VYSTAR CREDIT UNION

Welcome to Vystar, your trusted financial partner located at 477 Johnny Mercer Blvd, Savannah, GA 31410. With a proud history dating back to 1952, we have been dedicated to serving our community and enhancing the financial well-being of our members. As one of the leading credit unions in the region, we currently support nearly 1 million members and manage assets totaling over $14.7 billion. At Vystar, we pride ourselves on offering a wide range of financial services tailored to meet your needs, whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even mortgage refinancing. Our commitment to our members is reflected in our impressive total deposits of $975.5 million and a strong net worth of $1.3 billion. Our team is led by CEO Brian Wolfburg and Board President Phillip Siddons, who are passionate about fostering a welcoming environment where you can feel confident in making informed financial decisions. With a dedicated staff of 2,321 employees, we are here to assist you every step of the way. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to our mailing address at 477 Johnny Mercer Blvd, Savannah, GA 31410-2123. We invite you to explore our range of services designed with your success in mind. If you have questions or need assistance, don't hesitate to reach out at 912-328-2240 or visit us online at vystarcu.org. Your journey towards better financial health starts with us!

Becoming a member of Vystar is like joining a friendly neighborhood where everyone looks out for each other. If you live, work, worship, or attend school in the Savannah area or if you have a family member who is already a member, you're likely eligible to join us! At Vystar, we pride ourselves on creating a supportive community that offers valuable financial services tailored to your needs. Whether it's personal banking, auto loans, or credit cards with rewards, our members enjoy benefits designed to help them thrive. The process of becoming a member is straightforward and welcoming. You can learn more about the specific eligibility details by visiting this page. If you have any questions or need assistance, don't hesitate to reach out to us at (912) 328-2240. We're here to help you take that first step toward membership and all the advantages it brings!

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing reliable services and products that help you achieve your financial dreams. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $91,613 in used auto loans and $10,061,804,065 in total loans and leases. Our operational efficiency is evident as reflected by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 477 Johnny Mercer Blvd Savannah Ga 31410 or call (912) 328-2240 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.