VyStar Credit Union Perry FL: Affordable Auto Loans & Checking

Introduction

Welcome to Vystar, your trusted financial partner located at 2000 S Byron Butler Pkwy, Perry, FL 32348. Since our establishment in 1952, we have proudly served the community with a commitment to provide top-notch banking solutions tailored to your needs. With nearly 1 million members and over $14.7 billion in assets, we are dedicated to making a positive impact in the lives of those we serve. At Vystar, we understand that financial journeys vary from person to person. That's why we offer a wide range of services, from checking and savings accounts to auto loans and business banking solutions. Our goal is to empower you with the tools you need to achieve your financial dreams. While you can visit us at our branch for personalized service, please direct any official correspondence to the same address: 2000 S Byron Butler Pkwy, Perry, FL 32348. As a member-focused credit union, we pride ourselves on transparency and accessibility. Under the leadership of our CEO, Brian Wolfburg, and Board President, Phillip (Kem) Siddons, Vystar stands strong with a team of over 2,300 employees ready to assist you. We believe that every interaction matters whether it's through our online banking services or face-to-face conversations at our branch. Join us today and experience how Vystar can support your financial journey! For questions or assistance, feel free to call us at 850-614-7142. Let's work together towards your financial success!

Branch History & Mission

Community Engagement

At Vystar, we believe in giving back to the communities we serve. Our partnerships with local organizations help us make a difference by supporting educational programs, health initiatives, and other vital community projects. We know that when our community thrives, so do our members. As you consider joining Vystar, know that you are becoming part of a supportive family that values trust and shared success. We invite you to experience firsthand how Vystar can help you navigate your financial journey while making a positive impact in Perry and beyond. Join us today! Call us at 850-614-7142 or visit our website for more information on how we can serve you better. Together, let's build a brighter financial future!

Our Mission

Our mission at Vystar is simple yet powerful: to improve the financial well-being of our members and communities. We strive to offer personalized service that meets the unique needs of each member. Our commitment extends beyond traditional banking; we actively engage in community outreach initiatives that foster growth and support local endeavors. While members can visit us at 2000 S Byron Butler Pkwy, official correspondence should be sent to the same address as we prioritize accessibility in all aspects of our services. Our dedicated staff is available during operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM to assist you with any inquiries or services you may need. In today's digital world, we have embraced technology to enhance your banking experience. With online banking options, mobile payments, and ATM availability, managing your finances has never been easier. Plus, our ADA-compliant facilities ensure everyone can access our services comfortably.

Branch Location & Accessibility

Connect With Us

While members can visit us at 2000 S Byron Butler Pkwy, official correspondence should be sent to the same address as our mailing address. If you have any questions or would like to learn more about how we can assist you, please don't hesitate to call us at 850-614-7142. We invite you to come see us soon your financial well-being is our priority!

Nearby Landmarks and Accessibility Features

Our branch is situated close to several local attractions, making it easy for you to drop by while running errands or exploring the area. We prioritize accessibility and have features in place to ensure everyone can visit us comfortably. Parking is available right outside our doors, and our facility complies with ADA standards, providing ramps and other accommodations for those who need them.

Operating Hours and Services Offered

At Vystar, we understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM, and on Fridays from 9 AM to 6 PM. With a wide array of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards, we aim to meet all your financial needs under one roof. In addition to our traditional banking services, we also offer convenient drive-thru banking for quick deposits and withdrawals. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it.

