VYSTAR CREDIT UNION - Ormond Beach, FL

Welcome to Vystar, your trusted partner in financial well-being, located at 1301 W Granada Blvd, Ormond Beach, FL 32174. Since our establishment in 1952, we have proudly served our community and are dedicated to providing exceptional personal and business banking services. With a robust membership of nearly 1 million individuals, we understand the importance of building lasting relationships with our members. At Vystar, we recognize that each member's financial journey is unique. Our total assets amount to an impressive $14.7 billion, ensuring that we have the resources to support you through various financial needs from auto loans and mortgages to personal loans and credit cards with rewards. We currently hold total deposits of $975.5 million and maintain a net worth of $1.3 billion, reflecting our commitment to financial stability and growth for our members. Our branch is equipped with essential services such as online and mobile banking, ATMs, and drive-thru access for your convenience. Whether you're looking for personal banking options or business solutions, our experienced team is ready to assist you every step of the way. While members can visit us at our branch address, official correspondence should be sent to 1301 W Granada Blvd, Ormond Beach, FL 32174-5916. For any inquiries or assistance, feel free to contact us at 386-239-1008 during our operating hours: Monday to Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us at Vystar today and experience a credit union that puts your needs first!

Welcome to Vystar, your friendly neighborhood credit union located at 1301 W Granada Blvd in beautiful Ormond Beach, Florida! Nestled conveniently along this well-traveled road, we are easily accessible for all your banking needs. Whether you're stopping by after visiting the nearby scenic parks or grabbing a bite at one of the local eateries, our branch is here to serve you with a smile. At Vystar, we understand that accessibility matters. That's why our branch features ADA-compliant ramps and ample parking spaces to ensure everyone can visit us comfortably. If you need assistance or have questions during your visit, our friendly staff is always ready to help. While members can visit us at 1301 W Granada Blvd for their banking needs, official correspondence should be sent to the same address as our mailing address: 1301 W Granada Blvd, Ormond Beach, FL 32174-5916. We know that life can get busy, which is why we offer convenient operating hours. Our lobby is open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Need to make a quick transaction? We also provide drive-thru banking services for deposits, withdrawals, and other simple transactions perfect for those on the go! Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. Vystar offers a range of personal banking services tailored just for you whether you're looking for checking and savings accounts, auto loans, mortgage options, or even business banking solutions. We're dedicated to making your banking experience straightforward and enjoyable. Ready to take the next step? We invite you to stop by our Ormond Beach branch or give us a call at 386-239-1008. Experience the Vystar difference today!

Joining the Vystar community means becoming part of a supportive network that values your financial well-being. To become a member of Vystar, you just need to meet a few simple eligibility criteria. Generally, anyone who lives, works, worships, or attends school in certain areas can join. This includes family members of existing members, making it easier to share the benefits of membership with your loved ones. By becoming a member at our branch located at 1301 W Granada Blvd, Ormond Beach, FL 32174, you'll gain access to personalized financial services designed to help you reach your goals. Plus, being part of Vystar comes with great advantages like competitive rates on loans and savings products tailored for you. The process of joining is straightforward and welcoming. You can learn more about the specific eligibility requirements by visiting our website at Vystar Eligibility. If you're ready to take the next step and open an account, we're here to assist you! For questions or assistance, feel free to call us at 386-239-1008. We're excited to welcome you into our Vystar family!

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to providing you with reliable services and peace of mind. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $91,613 in used auto loans and an impressive $10,061,804,065 in total loans and leases. Our operational efficiency is reflected in our current net income of $0, demonstrating how effectively we manage resources while still supporting member needs. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $72,607,517. Total Share Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 1301 W Granada Blvd Ormond Beach FL 32174 or call 386-239-1008 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*