At W B H Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which enables us to offer the best services and support to our community. With a
net worth of $2,891,446, we maintain robust financial health, allowing us to provide better rates, lower fees, and enhanced member services. This solid base ensures that you can trust us with your savings and loans. Our
net worth ratio of $1,480 demonstrates a strong capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$884,482 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have money market shares, our focus remains on providing the best returns for your investments. Unlike traditional banks, we prioritize our members. With non-member deposits at
$2,248,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$2,891,446 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement means you can always count on us for the latest in banking convenience. In terms of lending capacity, we proudly manage
$540 in used auto loans and
$9,991,781 across total loans and leases. This shows our dedication to supporting your financial goals across various sectors. Our operational efficiency is highlighted by a
net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. Furthermore, with
5 full-time employees and
2 part-time employees, our team is always ready to assist you with knowledgeable support. Net Shares available for lending stand at
$244,826, demonstrating that we have ample resources to meet your needs. We are proud of having a total of
3,336 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, W B H Employees is your trusted partner. Visit us at 2501 Broadway St Paducah Ky 42001 or call (270) 575-2776 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results.