VyStar Credit Union Suwanee GA: Best Auto Loans & Business Banking

Introduction

Welcome to Vystar, your trusted financial partner located at 3838 Johns Creek Pkwy, Suwanee, GA 30024. Since opening our doors in 1952, we have been dedicated to serving our community with a range of financial services designed to meet the needs of our members. With a total membership of 997,469, we are proud to offer personalized banking experiences that make a difference in people's lives. At Vystar, we understand that financial stability is essential for everyone. That's why we manage assets totaling an impressive $14,746,180,513 and maintain total deposits of $975,513,063. Whether you're looking for checking and savings accounts, auto loans, or mortgages, our team is here to guide you every step of the way. While members can visit us at our branch in Suwanee, official correspondence should be sent to the same address for convenience. Our dedicated staff, led by CEO Brian Wolfburg and Board President Phillip Siddons, works hard to ensure that you receive exceptional service and support. With over 2,321 employees, we are committed to fostering strong relationships within our community. Our commitment goes beyond just numbers; it's about making a positive impact on the lives of those we serve. We believe that everyone deserves access to quality financial services and strive to provide solutions tailored to your unique circumstances. If you're ready to take the next step towards achieving your financial goals or if you have questions about our services, please don't hesitate to reach out. You can call us at 678-255-3580 or visit our website at Vystar. Join us today and experience the Vystar difference!

Branch History & Mission

Commitment to Accessibility

We understand that convenience matters. That's why we offer ATM availability and drive-thru banking at our branch, making it easy for you to access your funds whenever you need them. Additionally, we prioritize digital advancements, ensuring that our online banking platform is user-friendly and accessible for all. While you can visit us at 3838 Johns Creek Pkwy for in-person service or inquiries, official correspondence should be sent to the same address if needed: 3838 Johns Creek Pkwy, Suwanee, GA 30024-1249.

Join Us

If you're looking for a financial institution that puts its members first, consider becoming part of Vystar. Experience firsthand how we can help you achieve your financial goals while being an integral part of a community-focused organization. Visit us today or call us at 678-255-3580 to learn more about how Vystar can serve you!

Our Journey

Vystar's story is one of growth and commitment. What started as a small credit union has blossomed into a trusted financial partner for many in the Gwinnett County area and beyond. Over the decades, we have expanded our offerings to meet the evolving needs of our members. Our success can be attributed not only to our robust financial services but also to our unwavering focus on community engagement and support. From auto loans and mortgages to business banking services, we strive to provide comprehensive solutions that empower our members' financial journeys. We are proud of our achievements, including being recognized for our outstanding member service and innovative online banking options.

Our Mission

At Vystar, our mission is simple yet powerful: to enhance the lives of our members by providing affordable financial services while fostering a sense of community. We believe in treating everyone with respect and integrity, ensuring that each member feels valued and supported. We are committed not just to your finances but also to uplifting the communities we serve. Through various outreach programs and partnerships with local organizations, we work tirelessly to make a positive impact in Suwanee and beyond.

Branch Location & Accessibility

Comprehensive Banking Services

At Vystar, we pride ourselves on providing a range of services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgage refinancing. Our friendly staff is always ready to assist you with simple transactions or more complex inquiries regarding business banking and online services. So why wait? We invite you to come by our branch or give us a call at 678-255-3580. Experience the difference at Vystar where community matters!

Easy Access for Everyone

Accessibility is important to us. Our branch features ADA-compliant entrances and parking spaces to ensure that all members can visit us with ease. If you prefer to handle your banking from the comfort of your car, we also offer drive-thru banking services for quick deposits and withdrawals. Plus, our ATM is available around the clock for those times when you need cash on the go.

Operating Hours That Fit Your Schedule

We understand that life can be busy! That's why our lobby hours are set for your convenience: Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. Whether you're stopping by after work or during lunch breaks, we're here to serve you. While members can visit us at our branch address, any official correspondence should be sent to the same address: 3838 Johns Creek Pkwy, Suwanee, GA 30024-1249.

