W S S C Credit Union Glenn Dale MD | Affordable Auto Loans & Business Banking

Introduction

Welcome to the W S S C at 11400 Glenn Dale Blvd, Glenn Dale, MD 20769! Since opening our doors in 1964, we've been dedicated to serving our community with a friendly face and a commitment to financial well-being. With over 3,400 members and a total of $33,995,301 in assets, we pride ourselves on being a reliable partner for your banking needs. At W S S C, we understand that life is full of unexpected twists and turns. That's why we offer personalized solutions such as auto loans, mortgages, and credit cards with rewards all designed to help you navigate your financial journey smoothly. Our total loans and leases stand at an impressive 1,899, reflecting our dedication to supporting our members' aspirations. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address. Our branch is equipped with an ATM for your convenience, ensuring you have access to your funds whenever you need them. Under the leadership of CEO Jeffrey Goff and Board President Mark Brackett, our team of seven employees is committed to providing exceptional service tailored just for you. We are proud of our solid financial standing, with net worth exceeding $3,575,816 and total deposits reaching $1,647,310. We invite you to explore our services further by visiting our website at wsscfcu.org or by calling us at 301-352-7285. Let us help you achieve your financial goals today!

Branch History & Mission

Embracing Innovation

As part of our commitment to serving you better, we've embraced modern technology by offering online and mobile banking options. With features like electronic signatures and mobile payments, banking with us is easier than ever. Our ATM availability ensures that you have convenient access to your funds whenever you need them. At W S S C, your financial security is paramount. Our drive-thru service may not be available yet, but we are constantly exploring ways to enhance your experience while ensuring compliance with ADA standards. Join us today and discover how being a member of W S S C can benefit you and your family. Together, let's build a brighter financial future!

Our Mission

Our mission at W S S C is simple yet profound: to enhance the financial lives of our members while fostering a sense of community. We believe that everyone deserves access to quality banking services without barriers. That's why we offer personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more all designed with you in mind. We are dedicated not only to providing exceptional financial services but also to supporting local initiatives and partnerships that uplift our community. Whether it's sponsoring events or collaborating with local organizations, we believe in giving back because when our community thrives, we all thrive. While members can visit us at 11400 Glenn Dale Blvd Glenn Dale Md 20769, official correspondence should be sent to 11400 Glenn Dale Blvd, Glenn Dale, MD 20769. We encourage you to reach out via phone at (301) 352-7285 or visit our website at W S S C for more information about how we can assist you.

Branch Location & Accessibility

Call to Action

If you have questions or want to learn more about how we can serve you better, don't hesitate to give us a call at 301-352-7285. We look forward to welcoming you to W S S C Reid Temple Branch!

Nearby Landmarks & Accessibility

Located near well-known spots in Glenn Dale, our branch is easy to find. You can stop by after visiting local parks or other community facilities. We take pride in being accessible for everyone; our location is ADA compliant, with ramps and convenient parking available right outside our door.

Operating Hours & Services

Our lobby hours are designed with your schedule in mind. We're open on Sundays from 9:00 AM to 12:00 PM, so you can fit your banking needs into your weekend plans. At W S S C, we offer a range of services including personal banking options like checking and savings accounts, auto loans, and credit cards with rewards. Plus, our members can enjoy ATM access for quick withdrawals and balance checks anytime you need.

Member Eligibility

Joining the W S S C community is like stepping into a family that truly cares about your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is quite straightforward! Generally, individuals who live, work, worship, or attend school in the Prince Georges County area can join us. It's all about building a supportive network for our members! To explore the specific details and ensure you meet the criteria, check out our eligibility page at this link. Once you're ready to take that step, opening an account with us is simple and welcoming. We believe in making banking accessible for everyone, so you can start enjoying the perks of membership right away! For more information on how to open your account, visit this page. If you have any questions or need assistance, feel free to reach out to us at 301-352-7285. We're here to help you on your journey to financial success at W S S C!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for you to expand your operations, hire new staff, or invest in innovative projects. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those who may not yet be part of our credit union family. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to managing daily transactions, our merchant services are designed to simplify your financial operations. Imagine being able to accept payments easily from your customers, whether they're using credit cards, mobile payments, or online transactions. This not only enhances customer satisfaction but also streamlines your cash flow. Our tailored solutions ensure you have the tools necessary to run your business efficiently. For more information on how we can help your business thrive, visit us at 11400 Glenn Dale Blvd Glenn Dale Md 20769 in Glenn Dale, MD, or give us a call at (301) 352-7285. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking Services

At W S S C, we understand that small businesses play a crucial role in our community. That's why we offer tailored business banking services, including merchant services for easy payment processing and business loans to help fuel your growth. We're committed to supporting local entrepreneurs with the financial tools they need to thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills on-the-go, our user-friendly platform makes it all possible. Additionally, our ATM & cash withdrawal services ensure you have access to your money whenever you need it.

Member Support

We pride ourselves on being accessible to our members. If you have questions or need assistance, don't hesitate to reach out to us at (301) 352-7285 during our lobby hours on Sundays from 9:00 AM to 12:00 PM. Our friendly staff is ready to help you navigate your financial journey. At W S S C, we believe that everyone deserves access to quality financial services that empower them towards better financial health. Explore all that we offer by visiting us at Reid Temple Branch today! Your financial future starts here let's build it together!

Personal Banking Solutions

Managing your day-to-day finances is essential, and our personal banking services are designed with you in mind. With options like checking and savings accounts, you can easily keep track of your money while earning interest on your savings. Need a new vehicle? Our auto loans and vehicle financing solutions make purchasing or refinancing a car straightforward and affordable. Plus, if you're considering buying a home, our mortgage loans and refinancing services can help you navigate the process smoothly. For those unexpected expenses or projects that require extra funds, our personal loans and debt consolidation options provide flexibility when you need it most. And let's not forget about our rewarding credit cards, which come with perks that can enhance your spending experience.

Digital & Online Banking

Key Services

Explore our comprehensive online banking platform at https://www.wsscfcu.org . Here, you can easily view your account balances, transfer funds between accounts, and pay bills with just a few clicks. Plus, our person-to-person transfers allow you to send money to friends or family instantly, making life just a little easier. For those who prefer managing their finances on the go, our mobile application is available for download. It offers all the features of online banking right in your pocket. You can even use mobile payments to make purchases directly from your phone a fast and secure way to handle transactions without carrying cash.

Security and Accessibility

We take your security seriously. Our electronic signature authorization feature allows you to sign documents digitally, saving you time while keeping your information safe. Additionally, with e-statements available, you can receive your bank statements electronically eliminating the need for paper and making it easier to track your finances. At W S S C, we prioritize ease-of-use and accessibility. Whether you're checking your balance or transferring funds, our user-friendly interface ensures that everything is straightforward. Take charge of your financial journey today with our innovative digital banking solutions!

Financial Strength

Commitment to Growth

With $3,089,358 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $374 in used auto loans and $19,699,650 in total loans and leases, we support members' financial goals across various sectors.

Growing Membership Base

Total Share Accounts: 6,641, showing a strong and growing member base that trusts us with their finances. This growth reflects our dedication to providing excellent service and building lasting relationships with our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, W S S C is your trusted partner. Visit us at 11400 Glenn Dale Blvd Glenn Dale Md 20769 or call (301) 352-7285 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $5,574,020 in share certificates and $273,578 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $3,575,816, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,049 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

For those interested in personal loans or credit lines, we provide competitive rates on these products as well. With $1,661,239 available for credit lines, our offerings are built to give you peace of mind during life's unpredictable moments. At W S S C, we pride ourselves on being more than just a financial institution; we're part of your community. Our dedicated team is here to guide you through each step of the borrowing process. If you're ready to take the next step or have questions about our offerings, feel free to reach out at (301) 352-7285 or visit us at 11400 Glenn Dale Blvd Glenn Dale Md 20769 in Glenn Dale, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Together, let's build a brighter financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,504,008 in used vehicle loans and $3,264,664 in new vehicle loans already helping members get on the road. Whether you're eyeing a reliable used car or a shiny new model, we have options that can fit your budget and lifestyle.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $649,382, make buying or refinancing simple. We provide flexible terms and conditions tailored to your unique situation. If you're considering refinancing your current mortgage, we can help you explore eligibility options that might save you money over time.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $601,085 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to support responsible spending while giving you the purchasing power you need.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool offers a straightforward way to assess your options without the noise of misleading advertisements. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency is based on the latest results from the NCUA, ensuring that all offers are fair and reliable (Source: https://www.ncua.gov ). By utilizing only verified information, LendMesh helps you navigate your choices confidently. The benefits of using LendMesh are significant. First, you receive verified data loan offers come from legitimate financial institutions, which fosters trust in the information provided. Second, there are no sponsored listings on the platform; lenders are not prioritized based on paid promotions. Instead, LendMesh focuses on delivering unbiased results tailored to your needs. Finally, you can access real-time rate comparisons, ensuring that you have the most current loan rates from multiple institutions to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly LendMesh truly is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

W S S C FEDERAL CREDIT UNION - Glenn Dale, MD