VYSTAR CREDIT UNION - Winter Garden, FL

Welcome to Vystar, your trusted financial partner located at 14130 W Colonial Dr, Winter Garden, FL 34787. Since our establishment in 1952, we have been dedicated to serving our community with a commitment to excellence and member satisfaction. With a strong membership base of 997,469 individuals, we pride ourselves on being more than just a credit union; we're a community-focused institution that prioritizes your financial well-being. At Vystar, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our total assets of over $14.7 billion reflect our stability and dedication to providing you with the best possible banking experience. With a robust deposit portfolio totaling $975,513,063, we ensure that your money is not only safe but also working hard for you. Under the leadership of our CEO, Brian Wolfburg, and Board President, Phillip (Kem) Siddons, Vystar is continuously striving to enhance our offerings. We are proud of our team of 2,321 employees who are committed to supporting you every step of the way. Whether you're looking for financial advice or need assistance with your banking transactions, we're here for you. While members can visit us at our branch location in Winter Garden, official correspondence should be sent to the same address: 14130 W Colonial Dr, Winter Garden, FL 34787-4205. Ready to take charge of your finances? Call us at 407-326-7615 or explore more about our services at vystarcu.org. Join us today and experience the Vystar difference!

At Vystar, we take pride in our rich legacy and unwavering commitment to serving the community. Established in 1952, our Winter Garden branch has grown alongside its members, evolving from a small credit union into a thriving financial institution that now proudly supports over 997,000 members. Located at 14130 W Colonial Dr, Winter Garden, FL 34787, our branch is easily accessible for anyone seeking comprehensive financial services. Our mission is clear: to provide exceptional financial products and services while fostering a strong sense of community. We believe in empowering our members with the tools they need to achieve their financial goals. Whether it's through personal banking services like checking and savings accounts, auto loans, or business banking solutions, Vystar is dedicated to making a positive impact on the lives of those we serve. Over the years, we've reached significant milestones, including amassing total assets of over $14.7 billion. This growth reflects not only our commitment to providing valuable financial solutions but also our dedication to building lasting relationships within the community. Our operating hours are designed with convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We understand that modern banking requires flexibility and accessibility. That's why we offer both ATM access and drive-thru banking services for quick transactions. Our digital advancements include online and mobile banking options that allow members to manage their finances anytime, anywhere. At Vystar, we are more than just a credit union; we are an integral part of Winter Garden's fabric. Through various partnerships and community outreach efforts, we strive to support local initiatives and foster growth within our neighborhoods. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 14130 W Colonial Dr, Winter Garden, FL 34787-4205. Join us at Vystar and experience the benefits of being part of a credit union that truly cares about your financial well-being. We invite you to reach out at 407-326-7615 or visit us online at Vystar Credit Union to learn more about how we can help you achieve your goals.

At Vystar, we believe that becoming a member is like joining a family where your financial well-being matters. If you live, work, worship, or attend school in our community, you're already on your way to joining us! We welcome individuals from diverse backgrounds and situations because we know that together we can build a stronger financial future. To check if you meet the eligibility requirements or to find out more about the benefits of membership, feel free to visit our detailed resource here. Once you're ready to take the next step, opening an account with us is simple and straightforward. Just give us a call at (407) 326-7615 or visit us at 14130 W Colonial Dr Winter Garden Fl 34787 for personalized assistance. Our friendly team is eager to help you start your journey with Vystar, where you can enjoy perks like competitive loan rates and access to various financial services tailored just for you!

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial partner is essential for your peace of mind. That's why we are proud to share our robust financial position with you. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $91,613 in used auto loans and $10,061,804,065 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $72,607,517. Total Share and Deposit Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 14130 W Colonial Dr Winter Garden Fl 34787 or call (407) 326-7615 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.