VYSTAR CREDIT UNION - The Villages, FL

Welcome to Vystar at 175-villages Oxford, your trusted partner in financial well-being since 1952. Located at 3340 Wedgewood Ln, The Villages, FL 32162, we are proud to serve a community of nearly 1 million members who rely on us for their personal and business banking needs. With total assets exceeding $14.7 billion, we are dedicated to helping you achieve your financial goals. At Vystar, we understand that life can be unpredictable, and that's why we strive to provide services that meet your unique needs. Whether you're looking for a new auto loan, refinancing options for your home, or simply a safe place to grow your savings with total deposits of $975 million, we're here to support you every step of the way. Our leadership team, including CEO Brian Wolfburg and Board President Phillip Siddons, is committed to fostering a member-focused environment where trust and transparency are paramount. We invite you to experience our exceptional service firsthand by visiting us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. While you can always reach out via phone at (352) 708-7320, feel free to explore our website at vystarcu.org for more information about our offerings. If you have any official correspondence, please send it to the same address as our branch location. We look forward to welcoming you into the Vystar family and being part of your financial journey!

At Vystar, we believe that everyone deserves a chance to be part of a caring and vibrant community. Becoming a member is not just about opening an account; it's about joining a family that values you and your financial wellbeing. To be eligible for membership, you simply need to live, work, or worship in the areas we serve, which makes it easy for many local residents to join us. We also welcome family members of existing members, ensuring that your loved ones can enjoy the same benefits and support. If you're curious about the specific eligibility criteria, feel free to check out more details at this link. Joining us is straightforward! Once you know you meet the eligibility requirements, you can start your journey by visiting our branch at 3340 Wedgewood Ln The Villages Fl 32162 or giving us a call at (352) 708-7320. Our friendly team is here to guide you through the account opening process and answer any questions you may have. At Vystar, we offer a variety of services designed to help you reach your financial goals, whether it's saving for a dream vacation or buying your first home. We're excited to welcome you into our community!

At Vystar, we understand that every business has unique needs and aspirations. Whether you are just starting out or looking to expand, our business banking and commercial services are designed to support your journey. Imagine having access to the funds you need to buy new equipment, hire additional staff, or launch a marketing campaign. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services offer practical solutions that simplify payment processing and help you manage transactions seamlessly. From point-of-sale systems to online payment gateways, we provide tools that allow you to focus on what matters most growing your business. Located at 3340 Wedgewood Ln The Villages Fl 32162, The Villages, FL 32162, reach out to us at (352) 708-7320 to learn how we can help your business thrive!

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial foundation that empowers you to achieve your goals with confidence. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $91,613 in used auto loans and an impressive total of $10,061,804,065 in loans and leases. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $72,607,517. Total Share Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Vystar is your trusted partner. Visit us at 3340 Wedgewood Ln The Villages Fl 32162 or call 352-708-7320 to learn more about how we can help you achieve your financial goals.