VyStar Credit Union Tallahassee FL: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Vystar, your trusted financial partner located at 3398 Capital Cir Ne, Tallahassee, FL 32308. Since our establishment in 1952, we've been dedicated to supporting the financial needs of our members and the local community. With a total membership of nearly 1 million individuals, we pride ourselves on being more than just a credit union; we're a community hub where relationships matter. At Vystar, we understand that financial decisions can be overwhelming. That's why we offer a range of services tailored to meet your needs, including personal banking, auto loans, mortgages, and business banking solutions. Our total assets amount to an impressive $14.74 billion, demonstrating our strength and commitment to providing reliable services. Our dedicated team is here for you! Led by CEO Brian Wolfburg and Board President Phillip Siddons, we have over 2,300 employees ready to assist you with personalized service. Whether you're visiting us for basic banking transactions or seeking advice on financial planning, we strive to make your experience as seamless as possible. While members can visit us at our branch location, official correspondence should be sent to the same address: 3398 Capital Cir NE, Tallahassee, FL 32308-3710. For any inquiries or support, feel free to reach out via phone at 850-614-7180. Join us at Vystar and discover how we can help you achieve your financial goals today! Visit our website at Vystar for more information or stop by our branch we look forward to welcoming you!

Branch History & Mission

Community Impact

We take pride in being more than just a financial institution; we're an active participant in the Tallahassee community. Through various outreach programs and partnerships, we support local initiatives that uplift and strengthen our neighborhoods. Whether it's volunteering or providing financial literacy workshops, we are dedicated to making a positive difference.

Join Us Today!

As we continue our journey of growth and service, we invite you to be part of the Vystar family. Experience firsthand the benefits of membership where your financial goals are met with personalized care and expertise. Join us today and discover how Vystar can help you achieve your dreams!

Mission Statement

At the heart of Vystar's mission is a commitment to enhancing the financial well-being of our members while fostering strong community ties. We believe in providing exceptional service that goes beyond transactions. Our mission emphasizes trust, transparency, and empowerment ensuring that every member feels valued and supported on their financial journey.

Modern Banking for Everyone

As technology evolves, so do we. Vystar offers modern conveniences like online banking, mobile payments, and e-statements to ensure our members can manage their finances easily and securely. We also maintain ADA compliance across all platforms so that everyone can access our services without barriers. While members can visit us at 3398 Capital Cir NE for in-person assistance including drive-thru services we encourage official correspondence to be sent to our mailing address at 3398 Capital Cir NE, Tallahassee, FL 32308-3710. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. You can reach us at (850) 614-7180 for any questions or assistance you may need.

Our Journey

From our humble beginnings, Vystar has evolved significantly. We opened our doors to provide local residents with accessible financial services tailored to their needs. Over the years, we've expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our growth reflects our dedication to empowering members through education and support.

Branch Location & Accessibility

ATM Availability

Need cash quickly? We've got you covered! Our branch also features an ATM for your convenience, allowing you to withdraw cash or check your balance anytime. While members can visit us at our physical location on Capital Circle, any official correspondence should be directed to our mailing address: 3398 Capital Cir NE, Tallahassee, FL 32308-3710. We invite you to come by and experience the warm and welcoming atmosphere of Vystar. Whether you're looking for a new account or need assistance with an existing one, our team is eager to help. Don't hesitate stop in today or give us a call!

Accessibility and Services

At Vystar, we prioritize accessibility for all our members. Our branch is ADA-compliant and features ramps for easy access. Plus, we offer ample parking so you can visit us without any hassle. If you're on the go, take advantage of our drive-thru service for quick transactions like deposits and withdrawals. We're open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM, giving you plenty of opportunities to drop in or call us at 850-614-7180 with any questions. Our dedicated staff is always ready to assist you with a range of services including personal banking, auto loans, mortgage options, and even business banking solutions.

Member Eligibility

At Vystar, we believe that everyone deserves a chance to be part of a welcoming community where you can thrive financially. Becoming a member is simple and open to anyone who lives, works, or attends school in our service area. We also extend membership to family members of current members, making it easy for your loved ones to join this supportive network. As a member, you'll enjoy personalized service, competitive rates, and access to a range of financial products designed to meet your needs. For detailed eligibility criteria, feel free to check out our website at . If you're ready to take the next step toward joining us, you can find account opening details there as well. If you have any questions or need assistance, don't hesitate to call us at (850) 614-7180. We can't wait to welcome you into the Vystar family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine running your store and easily accepting payments from customers without hassle. Our solutions make it easier for you to manage sales and keep track of finances allowing you to focus on what you do best: growing your business. Visit us at 3398 Capital Cir Ne Tallahassee Fl 32308 in Tallahassee, FL, or call us at (850) 614-7180 to learn how we can support your business dreams!

