VYSTAR CREDIT UNION

Welcome to Vystar, your trusted financial partner located at 86 Golden Isles Plz, Brunswick, GA 31520. Established in 1952, we have proudly served our community for over seven decades, building strong relationships with our nearly 1 million members. With a solid foundation reflected in our impressive assets of over $14.7 billion, we are committed to providing you with exceptional banking services tailored to meet your needs. At Vystar, we understand that financial decisions can be daunting. That's why we strive to create an environment where you feel supported and empowered. Our dedicated team of 2,321 employees, led by CEO Brian Wolfburg and Board President Phillip Siddons, works tirelessly to ensure that every member receives personalized attention and expert guidance. We offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. With total deposits exceeding $975 million and a net worth of $1.3 billion, our commitment to your financial well-being is stronger than ever. Whether you're looking for convenient online banking options or need assistance at our branch, we are here to help. While you can visit us at our physical location in Brunswick, please remember that official correspondence should be sent to the same address: 86 Golden Isles Plz, Brunswick, GA 31520-1935. Let us be your guide on the path to financial success! For more information or inquiries, feel free to call us at 912-328-2255 or explore our website at vystarcu.org. We're excited to serve you!

Vystar has a proud history rooted in community and service. Established in 1952, our branch in Brunswick, Georgia, located at 86 Golden Isles Plaza, has been a beacon of financial support for nearly 70 years. Over the decades, we have grown from humble beginnings to a robust credit union with over 997,469 members and total assets exceeding $14.7 billion. Our journey reflects our commitment to providing personalized banking solutions while fostering strong relationships within our community. Our mission is simple yet powerful: to enhance the financial well-being of our members and support the communities we serve. We believe that everyone deserves access to quality financial services. That's why we offer a wide range of products including personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We are dedicated to ensuring that our services not only meet but exceed the expectations of our members. At Vystar, we understand the importance of convenience and accessibility. Our branch operates Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM, making it easy for you to find time to visit us. We are equipped with an ATM for quick cash withdrawals and a drive-thru service for those who prefer transactions without leaving their vehicles. While members can visit us at 86 Golden Isles Plz, official correspondence should be sent to 86 Golden Isles Plz, Brunswick, GA 31520-1935 if different. We also prioritize modern conveniences such as online banking and mobile payments, allowing you to manage your finances anytime and anywhere. Our commitment goes beyond just financial services; it extends into community outreach and partnerships that uplift those around us. Whether it's supporting local charities or sponsoring events that bring people together, Vystar is always looking for ways to give back. Join us at Vystar in Brunswick where every member matters. Experience firsthand how we can assist you on your financial journey while being an active participant in your community's growth and success. Visit our website at vystarcu.org or call us at 912-328-2255 today!

Becoming a member of Vystar is like joining a welcoming family where your financial well-being is our priority. To be eligible, you simply need to reside, work, or attend school in the areas we serve. This means if you're part of our community in and around Brunswick, you can easily become a member and enjoy all the benefits that come with it. Our members gain access to a variety of financial services designed to support personal and business needs alike, from checking and savings accounts to loans and credit cards. Opening an account is straightforward! Just visit us at 86 Golden Isles Plz Brunswick Ga 31520, or give us a call at (912) 328-2255 for more details. We encourage you to check out the eligibility criteria on our website for any specific questions: . Joining Vystar opens up a world of financial opportunities tailored just for you!

At Vystar, we understand that banking should fit into your life seamlessly, which is why we offer a variety of digital and online banking services designed for your convenience and security. Whether you're at home or on the go, managing your finances has never been easier. With our robust online banking platform available at https://www.vystarcu.org , you can access your accounts anytime, anywhere. Check your balances, transfer money, and pay bills all from the comfort of your device. For those who prefer mobile banking, our user-friendly mobile application provides all the features you need right at your fingertips. You can even make mobile payments effortlessly, ensuring that you can shop and pay with ease. One of the standout features of our digital services is the ability to send money directly to friends or family through person-to-person transfers. This means no more waiting for checks to clear or dealing with cash; it's quick and secure! Plus, if you're looking to go paperless, our e-statements are a fantastic option. They're not only environmentally friendly but also allow you to keep track of your finances with just a few clicks. Security is paramount in today's digital world. At Vystar, we prioritize your safety with electronic signature authorization for transactions. This feature adds an extra layer of protection while ensuring that everything remains straightforward for you. Our commitment to providing 24/7 online banking services means that you have the flexibility to manage your money whenever it suits you best. Whether it's early in the morning or late at night, we're here for you. Experience the convenience and ease of managing your finances digitally with us at Vystar. Join us today and see how simple banking can be!

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, ensuring that your money is safe and working hard for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $91,613 in used auto loans and an impressive total of $10,061,804,065 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $72,607,517. With a total of 2,036,011 share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Vystar is your trusted partner. Visit us at 86 Golden Isles Plz Brunswick Ga 31520 or call 912-328-2255 to learn more about how we can help you achieve your financial goals.