VYSTAR CREDIT UNION - Ponte Vedra Beach, FL

Welcome to Vystar, your trusted partner in financial growth and community support. Located at 212 Ponte Vedra Park Dr, Ponte Vedra Beach, FL 32082, our branch has been serving members since 1952, with a deep commitment to helping you achieve your financial goals. With over 997,469 members relying on us, we take pride in providing personalized banking solutions tailored to meet your unique needs. At Vystar, we understand that finances can be overwhelming at times. That's why our dedicated team is here to guide you every step of the way. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered with a wide range of services. Our total assets stand strong at an impressive $14,746,180,513, reflecting our solid financial foundation and ability to serve our community effectively. In addition to our comprehensive banking services, we are proud of our commitment to fostering local relationships. With 2321 employees working tirelessly to ensure your experience is seamless and supportive, we truly value each member as part of the Vystar family. Under the leadership of CEO Brian Wolfburg and Board President Phillip (Kem) Siddons, we strive not just to meet expectations but exceed them. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 212 Ponte Vedra Park Dr, Ponte Vedra Beach, FL 32082-6600. We invite you to explore the many ways we can help you thrive financially. For any questions or assistance, don't hesitate to reach out at (904) 594-5612 or visit us online at vystarcu.org. Join us today and discover how Vystar is committed to making a difference in your financial journey!

Welcome to Vystar, your trusted partner in financial well-being! Conveniently located at 212 Ponte Vedra Park Dr, Ponte Vedra Beach, FL 32082, our branch is here to serve you with a warm smile and personalized service. Whether you're looking for a new checking account, an auto loan, or simply need assistance with your banking needs, we're ready to help. Our branch is nestled in the heart of Ponte Vedra Beach, making it easy to stop by after visiting nearby landmarks such as the beautiful Ponte Vedra Inn & Club or the scenic beaches that line our coast. You'll find ample parking available, ensuring that your visit is as stress-free as possible. Plus, our location is fully accessible, featuring ADA-compliant entrances and facilities. At Vystar, we understand that life can get busy. That's why we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM and extends its hours until 6 PM on Fridays. If you're on the go, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your car. We also provide ATM access for those who prefer self-service banking; our ATM is available around the clock for your convenience. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same address: 212 Ponte Vedra Park Dr, Ponte Vedra Beach, FL 32082-6600. If you have any questions or would like more information about our services including personal banking options and business solutions don't hesitate to call us at 904-594-5612. We can't wait to welcome you into the Vystar family!

Joining the Vystar community is more than just opening an account it's about becoming part of a supportive family that values your financial well-being. To become a member at our Vystar branch located at 212 Ponte Vedra Park Dr, Ponte Vedra Beach, FL 32082, you'll find that eligibility is designed to be inclusive. Individuals who live, work, worship, or attend school in the areas we serve can easily qualify for membership. This means whether you're a local resident or just passing through, there's a place for you here. You can learn more about the specifics of what makes you eligible by visiting our website at https://www.vystarcu.org . Getting started is straightforward! Once you know you're eligible, you can open an account online or visit us in person. Our friendly team is always ready to assist you with the process. Plus, being a member comes with great benefits like competitive rates on loans and savings, access to online banking, and personalized service tailored just for you. If you have any questions or need assistance, feel free to give us a call at 904-594-5612. We look forward to welcoming you into the Vystar family!

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reinforcing our commitment to providing reliable services tailored to your needs. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected by $91,613 in used auto loans and $10,061,804,065 in total loans and leases, supporting members' financial goals across various sectors. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $72,607,517, showcasing our ability to support diverse financial needs. The trust placed in us is evident with a total of 2,036,011 share accounts, reflecting a strong and growing member base that relies on us for their financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking to borrow for your next big purchase, Vystar is your trusted partner. Visit us at 212 Ponte Vedra Park Dr, Ponte Vedra Beach FL 32082 or call 904-594-5612 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.