VyStar Credit Union Titusville FL: Best Auto Loans & Business Banking

Introduction

Welcome to Vystar, your trusted community partner in financial well-being, conveniently located at 1809 Cheney Hwy, Titusville, FL 32780. Established in 1952, we have proudly served our members for over seven decades, becoming a cornerstone of financial support in Brevard County. With a robust membership of 997,469, we are dedicated to providing personalized banking solutions that cater to your unique needs. At Vystar, our total assets stand at an impressive $14,746,180,513, reflecting our commitment to ensuring financial stability and growth for our members. We manage over $975,513,063 in deposits and have successfully issued 497,479 loans and leases to help you achieve your dreams. Our strong net worth of $1,298,248,326 showcases our resilience and dedication to maintaining a solid foundation for all our members. Led by CEO Brian Wolfburg and Board President Phillip (Kem) Siddons, our team is passionate about supporting you through every step of your financial journey. Whether you're looking for personal banking options such as checking accounts and auto loans or exploring business banking services like merchant services and business loans, we've got you covered. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 1809 Cheney Hwy, Titusville, FL 32780-6021. We invite you to explore our range of services available through online and mobile banking or give us a call at 321-593-7200 during our operating hours: Monday to Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Experience the Vystar difference today where member service truly matters!

Branch History & Mission

A Legacy of Service

Located at 1809 Cheney Hwy, Titusville, FL 32780, our branch is easily accessible and situated near key local landmarks that make us a familiar part of the community. From our humble beginnings to becoming one of the largest credit unions in Florida, Vystar has consistently prioritized the needs of its members. We have adapted to changing times while maintaining our commitment to providing personalized service and innovative solutions.

Commitment to Accessibility

As part of our commitment to serving everyone, we ensure that our facilities are ADA compliant. We offer convenient ATM services and drive-thru banking options for those who prefer quick transactions without leaving their cars. Our operating hours from Monday to Thursday 9 AM - 5 PM and Friday 9 AM - 6 PM are designed with your convenience in mind. For any official correspondence, please note that while you can visit us at 1809 Cheney Hwy Titusville Fl 32780, mail should be directed to 1809 Cheney Hwy, Titusville, FL 32780-6021.

Join Us Today!

Vystar is more than just a credit union; we're a community partner dedicated to making your financial dreams a reality. Join us today and experience firsthand the benefits of being part of something bigger a cooperative where your voice matters. Call us at (321) 593-7200 or visit us online at Vystar to learn more about how we can assist you on your financial journey!

Our Mission

Our mission at Vystar is simple yet profound: to enhance the financial well-being of our members and contribute positively to the communities we serve. We offer a range of services including checking and savings accounts, auto loans, mortgage financing, and business banking. Our aim is to provide not just financial products but also guidance and support that help our members achieve their goals. We recognize that every member's journey is unique. That's why we focus on tailored solutions that meet individual needs whether it's purchasing a new vehicle or planning for retirement. We also actively engage with our community through outreach programs and partnerships that foster growth and support for local initiatives.

Branch Location & Accessibility

Welcome to Vystar, your friendly credit union located at 1809 Cheney Hwy in beautiful Titusville, Florida! We're conveniently situated just a short drive from popular local spots like the Kennedy Space Center and the scenic Indian River. This prime location makes it easy for you to stop by for all your banking needs. At our branch, we prioritize accessibility for everyone. You'll find ample parking available, including accessible spaces close to the entrance. Our facility is designed with features that comply with ADA standards, ensuring that all members can navigate comfortably. We understand that convenience matters, which is why our operating hours are designed to fit your busy schedule. Join us Monday through Thursday from 9 AM to 5 PM, and on Fridays, we're open until 6 PM. Whether you need assistance with personal banking or want to discuss loan options, our dedicated team is here to help. For those who prefer quick transactions, we offer both ATM services and drive-thru banking. Our ATMs allow you to make cash withdrawals and check balances without stepping inside the branch. Plus, our drive-thru service makes it simple for you to complete deposits and withdrawals from the comfort of your vehicle. While you can visit us at 1809 Cheney Hwy for your banking needs, any official correspondence should be sent to the same address: 1809 Cheney Hwy, Titusville, FL 32780-6021. If you have questions or need assistance before visiting, feel free to give us a call at 321-593-7200. Come see how Vystar can support your financial journey today! We look forward to welcoming you into our community of members.

Member Eligibility

At Vystar, we believe that becoming a member means joining a community that values your financial well-being. If you're interested in experiencing the benefits of membership, it's easy to get started! To qualify, you typically need to be a resident of the area or have a family member who is already part of our credit union family. We welcome individuals from various backgrounds, ensuring that everyone can find a home with us. For specific eligibility details, feel free to check out this link for the most current information. Once you know you're eligible, opening an account is a breeze. Just visit us at our branch located at 1809 Cheney Hwy Titusville Fl 32780, or give us a call at (321) 593-7200 if you have any questions. Our friendly team is here to guide you through the process and help you take the first step toward enjoying all the perks of being a member at Vystar!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer robust merchant services that can streamline your operations. Imagine easily processing payments from your customers while keeping track of sales all through one simple platform. Our merchant solutions enable you to focus on what matters most: growing your business and serving your customers. Visit us at 1809 Cheney Hwy Titusville Fl 32780 in Titusville, FL, or call us at (321) 593-7200 to learn more about how we can help your business thrive!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Accessibility matters at Vystar. Our ATM services allow for easy cash withdrawals and balance checks without the need to enter the branch. For those who prefer face-to-face interactions but are short on time, our drive-thru service offers basic transactions like deposits and withdrawals quickly and efficiently. Our friendly team is always here to assist you with any questions or concerns you may have about our offerings. Feel free to call us at (321) 593-7200 for more information.

Credit Cards & Business Banking

For those who love rewards, our credit cards come with attractive benefits that can enhance your spending power. Picture earning points on everyday purchases that can lead to vacations or special treats! If you're a business owner or aspiring entrepreneur, our business banking services include merchant services and business loans designed to help you thrive. We believe in supporting local businesses because they strengthen our community.

Join Us Today!

We invite you to discover how Vystar can be your trusted partner in achieving financial well-being. Visit us at 171-titusville, where we prioritize your needs with warmth and dedication. Whether you're stepping into personal finance for the first time or looking for ways to expand your financial portfolio, we're here to help every step of the way!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few clicks or taps on your phone, you can manage your accounts anytime, anywhere. From checking balances to transferring funds and even making person-to-person payments, everything is within reach.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that cater to different lifestyles and goals. Imagine having a place where your money grows while you plan for future adventures or emergencies. Our auto loans and vehicle financing options make it simple to drive off in the car of your dreams. We know how important reliable transportation is, which is why we work hard to provide competitive rates and flexible terms. When it comes time to buy a home or refinance an existing mortgage, our mortgage loans are tailored just for you. You can count on us for personalized guidance throughout the process, ensuring you feel confident every step of the way. Plus, if you're looking to consolidate debt or need some extra cash, our personal loans can help lighten your financial load.

Digital & Online Banking

Mobile Features for On-the-Go Banking

For those who prefer banking on their mobile devices, our mobile application makes managing your money simpler than ever. You can make mobile payments and conduct person-to-person transfers with just a tap. Imagine sending money to a friend without needing cash or checks it's that easy! Whether you're using our online banking features or mobile app, you'll have real-time access to your account information whenever you need it. This means no waiting until regular business hours; you can manage your finances on your own schedule. At Vystar, we're committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Explore all our digital offerings today and experience banking made simple!

Security and Convenience

Your security is our top priority. We provide electronic signature authorization, allowing you to sign documents securely from the comfort of your home. This means no more trips to the branch for paperwork! Additionally, with e-statements available, you can opt for paperless banking that keeps your information safe and organized.

Financial Strength

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your financial institution, and we are proud to share our strong performance metrics with you. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $91,613 in used auto loans and a total of $10,061,804,065 in loans and leases. While our current net income is $0, this reflects our commitment to investing back into the community rather than focusing solely on profits. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts stand at an impressive 2,036,011, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 1809 Cheney Hwy Titusville Fl 32780 or call 321-593-7200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We make it easy for you to choose between financing options that suit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are committed to helping you thrive. At Vystar in Titusville (1809 Cheney Hwy Titusville FL 32780), our dedicated team is ready to assist you with refinancing options or eligibility questions that may arise as you consider these opportunities. You can reach us at 321-593-7200 during our operating hours: Monday through Thursday from 9 AM - 5 PM and Friday from 9 AM - 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you unlock your financial potential today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. We work with you every step of the way to ensure you understand your choices and can find a plan that fits your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. These cards come with benefits designed to help you save money and keep track of spending easily.

Loan Aggregator

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Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Legacy of Service

Commitment to Accessibility

Join Us Today!

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Financing Solutions

Comprehensive List Of Services

ATM & Drive-Thru Services

Credit Cards & Business Banking

Join Us Today!

Online & Mobile Banking

Personal Banking

Digital & Online Banking

Mobile Features for On-the-Go Banking

Security and Convenience

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community