VyStar Credit Union Wildwood FL: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Vystar, your trusted financial partner located at 5857 Seven Mile Dr, Wildwood, FL 34785. Established in 1952, our credit union has grown to serve a vibrant community with over 997,469 members. At Vystar, we believe that your financial goals are our top priority. With total assets of $14,746,180,513 and total deposits exceeding $975,513,063, we're dedicated to providing you with secure and reliable banking services. Under the leadership of CEO Brian Wolfburg and Board President Phillip (Kem) Siddons, our team of 2,321 employees is committed to making a positive impact in our community. Our extensive offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also support businesses with services like merchant accounts and business loans. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 5857 Seven Mile Dr, Wildwood, FL 34785. Whether you prefer traditional banking or modern conveniences like online banking and mobile payments, Vystar has got you covered. We invite you to explore how we can help you achieve your financial dreams. For any inquiries or assistance, feel free to call us at 352-642-1180. Join us today and experience the Vystar difference!

Branch History & Mission

Our Mission

At Vystar, our mission is clear: we are dedicated to empowering our members with the tools they need to achieve their financial goals. We offer a range of services designed to support individuals and businesses alike. From personal banking options such as checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we strive to meet the diverse needs of our members. But our commitment doesn't stop at financial services. We believe in giving back to the communities we serve. Through various outreach programs and partnerships, we work hard to support local initiatives that make a difference in people's lives. Whether it's sponsoring educational events or participating in community drives, Vystar is here for you.

Serving Our Members

While members can visit us at our Wildwood location, official correspondence should be sent to the same address: 5857 Seven Mile Dr, Wildwood, FL 34785. Our branch operates Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We also offer convenient drive-thru banking and ATM access for quick transactions. As part of our ongoing effort to enhance member experience, we've embraced digital advancements like online banking and mobile payments. This allows our members to manage their finances effortlessly from anywhere. Join us at Vystar, where your financial success is our priority! Experience the benefits of membership today by reaching out via phone at 352-642-1180 or visiting our website at vystarcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

ATM Availability

For those times when you need cash on the go, we have an ATM available right at our branch. Whether it's early morning or late evening, you can access your funds conveniently.

Accessibility Features

At Vystar, we understand how important accessibility is for our members. Our branch is designed to accommodate everyone, featuring ADA-compliant ramps and ample parking spaces. We want your visit to be as smooth as possible.

Call Us Today!

If you have any questions or would like more information about what we offer, don't hesitate to call us at 352-642-1180. Our team is here to help! We invite you to stop by Vystar today and discover how we can support your financial journey.

Operating Hours

Our doors are open for you Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Whether you need assistance with personal banking, auto loans, or any of our other services, our friendly team is ready to assist you during these hours.

Services Offered

We offer a range of services that cater to both personal and business needs. From checking and savings accounts to mortgage loans and credit cards with rewards, we aim to provide solutions that fit your lifestyle. You can also take advantage of our drive-thru banking for quick transactions like deposits and withdrawals without leaving your car.

Member Eligibility

Joining the Vystar community means becoming part of a supportive family that truly cares about its members. At Vystar, we welcome anyone who lives, works, worships, or attends school in our service areas. We believe that banking should be accessible to everyone, so whether you're a first-time account holder or looking to switch from another institution, we're here to help you every step of the way. To see all the details about eligibility requirements, feel free to visit our website at . Opening an account is simple and straightforward! You can reach out to us at (352) 642-1180 for any questions or guidance through the process. Our friendly staff at our branch located at 5857 Seven Mile Dr Wildwood Fl 34785 is always ready to assist you. With Vystar, you not only gain access to a variety of financial services but also join a community dedicated to your financial well-being. Come by and see how easy it is to start your membership journey today!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify daily operations. Imagine effortlessly accepting payments from customers, managing transactions online, and having access to reports that help you understand your sales trends better. Our services ensure you can focus on what matters most growing your business. Located at 5857 Seven Mile Dr Wildwood Fl 34785, Wildwood, FL, we're here to partner with you on your business journey. Contact us today at (352) 642-1180 to learn more about how we can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, Business Banking services are designed to help you succeed. From merchant services that facilitate transactions to business loans that enable growth, we're committed to supporting local businesses every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even deposit checks from the comfort of your home or on-the-go with just a few taps on your smartphone. Need cash quickly? Our ATM & Cash Withdrawal Services ensure you have access to funds whenever needed. Plus, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle ideal for busy days!

Get Started Today

At Vystar, we're more than just a credit union; we're part of your community and dedicated to helping you thrive financially. If you have questions about any of our services or want personalized assistance, don't hesitate to reach out! Call us at (352) 642-1180, visit us at 5857 Seven Mile Dr Wildwood Fl 34785, or explore more at our website: https://www.vystarcu.org. We look forward to serving you!

Managing Debt and Building Credit

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. Whether it's consolidating existing debt or funding a large purchase, we offer solutions that make repayment manageable. Our Credit Cards with Rewards give you more than just purchasing power; they reward you for every dollar spent. Picture yourself earning points towards travel or cashback just by using your card for everyday purchases.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer an array of Personal Banking options, including checking and savings accounts designed to help you reach your goals. Whether you're saving for a vacation or just want a safe place for your day-to-day spending, our accounts come with features that make banking easy and convenient. If you're in the market for a new car, our Auto Loans & Vehicle Financing programs provide competitive rates and flexible terms tailored to fit your budget. Imagine driving off in your dream car without breaking the bank our friendly staff is here to guide you through the process. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing options can help make that dream a reality. We simplify the mortgage process so that you can focus on finding the perfect home while we handle the details.

Digital & Online Banking

Easy Access

Our mobile payments feature allows you to make quick purchases without fumbling for cash or cards. Just imagine paying for groceries or coffee directly from your phone! With everything designed for ease-of-use and accessibility, managing your money is straightforward and stress-free. In today's fast-paced world, convenience is key. At Vystar, we are committed to providing you with user-friendly tools that make banking simpler and more efficient. Explore all our digital offerings today and see how we can help you manage your financial life better!

Key Services

With our 24/7 online banking services, you can easily check your account balances, pay bills, and transfer money all from the comfort of your own device. Imagine being able to manage your finances without having to step into a branch! Our mobile application further enhances this experience by allowing you to perform transactions right from your smartphone. Plus, with features like person-to-person transfers, sending money to friends or family has never been easier.

Security and Convenience

We prioritize your security with electronic signature authorization for important transactions. This means that when you need to sign documents digitally, it's not just easy it's safe too. Additionally, you can opt for e-statements to reduce paper clutter while keeping all your important information securely accessible.

Financial Strength

Dedicated Team

We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The friendly staff at Vystar are here to answer your questions and guide you through all your financial needs. Total Share Accounts stand at 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 5857 Seven Mile Dr Wildwood Fl 34785 or call (352) 642-1180 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $91,613 in used auto loans and $10,061,804,065 in total loans and leases. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to responsible lending and prudent management ensures that your money is in safe hands. Our net worth ratio of $895 demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and strive to offer solutions that work for you. At Vystar, we prioritize making financial management accessible and straightforward. If you're interested in refinancing or want more information about eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (352) 642-1180 or visit us at our branch located at 5857 Seven Mile Dr Wildwood Fl 34785 in Wildwood, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. These cards can be used for everyday purchases or unexpected expenses without putting unnecessary strain on your budget.

Loan Aggregator

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Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans