VyStar Credit Union Norcross GA: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Vystar, your trusted partner in financial well-being, located at 5125 Peachtree Pkwy, Norcross, GA 30092. Since our establishment in 1952, we've been dedicated to serving our community and ensuring that our members have access to the best financial services available. With nearly 1 million members and a total of over $14.7 billion in assets, we pride ourselves on being a reliable resource for all your banking needs. At Vystar, we understand that every member's financial journey is unique. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Whether you're looking to finance a new car or save for your dream home, we're here to help make those dreams a reality. Under the leadership of CEO Brian Wolfburg and Board President Phillip (Kem) Siddons, our team of over 2,300 employees is committed to providing exceptional service. We believe in the power of community and are proud to support local initiatives while helping you achieve your financial goals. For any official correspondence, please note that you can reach us at the same address: 5125 Peachtree Pkwy, Norcross, GA 30092. Our friendly staff is ready to assist you during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. With total deposits exceeding $975 million and a solid net worth of $1.3 billion, Vystar stands strong as a pillar of financial stability. If you have any questions or would like to learn more about how we can support your financial journey, don't hesitate to call us at 678-202-6010 or visit our website at Vystar. Join us today and experience the benefits of being part of the Vystar family!

Branch History & Mission

Commitment to Innovation

As part of our commitment to excellence, we've embraced digital advancements while ensuring ADA compliance across our platforms. Our online banking system allows you to manage your accounts anytime, anywhere whether through mobile payments or person-to-person transactions. These innovations make banking with us not only easy but also secure.

Join Us

Vystar isn't just a credit union; we're a family rooted in service and growth. We invite you to become part of our journey as we continue to support each other in achieving financial success. Experience the difference that a member-focused institution can make in your life come visit us today! For any inquiries, feel free to call us at 678-202-6010 or explore more on our website at Vystar.

Our Mission

Vystar's mission is simple yet profound: to enrich the lives of our members and the communities we serve. We focus on providing personalized financial services that cater to your needs whether it's opening a checking account, securing an auto loan, or exploring mortgage options. We understand that financial health goes hand-in-hand with community well-being. That's why we actively participate in outreach programs and partnerships that uplift those around us. Our dedicated team operates from Monday to Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM, ensuring that we're here when you need us. For added convenience, we offer both ATM access and drive-thru banking services, allowing you to manage your finances quickly and efficiently.

Branch Location & Accessibility

Convenient Features

At Vystar, we prioritize your convenience. Our branch features ample parking for all visitors and is fully ADA compliant, ensuring that everyone can access our services with ease. If you prefer banking on the go, you'll be pleased to know we offer both ATM availability and drive-thru banking for quick deposits and withdrawals.

Get in Touch

If you have questions or need assistance before your visit, don't hesitate to call us at 678-202-6010. We look forward to welcoming you at Vystar where your financial journey matters!

Operating Hours

We are here for you during the week! Visit us Monday through Thursday from 9 AM to 5 PM, and on Friday from 9 AM to 6 PM. Our friendly team is ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage loans, and much more.

Member Eligibility

Becoming a member of Vystar is like joining a family that truly cares about your financial journey. If you're living, working, worshiping, or attending school in our community, you're likely eligible to join us! We believe in offering support to those around us, so whether you're just starting out or looking to grow your financial future, we welcome you with open arms. To see all the details about eligibility and to make sure you meet the criteria, check out our website at . Once you're ready to take that step, opening an account is easy! Just give us a call at (678) 202-6010, and our friendly team will guide you through the process. You can also visit us at our branch located at 5125 Peachtree Pkwy Norcross Ga 30092 for personalized assistance. Join Vystar today and enjoy the benefits of being part of a supportive community dedicated to helping you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of complicated payment processes. Our merchant services simplify transactions so you can focus on what you do best serving your customers. From secure payment processing to easy online invoicing, we provide tools that make managing your finances straightforward. Located at 5125 Peachtree Pkwy Norcross Ga 30092, Norcross, GA, our team is ready to help you explore the opportunities available for your business. Connect with us at (678) 202-6010 and let's grow together!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash in a hurry? Our branch offers ATM and cash withdrawal services, along with basic drive-thru banking options for quick deposits, withdrawals, and simple transactions. You don't need an appointment; just stop by during our convenient hours! At Vystar, we're committed to making your banking experience as smooth as possible. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to reach out! Call us at (678) 202-6010 or visit us at https://www.vystarcu.org today! Your financial journey starts here!

Business Banking

For small business owners, our business banking services, including merchant services and business loans, are designed to support your entrepreneurial journey. We understand that managing a business comes with its own set of challenges, and we're here to help with tailored solutions.

Credit Options

In addition, we offer credit cards with rewards that not only give you purchasing power but also allow you to earn points on everyday spending. These rewards can be redeemed for travel, shopping, and more making every dollar spent work for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Vystar, we emphasize our robust online and mobile banking features. With easy access to your accounts via our online banking platform, you can manage your finances from anywhere. Plus, enjoy the added convenience of mobile payments and person-to-person transfers, making it easier than ever to send money or pay bills on-the-go.

Personal Banking

Whether you're opening your first checking account or looking for ways to save for future dreams, our personal banking services have got you covered. We offer checking and savings accounts that are designed to help you manage your money effectively. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide competitive rates to get you behind the wheel without stress. Thinking about buying a home? Our mortgage loans and refinancing services make it easy for you to find the right loan that fits your budget. We also understand that life can bring unexpected challenges, which is why our personal loans and debt consolidation options can help lighten your financial load when needed.

Digital & Online Banking

Innovative Features

Need to send money to a friend? Our person-to-person transfer feature allows you to easily send cash directly from your account with just a few taps on your phone. And if you prefer using mobile payments, we've got you covered there too! Our mobile payments feature lets you make transactions quickly and securely at participating merchants. In summary, at Vystar, our digital and online banking services empower you to manage your money efficiently while keeping security in mind. Experience the ease of banking with us today!

Secure Transactions

Security is a top priority at Vystar. We offer electronic signature authorization for all your important documents, making it easy and safe to sign from home. You can also enjoy e-statements for paperless convenience while keeping your information secure.

User-Friendly Online Banking

With our robust online banking platform available at https://www.vystarcu.org , you can access your accounts 24/7. Whether you want to check your balance, pay bills, or transfer funds, everything is just a few clicks away. Plus, our mobile application offers the same great features on the go, ensuring you stay connected to your finances wherever life takes you.

Financial Strength

Commitment to Growth

With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $91,613 in used auto loans and $10,061,804,065 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $72,607,517, further demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 5125 Peachtree Pkwy Norcross Ga 30092 or call (678) 202-6010 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operations reflect our commitment to efficiency, highlighted by our $0 which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We aim to make financing straightforward and accessible, allowing you to focus on what matters most your new ride.

Business Loans

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand. We work closely with entrepreneurs to develop tailored solutions that align with their business goals. At Vystar, we also recognize that refinancing can be a great option for those looking to lower their monthly payments or access additional funds. If you're considering refinancing any of your current loans, our team is here to guide you through eligibility options and help you take advantage of better rates. For any questions or assistance regarding our loan offerings, feel free to reach out at (678) 202-6010. We're here to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure a place you'll love for years to come.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. These cards provide you with the purchasing power you need while offering rewards that enhance your everyday spending.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

LendMesh stands out due to its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in each comparison. The platform also prioritizes impartiality; it does not feature sponsored listings, meaning lenders are not prioritized based on paid promotions. This allows users to see unbiased results that truly reflect the best available rates. In addition, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information helps users make informed decisions about their loans, empowering them to choose options that best fit their circumstances. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate the platform's effectiveness in guiding users toward better financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VYSTAR CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans