobile payments, we focus on providing safe and reliable service for all other aspects of online banking.

Financial Strength

Commitment to Innovation

With $915,995 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is impressive, with $60 in used auto loans and $4,253,908 in total loans and leases supporting your financial goals across various sectors.

Growing Member Base

We have a strong member base with 2,212 total share accounts. This shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wabellco is your trusted partner. Visit us at 1277 Park Ave Washington Pa 15301 or call (724) 225-7522 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secure with us. We have $534,371 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-51,172 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 5 full-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $1,101,075, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $875 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $911,587 in used vehicle loans and $1,579,983 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you can find financing that fits your budget. Plus, if you're interested in refinancing your current auto loan, we can guide you through eligibility options to potentially save you even more money.

Credit Lines and Unsecured Loans

For those looking for flexibility, our total credit lines amounting to $1,000,000 can provide the necessary funds when unexpected expenses arise. Additionally, we offer unsecured credit card loans as part of our suite of services. While we currently have $0 in these loans, they are designed to help you manage daily expenses without the need for collateral. At Wabellco, we pride ourselves on understanding the unique financial landscape of our community in Washington, PA. Our experienced team is dedicated to providing personalized service at every step of the lending process. If you have any questions or would like more information about our loan offerings, please feel free to reach out at (724) 225-7522. We are here Monday through Friday from 9:00 AM to 3:30 PM, with extended hours on Thursday until 5:00 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA), please visit: https://www.ncua.gov , based on the latest results. Explore how our loan products can support your journey toward achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0. If you have questions about eligibility or want to explore refinancing options for your existing mortgage, our team is here to help.

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WABELLCO FEDERAL CREDIT UNION