Comprehensive List Of Services

Business Banking

If you're a business owner, our Business Banking services are designed to help you thrive. From Merchant Services that simplify transactions to tailored business loans that fuel growth, we're committed to supporting local entrepreneurs. We know that every business is unique; that's why we offer solutions that fit your specific needs.

Call to Action

Ready to experience these services firsthand? Visit us at 3398 Capital Cir Ne in Tallahassee, explore what we have to offer online at Vystar's website, or give us a call at 850-614-7180. Let us help you take the next step toward achieving your financial aspirations today!

Credit Cards with Rewards

For those looking to maximize their spending power, we offer Credit Cards with Rewards. These cards not only provide convenience but also give back through rewards points that can be redeemed for travel, merchandise, and more. Picture using your card for everyday purchases while earning points towards your next vacation that's how we add value to your financial journey.

Digital Banking Features

In today's fast-paced world, accessibility matters. At Vystar, our Online & Mobile Banking features allow you to manage your accounts from the palm of your hand. With options for ATM access and drive-thru banking for deposits and withdrawals, you have multiple ways to conduct transactions without stepping inside the branch.

Loans and Financing

When it comes to financing your dreams, Vystar has you covered. Whether you're in the market for an Auto Loan or considering a mortgage for your new home, we provide competitive rates and flexible terms. Our Personal Loans can help you consolidate debt or finance unexpected expenses with ease. With options tailored to various needs, you can feel confident knowing that support is just a phone call away at 850-614-7180.

Personal Banking

We understand that managing your finances is essential. That's why we offer Personal Banking solutions like checking and savings accounts designed for convenience and flexibility. Our members can easily access their accounts online or via our mobile app, making banking on the go a breeze. Imagine being able to check your balance or transfer money anytime, anywhere it's all part of our commitment to making your banking experience simple and efficient.

Digital & Online Banking

Key Features

With our online banking service, you can easily check your account balances, review transactions, and pay bills all from the comfort of your home or on the go. Our mobile application takes it a step further, allowing you to manage your finances right from your smartphone. Whether you're making a quick payment or transferring funds, everything is just a tap away. Need to send money to friends or family? Our person-to-person transfers make it simple and instant. Plus, with our mobile payments feature, you can make purchases securely without needing cash or cards. You'll appreciate the convenience of paying directly from your phone.

Security and Accessibility

Your security is our top priority. At Vystar, we use advanced technology to keep your information safe while you bank online. Plus, for added ease, we offer electronic signature authorization, making it easy to sign documents without the need for physical paperwork. You can also choose to receive e-statements, which not only helps reduce clutter but also allows you to access important financial documents whenever you need them. We believe that banking should fit into your life seamlessly. That's why we've made our digital services user-friendly and accessible for everyone. Enjoy real-time account management wherever you are with Vystar your trusted partner in personal finance!

Financial Strength

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to sound financial management and member-focused services, we are proud to showcase our financial strength. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $91,613 in used auto loans and $10,061,804,065 in total loans and leases. Our financial performance is reflected in our $0 net income, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts at 2,036,011 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 3398 Capital Cir Ne Tallahassee Fl 32308 or call 850-614-7180 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Vystar, we understand that life can bring unexpected expenses or exciting opportunities. Whether you're looking to buy a new car, purchase your first home, or need a little help managing your finances, we have a variety of loan products tailored just for you. With over 497479 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're considering purchasing a vehicle, our rates are among the best in the industry. We currently offer $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans. These options allow you to get on the road with confidence and ease. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Property loans totaling $701,523,958, ensuring that your journey to owning a home is as smooth as possible. For those who prefer flexible spending options, we also offer unsecured credit card loans with a total of $680,082,195 available to help you manage your finances effectively. This can be especially helpful for members who want to consolidate debt or make necessary purchases without the burden of high-interest rates. Business owners will find value in our outstanding commercial loans totaling $880,089,420, which provide the capital needed to grow and expand your business. If you're looking at refinancing options or have questions about eligibility for any of our loan products, don't hesitate to reach out! Our team is here to guide you through the process and find the best fit for your financial situation. Visit us at our branch located at 3398 Capital Cir Ne Tallahassee FL 32308 or give us a call at 850-614-7180 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority at Vystar!

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Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans