VyStar Credit Union Tallahassee FL: Affordable Auto Loans & Business Banking

Introduction

Welcome to Vystar, your trusted financial partner located at 3208 Mahan Dr, Tallahassee, FL 32308. Since our establishment in 1952, we have proudly served our community, growing to support nearly 1 million members with a total asset base exceeding $14.7 billion. Our commitment is to provide you with personalized banking solutions that meet your unique needs. At Vystar, we understand that each member's journey is different, which is why we offer a range of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. With a net worth of over $1.29 billion and total deposits reaching $975 million, we ensure that your money is safe and working for you. Our dedicated team of 2,321 employees, led by CEO Brian Wolfburg and Board President Phillip Siddons, is here to help you navigate your financial path confidently. We pride ourselves on being more than just a credit union; we're part of the fabric of Tallahassee, committed to making a positive impact in our community. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 3208 Mahan Dr, Tallahassee, FL 32308-5510. We invite you to explore our services further by visiting our website at Vystar. Whether you're looking to open a new account or need assistance with your current banking needs, don't hesitate to reach out! Give us a call at 850-614-7185 or stop by during our operating hours: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Your financial well-being is our priority, and we look forward to serving you!

Branch History & Mission

Welcome to Vystar, a cornerstone of financial strength and community spirit in Tallahassee, Florida. Since our establishment in 1952, we have grown from a small credit union into a vital institution serving nearly 1 million members today. Our journey has been marked by milestones that reflect our commitment to providing excellent financial services while fostering a strong sense of community. Located at 3208 Mahan Dr, Tallahassee, FL 32308, our branch is easily accessible and is surrounded by familiar landmarks that many locals know well. Whether you're visiting us for personal banking or business services, you'll find that our welcoming environment is designed with you in mind. If you need to reach us by mail, please send your correspondence to 3208 Mahan Dr, Tallahassee, FL 32308-5510. At Vystar, we understand the importance of being there for our members not just financially but also in supporting their aspirations and dreams. Our mission is simple yet profound: to provide exceptional financial services while making a positive impact in the communities we serve. We are dedicated to enhancing the financial well-being of our members through a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. In addition to our financial offerings, we pride ourselves on staying ahead with technology that makes banking easier for everyone. With online banking, mobile payments, and an easy-to-use mobile app, managing your finances has never been more convenient. We also ensure our facilities are ADA compliant so that everyone can access our services comfortably. Our branch operates with a customer-first approach during the following hours: - Monday to Thursday from 9 AM to 5 PM - Friday from 9 AM to 6 PM - Saturday from 9 AM to 1 PM We offer ATM services and drive-thru banking for quick transactions without the need to enter the branch. Throughout the years, Vystar has forged strong partnerships within the community and actively engages in outreach efforts aimed at uplifting those around us. We believe that when one of us succeeds, we all succeed. As we look forward to the future, we invite you to join us on this exciting journey. Experience firsthand how Vystar can help you achieve your financial goals while being part of a caring community. Reach out today at 850-614-7185 or visit our website at vystarcu.org to learn more about becoming a member!

Branch Location & Accessibility

Accessibility Features

At Vystar, we prioritize accessibility for all of our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to accommodate everyone. We also offer drive-thru banking for quick transactions without leaving your car perfect for those on the go!

Call to Action

We invite you to come by and see how Vystar can support your financial journey. For any questions or additional information, don't hesitate to give us a call at 850-614-7185. Our friendly team is here and ready to help!

Operating Hours

We understand that life can get busy, so we've tailored our operating hours to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our staff is always ready to assist you during these hours!

Services Offered

Vystar offers a variety of services designed with your needs in mind. From checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. Plus, with convenient ATM access available right at our branch, managing your finances has never been easier.

Member Eligibility

At Vystar, we believe that everyone deserves the chance to be part of a caring and supportive community. Joining us is simple! If you live, work, worship, or attend school in the areas we serve, you're already on your way to becoming a member. Additionally, if you have family members who are current members, that opens up even more doors for you. This inclusive approach means that whether you're looking for personal banking options or business services, you'll find a welcoming home here at Vystar. To learn more about the specific eligibility details, check out our website at . Once you're ready to take the next step, opening an account is straightforward and hassle-free; just reach out to us at (850) 614-7185, and our friendly staff will guide you through the process. We can't wait to welcome you to our family at Vystar, located at 3208 Mahan Dr Tallahassee Fl 32308!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer a range of merchant services designed to make day-to-day operations easier for you. Imagine being able to accept payments swiftly, manage cash flow seamlessly, and have access to tools that help you run your business more efficiently. Our merchant services provide just that allowing you to focus on what you do best: growing your business. Whether you're looking for funding options or innovative solutions to manage transactions, Vystar is here for you. Give us a call at (850) 614-7185 or visit us today!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs, our business banking services provide essential tools such as merchant services and business loans. We believe in supporting small businesses because they are vital to our community's growth. With us as your partner, you can focus on what matters most running your business.

Convenient Access Points

We also offer various convenient access points, including an ATM for cash withdrawals and a basic drive-thru service where members can conduct simple transactions without leaving their vehicles. This means less hassle when you need quick access to your funds! In summary, at Vystar, we are dedicated to providing comprehensive financial solutions that cater to your unique needs while ensuring ease of access through digital banking features. If you're ready to explore how we can support your financial goals or have any questions about our services, don't hesitate to reach out at (850) 614-7185 or visit us at 3208 Mahan Dr Tallahassee Fl 32308. Join us today and experience the difference!

Financial Freedom with Personal Loans

Need some extra cash? Our personal loans and debt consolidation options are designed to help you regain control over your finances. Whether it's for unexpected expenses or consolidating high-interest debts into one manageable payment, we're here to support your journey toward financial freedom.

Home Loans Made Simple

Homeownership is within reach with our comprehensive offerings in mortgage loans and refinancing. We understand that buying a home is one of life's biggest decisions. That's why our experienced team is here to guide you through every step, ensuring you understand your options and find the best solution for your needs.

Personal Banking Solutions

For individuals seeking to manage their finances effectively, our personal banking services include checking and savings accounts that offer competitive interest rates and easy access to your funds. Imagine easily transferring money between accounts or setting aside funds for special occasions through our user-friendly online and mobile banking platforms. Our members appreciate the flexibility of being able to check balances, pay bills, and transfer money at their convenience.

Rewarding Credit Card Options

Explore our range of credit cards with rewards, perfect for everyday purchases or special treats. Enjoy benefits like cashback or travel rewards while making purchases you would make anyway! It's an excellent way to get more from your spending.

Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing options make it easier than ever to hit the road. With competitive rates and flexible terms, we help you find the right loan that fits your budget. Picture driving off in your dream car with a manageable monthly payment that won't break the bank.

Digital & Online Banking

Key Features

With our online banking platform available at https://www.vystarcu.org, you can access your accounts 24/7. Whether you're checking your balance or transferring funds, everything is just a click away. We also provide e-statements, making it simple to keep track of your transactions without the clutter of paper statements. Want to send money to a friend? Our person-to-person transfer feature allows you to quickly and easily send funds right from your mobile device or computer. Plus, our mobile application gives you all the features of online banking in the palm of your hand, so you can manage your finances on the go.

Security and Convenience

Your security is our top priority. With electronic signature authorization, you can sign documents digitally, ensuring that your information remains safe while making processes faster and more efficient. And if you're into mobile payments, we've got you covered! Enjoy the flexibility of paying with your phone wherever you go. At Vystar, we aim to make banking accessible and straightforward for everyone. Our user-friendly services empower you to manage your finances in real-time, giving you peace of mind as you navigate your financial journey. Embrace the ease of digital banking today!

Financial Strength

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining robust financial health, which allows us to provide exceptional service and competitive rates that benefit you. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in the $91,613 in used auto loans and $10,061,804,065 in total loans and leases, supporting your financial goals across various sectors. Our performance insights indicate operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $72,607,517. Total Share and Deposit Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 3208 Mahan Dr Tallahassee Fl 32308 or call (850) 614-7185 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans, helping many members get on the road with confidence. Whether you're looking for financing for a new vehicle or considering a reliable used option, our team is ready to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand your business operations. Whether you're starting a new venture or looking to enhance an existing one, our team is here to guide you through the process and find a solution that fits your needs. At Vystar, we believe everyone deserves access to reliable financial resources. For more information about our loan offerings or to discuss eligibility options including refinancing feel free to reach out to us at 850-614-7185 during our operating hours: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to transparency and helping you make informed decisions about your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, making buying or refinancing simple. We offer competitive rates and flexible terms that make it easier for you to invest in your future. If you're considering refinancing your existing mortgage, we can help find the right solution tailored to your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require extra support. We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. Our credit cards come with various features designed to provide convenience and rewards for your everyday purchases.

Loan Aggregator

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Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans