VYSTAR CREDIT UNION - St Augustine, FL

Welcome to Vystar, your trusted partner in financial wellness, located at 849 Verona Way, St Augustine, FL 32092. Since our establishment in 1952, we have been dedicated to serving our community with reliable financial solutions tailored to meet your needs. With a strong membership of nearly 1 million and total assets amounting to an impressive $14.7 billion, we are committed to helping you achieve your financial goals. At Vystar, we pride ourselves on our community impact and member-first approach. Our experienced team of 2,321 employees, led by CEO Brian Wolfburg and Board President Phillip Siddons, is here to provide you with personal banking services, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Whether you're looking for assistance with a new vehicle or need support for your business ventures, we have the resources and expertise to help. Our branch not only offers traditional banking services but also embraces modern convenience through online and mobile banking options. You can easily manage your accounts from anywhere with just a few clicks! Plus, our drive-thru service ensures that your banking needs are met quickly and efficiently. While you can always visit us at 849 Verona Way, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to reach out by calling us at 904-594-5623. Join the Vystar family today and experience the difference of being a valued member of a credit union that truly cares about your financial well-being! Visit our website at vystarcu.org for more information on how we can assist you.

Becoming a member of Vystar feels like joining a family that truly cares about your financial well-being. If you're looking to be part of a supportive community, you're in the right place! At Vystar, we welcome individuals who live, work, or worship in our local area, as well as their family members. This means that if you have a connection to our vibrant community, you can easily become part of our credit union family. Plus, being a member comes with fantastic perks like lower loan rates and higher savings yields. Opening an account is simple and straightforward. Just visit us at our branch located at 849 Verona Way St Augustine Fl 32092 or give us a call at (904) 594-5623 for any questions you may have. We encourage you to check out the detailed eligibility criteria on our website at to ensure you meet the requirements. Joining Vystar not only gives you access to a variety of financial services but also connects you with people who are dedicated to helping you achieve your goals. We can't wait to welcome you!

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to your financial well-being is backed by our strong financial foundation, ensuring that you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $91,613 in used auto loans and an impressive $10,061,804,065 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $72,607,517. Total Share Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 849 Verona Way St Augustine Fl 32092 or call 904-594-5623 to learn more about how we can help you achieve your financial goals.

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for consumers seeking to make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing for accurate assessments of available options. One key feature of LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings. This approach guarantees that users receive unbiased results when comparing loan options. The platform also delivers real-time rate comparisons from multiple institutions, helping users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare real-time loan offers, visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.