VyStar Credit Union Savannah GA: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Vystar, your trusted financial partner located at 477 Johnny Mercer Blvd, Savannah, GA 31410. With a proud history dating back to 1952, we have been dedicated to serving our community and enhancing the financial well-being of our members. As one of the leading credit unions in the region, we currently support nearly 1 million members and manage assets totaling over $14.7 billion. At Vystar, we pride ourselves on offering a wide range of financial services tailored to meet your needs, whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even mortgage refinancing. Our commitment to our members is reflected in our impressive total deposits of $975.5 million and a strong net worth of $1.3 billion. Our team is led by CEO Brian Wolfburg and Board President Phillip Siddons, who are passionate about fostering a welcoming environment where you can feel confident in making informed financial decisions. With a dedicated staff of 2,321 employees, we are here to assist you every step of the way. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to our mailing address at 477 Johnny Mercer Blvd, Savannah, GA 31410-2123. We invite you to explore our range of services designed with your success in mind. If you have questions or need assistance, don't hesitate to reach out at 912-328-2240 or visit us online at vystarcu.org. Your journey towards better financial health starts with us!

Branch History & Mission

Community Focus

At Vystar, we're more than just numbers; we're part of the fabric of Savannah. Our involvement in local events and initiatives reflects our desire to give back. From sponsoring youth sports teams to supporting local charities, we aim to uplift those around us. Our drive-thru service and ATM availability make it easy for you to access your funds whenever you need them. We're open Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM, ensuring that we're available when you need us most. While members can visit us at 477 Johnny Mercer Blvd for all their banking needs, official correspondence should be sent to the same address. If you're looking for a credit union that prioritizes both excellent service and community engagement, look no further than Vystar.

Join Us

As we continue this journey together, we invite you to become part of the Vystar family. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Visit us today or call us at 912-328-2240; we can't wait to welcome you!

Our Journey

Vystar began its journey with a simple mission: to provide accessible financial services that empower individuals and families in our community. Over the years, we've evolved from our humble beginnings into one of the largest credit unions in Georgia. As we grew, so did our commitment to innovation and community support. Today, we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our branch's growth has always been driven by our mission: to serve our members with integrity while promoting financial well-being within the communities we touch. We believe in making banking easy and inclusive for everyone. We also understand the importance of adapting to change; that's why we have embraced digital advancements to ensure that banking is convenient for all our members.

Branch Location & Accessibility

Getting Here

At Vystar, we understand that accessibility is key. Our branch features ample parking, including spots designated for those with disabilities. We are proud to be ADA compliant, ensuring that everyone can easily access our services. Whether you prefer to walk in or use our drive-thru service, we've got you covered!

Operating Hours

We're here for you during the week with welcoming lobby hours from 9 AM to 5 PM Monday through Thursday, and an extra hour on Friday until 6 PM. This gives you plenty of time to drop by and discuss your banking needs or simply ask questions about our services.

Services Offered

Vystar offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we strive to support every member of our community. Don't forget about our convenient ATM availability which allows you quick access to your cash anytime! If you have any questions or need assistance, feel free to give us a call at 912-328-2240. We look forward to welcoming you into our branch! Whether you're already a member or thinking about joining us, come visit Vystar today your financial future starts here!

Member Eligibility

Becoming a member of Vystar is like joining a friendly neighborhood where everyone looks out for each other. If you live, work, worship, or attend school in the Savannah area or if you have a family member who is already a member, you're likely eligible to join us! At Vystar, we pride ourselves on creating a supportive community that offers valuable financial services tailored to your needs. Whether it's personal banking, auto loans, or credit cards with rewards, our members enjoy benefits designed to help them thrive. The process of becoming a member is straightforward and welcoming. You can learn more about the specific eligibility details by visiting this page. If you have any questions or need assistance, don't hesitate to reach out to us at (912) 328-2240. We're here to help you take that first step toward membership and all the advantages it brings!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify payment processing so you can focus on what matters running your business. Imagine being able to accept payments quickly and securely, giving your customers a smooth checkout experience while boosting your sales. Visit us at 477 Johnny Mercer Blvd Savannah Ga 31410 in Savannah, GA, or give us a call at (912) 328-2240 to learn more about how we can support your business journey!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to purchase a new vehicle? Our auto loans and vehicle financing options can help make that happen. We understand that buying a car is an important decision, so we offer competitive rates and flexible terms tailored just for you.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services including merchant services and business loans. We know how important it is to have reliable financial support when running a business, so we're here to assist in every step along the way.

Convenient Access

At Vystar, we also provide drive-thru banking for simple transactions like deposits and withdrawals without leaving your car. If you're ever in need of cash quickly, our ATM services are readily available too! Our commitment to excellent service extends beyond just physical visits; with our online and mobile banking features like electronic signatures and person-to-person transfers managing your finances has never been easier. Whether you're in need of personal financial solutions or looking for ways to grow your business, Vystar is dedicated to serving you with integrity and care. For more information about any of these services or to speak with one of our representatives directly, feel free to give us a call at (912) 328-2240. We look forward to helping you reach your financial goals!

Credit Cards with Rewards

Don't forget about our credit cards! With rewards programs designed to benefit you every time you spend, you'll earn points for travel, shopping, and more. It's a great way to get something back while enjoying the flexibility of using credit responsibly.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans come with various options to suit different financial situations. Our experienced staff will guide you through the process, ensuring that you find the best solution for your homeownership dreams.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine easily managing your finances with online and mobile banking options that allow you to check balances, transfer money, and pay bills from the comfort of your home or on the go. You can also enjoy the convenience of ATMs for quick cash withdrawals and balance checks whenever you need them.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your monthly payments, our personal loans and debt consolidation services can provide the relief you need. With straightforward terms and a clear repayment plan, we can help ease your financial burden.

Digital & Online Banking

Always Accessible

Our 24/7 online banking services mean that you can access your account anytime, day or night. Whether it's checking your balance before heading out or transferring funds during lunch, we're here for you whenever you need us. Experience the freedom of managing your finances on your terms with Vystar's digital and online banking services. Visit us online today!

Key Services

With just a few clicks, you can access your account through our online banking portal. Our services include the ability to view your balances, transfer funds, and pay bills all without needing to visit a branch. Plus, our mobile application ensures that you can handle your banking needs wherever you are, making it easier than ever to manage your money.

Security & Features

Your security is our top priority. We offer electronic signature authorization, so you can complete transactions confidently knowing they are protected. Additionally, e-statements are available for those who prefer paperless options helping you keep track of your finances while reducing clutter. If you're looking for convenience when sending money, our person-to-person transfer feature lets you send money quickly to friends and family. And if you enjoy using mobile payments, you'll love that our app supports this feature too!

Financial Strength

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing reliable services and products that help you achieve your financial dreams. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $91,613 in used auto loans and $10,061,804,065 in total loans and leases. Our operational efficiency is evident as reflected by our $14,230,503, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 477 Johnny Mercer Blvd Savannah Ga 31410 or call (912) 328-2240 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles, making it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand. We understand that every business has unique needs, so our team works closely with you to create customized solutions that align with your goals. At Vystar, we believe in empowering our members with the financial tools they need to succeed. To learn more about our loan offerings or discuss eligibility options, please give us a call at (912) 328-2240 or visit us at 477 Johnny Mercer Blvd Savannah Ga 31410 in Savannah, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. We provide various mortgage products that cater to different budgets and financial situations. If you're considering refinancing your current mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. This option is ideal for those looking to consolidate debt or simply need a reliable source of funds for unexpected expenses.

Loan Aggregator

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VYSTAR CREDIT UNION - Savannah, GA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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