Member Eligibility

Welcome to the Vystar family! Becoming a member of our community at Vystar is simple and welcoming, designed for individuals who seek supportive financial services. To be eligible, you just need to meet a few friendly criteria: you might live, work, or worship in our service areas, or even be related to an existing member. This means that many people can join and enjoy the benefits we offer. If you're unsure about your eligibility, feel free to check out more details on our website here. Joining Vystar opens the door to a world of financial possibilities, from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. The process of opening an account is straightforward and can be done online or by visiting us at our branch located at 2000 S Byron Butler Pkwy, Perry, FL 32348. Should you have any questions or need assistance along the way, don't hesitate to give us a call at 850-614-7142. We're here to help you every step of the way as you start your journey with us!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services that simplify daily operations. Imagine a bustling café on a Saturday morning; our payment processing solutions ensure your customers enjoy a smooth checkout experience, allowing you to focus on what you do best serving great coffee and creating a welcoming atmosphere. Visit us at 2000 S Byron Butler Pkwy Perry Fl 32348 in Perry, FL, or call us at (850) 614-7142 to explore how we can help your business thrive!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, Vystar offers tailored solutions through our business banking services. Whether you need assistance with merchant services or require funding through business loans, we're here to support your growth and success.

Credit Solutions

We understand that life can throw unexpected challenges your way. That's why we offer personal loans and debt consolidation options to help you regain control of your finances when needed. And if you're interested in rewards while spending, our credit cards with rewards give you the chance to earn points on every purchase.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking capabilities. With our user-friendly platforms, you can manage your accounts from anywhere check balances, transfer funds, or pay bills all at your fingertips. Plus, our ATM availability ensures that cash withdrawal services are always accessible whenever you need them.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions without leaving their vehicles, we have a convenient drive-thru service for simple transactions like deposits and withdrawals. Additionally, our ATMs allow for basic access such as balance checks and cash withdrawals. At Vystar in Perry, FL, we're more than just a credit union; we're a partner in your financial journey. We invite you to explore all the services we offer by visiting us at Vystar's website or calling us at 850-614-7142. Let us help you reach your financial dreams!

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts that fit different lifestyles. Imagine having a checking account that not only helps you manage daily expenses but also earns you interest over time. Our savings accounts are perfect for building your nest egg or saving for special occasions. If you're considering buying a car, our auto loans and vehicle financing options can help you hit the road in no time. Picture driving away in your dream car with manageable monthly payments that fit your budget. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing services provide competitive rates and flexible terms.

Digital & Online Banking

Key Services

Our online banking platform at https://www.vystarcu.org provides 24/7 access to your accounts, allowing you to check balances, make transfers, and pay bills from the comfort of your home or on the go. No more waiting in line; everything you need is right at your fingertips! Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds directly to friends or family without hassle. Plus, with our mobile application, you can manage your finances from your smartphone whether you're at home or out and about. For those who prefer going paperless, we offer e-statements that provide a secure way to view and manage your account statements online. This not only helps you stay organized but also supports our commitment to protecting the environment.

Security You Can Trust

Security is essential in today's digital world. At Vystar, we use electronic signature authorization to ensure that your transactions are safe and secure. This means you can sign documents electronically without worrying about the risk of fraud. Additionally, our mobile payments feature allows you to make purchases using your phone securely. Whether it's groceries or gas, paying with a simple tap gives you peace of mind knowing your information is protected. With all these features combined, managing your finances has never been easier or more secure. Join us at Vystar today and experience the freedom of digital banking!

Financial Strength

Dedicated Team Ready to Serve You

We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $72,607,517, along with a growing member base reflected in our 2,036,011 accounts, we're here to help you thrive financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 2000 S Byron Butler Pkwy Perry Fl 32348 or call (850) 614-7142 to learn more about how we can help you achieve your financial goals.

Members' Savings are Secure

Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $91,613 in used auto loans and $10,061,804,065 in total loans and leases, supporting your financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Health

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, making it easier for you to drive away in the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand your operations. We know how vital it is for businesses to have access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through each step of the process.

Refinancing Options

If you're considering refinancing any existing loans, we offer various eligibility options that could save you money on interest rates and monthly payments. Our experts are ready to discuss how refinancing can work for you. At Vystar, we're committed to providing solutions that make financial sense. You can reach us at (850) 614-7142 for more information or visit us at our branch located at 2000 S Byron Butler Pkwy Perry Fl 32348 in Perry, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

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Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans