W B R T Credit Union Port Allen LA | Best Auto Loans & Business Banking

Introduction

Welcome to W B R T, your trusted partner in financial growth located at 673 Rosedale Rd, Port Allen, LA 70767. Established in 1959, we have proudly served our community for over six decades, helping 1,086 members achieve their financial dreams. With total assets of $2,521,339 and deposits amounting to $494,646, we offer a solid foundation built on trust and reliability. At W B R T, we believe in putting our members first. That's why our dedicated team led by CEO Angella Johnson and Board President Dwain Hall is committed to providing personalized service and a range of financial products tailored to meet your needs. Our offerings include personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to the same address: 673 Rosedale Rd, Port Allen, LA 70767. Our friendly staff is here to assist you during our lobby hours: Monday and Thursday from 9 AM to 4 PM; Tuesday and Wednesday from 9 AM to 1 PM; and Friday from 9 AM to 4 PM. You can also reach us at 225-344-0318 for any inquiries. As a member of W B R T, you're not just a number; you're part of a community that values integrity and support. Join us today and discover how we can help you navigate your financial journey with confidence! For more information about our services or to get started online, visit us at wbrtfcu.com. We look forward to serving you!

Branch History & Mission

Commitment to Service

W B R T stands out not only for its financial services but also for its customer-centric approach. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9 AM to 4 PM and Tuesday and Wednesday from 9 AM to 1 PM. While we currently do not offer ATM or drive-thru services, our staff is always on hand during lobby hours to assist you personally. We are dedicated to maintaining an inclusive environment where every member feels valued and supported. With ongoing improvements in digital banking and ADA compliance initiatives, we strive to make banking easier and more accessible for all.

Join Us Today!

We invite you to become part of the W B R T family. Experience firsthand how our financial products can enhance your life while supporting the community around you. Whether you're looking for a new account or seeking guidance on loans, we are here for you every step of the way. Reach out today at (225) 344-0318 or visit our website at wbrtfcu.com for more information on how you can get started!

Our Mission

Our mission at W B R T is simple yet profound: to empower individuals and families through exceptional financial services while fostering a strong sense of community support. We understand that each member's financial journey is unique. That's why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also provide online and mobile banking options to ensure that our services are always within reach. Community involvement is at the heart of what we do. Over the years, we've established partnerships with local organizations to support various outreach initiatives that uplift those in need. We believe that by investing in our community's well-being, we create a brighter future for everyone.

Branch Location & Accessibility

Convenient Access

At W B R T, we understand how important accessibility is for our members. Our branch features ADA-compliant facilities, ensuring that everyone can comfortably access our services. While we don't have a drive-thru or ATM at this location, our dedicated staff is always ready to assist you inside the branch during our welcoming operating hours: Monday and Thursday from 9 AM to 4 PM, and Tuesday and Wednesday from 9 AM to 1 PM. We are also open on Friday from 9 AM to 4 PM, making it easy for you to plan your visit. If you need to send us official correspondence, please note that while you can visit us at our physical address, all mail should be directed to the same address: 673 Rosedale Rd, Port Allen, LA 70767.

Your Local Banking Partner

At W B R T, we offer a variety of personal banking services tailored just for you! From checking and savings accounts to auto loans and mortgage refinancing, our team is committed to helping you achieve your financial goals. Although we currently do not provide shared service center options or ATM access, we encourage you to explore our online and mobile banking services for added convenience. Feel free to reach out with any questions at 225-344-0318. We invite you to come by and experience the warmth of our community-focused banking environment. We look forward to serving you soon!

Member Eligibility

At W B R T, we believe that joining our community is the first step towards achieving your financial goals. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area of Port Allen, Louisiana, you're likely eligible to join us. We take pride in offering a supportive environment where you can enjoy personalized service and a range of financial products tailored to your needs. You'll find that our membership comes with distinct advantages, including lower loan rates and higher savings yields. To learn more about the specific eligibility requirements, feel free to check out this resource: . When you're ready to open an account, it's a straightforward process just give us a call at (225) 344-0318, and our friendly team will guide you through every step. We look forward to welcoming you to W B R T, located at 673 Rosedale Rd Port Allen La 70767!

Business Banking & Commercial Services

Merchant Services That Work

In today's fast-paced world, effective payment solutions are crucial. Our merchant services simplify transactions so you can focus on what really matters growing your business. Imagine effortlessly processing payments while keeping track of sales data in real-time, enabling you to make informed decisions quickly. Located at 673 Rosedale Rd Port Allen La 70767 in Port Allen, LA, we invite you to explore how W B R T can be your partner in success. Contact us at (225) 344-0318 or visit our website at Wbrt Fcu to learn more about our offerings. Your journey toward business growth starts here!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

While we pride ourselves on these core offerings, we're also here for those everyday banking needs with services like ATM & Cash Withdrawal Services, ensuring that accessing cash is simple and straightforward when you're out and about. --- With all these services available at our branch located at 673 Rosedale Rd Port Allen La 70767, we're just a phone call away at (225) 344-0318. Our friendly team is ready to assist you during our operating hours: Monday through Friday from 9 AM to 4 PM (with earlier closing times on Tuesday and Wednesday). Explore how W B R T can support your financial goals today! Visit us online at Wbrt Fcu or stop by our branch in Port Allen, LA. We look forward to serving you!

Business Banking Services

If you're a business owner, you'll find a variety of services crafted specifically for you at W B R T. Our Business Banking solutions include essential Merchant Services to help you process payments efficiently and various Business Loans designed to give your enterprise the boost it needs.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to have access to your accounts anytime and anywhere. That's why we offer robust Online & Mobile Banking features. With these tools, you can manage your accounts on-the-go, transfer funds effortlessly, and keep track of your finances right from your smartphone or computer.

Personal Banking Solutions

Whether you're opening your first checking account or looking to grow your savings, we have personal banking options that suit everyone. Our Checking & Savings Accounts offer flexible features designed for convenience and accessibility. For those in need of financing, our Auto Loans & Vehicle Financing can help you hit the road with confidence, while our Mortgage Loans & Refinancing options make homeownership within reach. We understand that life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation products are here to assist you in managing your finances effectively. Plus, our Credit Cards with Rewards provide benefits that reward you for your everyday spending.

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just enter their details, and the funds are on their way! Plus, if you prefer going paperless, our e-statements are readily available, giving you a secure way to track your finances without cluttering your mailbox. For those who like to manage their banking on the go, our mobile application is here for you. With it, you can perform all the essential tasks right from your smartphone. Unfortunately, we don't currently support mobile payments, but our app offers an array of other features that keep you connected and informed. Your security is our top priority. While we don't offer electronic signature authorization at this time, rest assured that all transactions through our online banking system are protected with robust security measures. Embrace the ease of real-time account management with W B R T's digital banking services. Explore more about what we offer by visiting our website today!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 1,503, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, W B R T is your trusted partner. Visit us at 673 Rosedale Rd Port Allen La 70767 or call (225) 344-0318 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $691,021 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $82 in used auto loans and $1,921,145 in total loans and leases supporting our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $691,021, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,741 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,149,897 in used vehicle loans and $252,773 in new vehicle loans already helping members get on the road. We offer competitive terms and flexible repayment options tailored to your needs, making it easier than ever to get behind the wheel.

Credit Lines and Personal Loans

For those looking for extra flexibility, our total credit lines amount to $240,000. This can provide you with the financial cushion needed for unexpected expenses or planned purchases. Additionally, we offer personal loans that can help with debt consolidation and other financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, allowing you to invest in your future with confidence. Whether you are a first-time buyer or looking to refinance an existing mortgage, our team is ready to assist you.

Refinancing Options

If you are considering refinancing any of your existing loans, we encourage you to reach out for more details about our eligibility options. We aim to provide solutions that make sense for your unique financial situation. For more information about our loan offerings or to discuss which option may be best for you, please visit us at 673 Rosedale Rd Port Allen La 70767 in Port Allen, LA, or give us a call at (225) 344-0318. We look forward to helping you achieve your financial goals! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping your budget in check.

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W B R T FEDERAL CREDIT UNION