Member Eligibility

At Vystar, we believe that everyone deserves a financial partner who truly cares. Joining our community is simple and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to become a member. We invite individuals from all walks of life to take advantage of the benefits we offer, including competitive rates on loans and savings accounts, personalized service, and access to a variety of financial tools designed just for you. To learn more about specific eligibility requirements, feel free to visit our detailed resource at . Getting started is easy! Just give us a call at (678) 255-3580 or visit us at our branch located at 3838 Johns Creek Pkwy Suwanee Ga 30024. Our friendly staff is ready to guide you through the account opening process and help you find the right solutions for your needs. Don't hesitate become part of the Vystar family today!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer essential merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly whether online or in-person without any hassle. This allows you to focus on what really matters: serving your customers and growing your brand. If you're ready to take your business to the next level, visit us at 3838 Johns Creek Pkwy Suwanee Ga 30024 in Suwanee, GA, or call us at (678) 255-3580. Let's work together to achieve your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Vystar offers tailored business banking solutions as well. From merchant services that simplify transactions to business loans designed to fuel your growth, we're committed to helping local businesses thrive.

Convenient Digital Banking

In today's fast-paced world, having access to your finances at your fingertips is crucial. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills from the comfort of your home or on the go. Additionally, we offer ATM services for cash withdrawals and balance checks, ensuring that accessing your money is always convenient. If you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our drive-thru service provides that option too!

Credit Options

Don't forget about our credit cards with rewards! They come with perks that can make everyday purchases more rewarding. With these cards, you can earn points on what you spend, turning routine expenses into exciting benefits.

Get Started Today!

At Vystar, we're excited about helping you achieve your financial goals with our comprehensive list of services. If you're ready to learn more about any of these offerings or have questions about how we can serve you better, don't hesitate to reach out! Call us at (678) 255-3580 or visit us in person at 3838 Johns Creek Pkwy Suwanee Ga 30024 in Suwanee today!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options tailored for you. Our checking and savings accounts are perfect for managing your daily finances and saving for future goals. Whether you're looking to set up a new account or simply want more information, our friendly staff is ready to assist you. Need a new car? Our auto loans and vehicle financing options can help get you behind the wheel without breaking the bank. We understand how important reliable transportation is, and our competitive rates make it easy to drive away in your dream vehicle. Homeownership is a big step, and that's why we provide mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we have the resources to guide you through every stage of the process. If you find yourself needing extra funds for personal projects or debt consolidation, our personal loans are here to help. We offer flexible terms that fit your budget and lifestyle.

Digital & Online Banking

Key Features

Our online banking platform makes it easy to stay on top of your finances. You can view account balances, transfer funds, and pay bills all from the comfort of your home or on the go. We also offer electronic signature authorization, allowing you to sign documents securely without needing to visit a branch. Plus, with e-statements available, you can access your account statements digitally, saving time and paper. For those who love using their smartphones, our mobile application brings all these features right to your fingertips. You can make mobile payments easily and even send money to friends or family with our person-to-person transfer service. This means no more worrying about cash or checks; you can handle everything directly from your phone.

Security and Accessibility

We take security seriously at Vystar. Our digital banking services are designed with robust security measures to protect your information while ensuring that everything is user-friendly. You can bank confidently knowing that your personal data is safe. Whether you're checking your balance before heading out or transferring funds while waiting in line, our online banking tools give you real-time access to your accounts. It's about making banking easier for you no matter where life takes you. Explore all that we have to offer by visiting us at https://www.vystarcu.org today!

Financial Strength

Commitment to Growth

With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $91,613 in used auto loans and $10,061,804,065 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 2,036,011, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 3838 Johns Creek Pkwy Suwanee Ga 30024 or call (678) 255-3580 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives you peace of mind knowing that your credit union is built on strength and reliability. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand. Furthermore, if you're interested in refinancing options or would like to learn more about eligibility requirements for any of our loan products, feel free to reach out. You can visit us at our branch located at 3838 Johns Creek Pkwy Suwanee Ga 30024, or give us a call at 678-255-3580. Our operating hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing you with clear information so you can make informed decisions about your financial future.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, we have solutions tailored for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can enhance your spending power while keeping your budget intact.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an emphasis on transparency and reliability, LendMesh is designed to help consumers make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the information presented is based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers for users. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, which guarantees transparency in the comparison process. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions. This approach allows users to access truly unbiased results. The platform also provides real-time rate comparisons, giving users up-to-date loan rates from multiple institutions. This feature is vital in helping individuals find the best options tailored to their specific needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For those looking to explore their loan options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VYSTAR CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Vehicle Loans