VyStar Credit Union Orlando FL: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Vystar, your trusted financial partner since 1952! Located at 10425 Narcoossee Rd, Orlando, FL 32832, our branch is dedicated to serving our members with a range of banking solutions tailored to meet your needs. With a proud membership base of 997,469 individuals, we are more than just a credit union; we are a community-focused institution committed to enhancing your financial well-being. At Vystar, we understand the importance of having a reliable partner when it comes to managing your finances. That's why we have grown our total assets to an impressive $14,746,180,513 while ensuring that our members have access to over $975,513,063 in deposits. Our leadership team, including CEO Brian Wolfburg and Board President Phillip Siddons, prioritizes transparency and member satisfaction. Our commitment goes beyond numbers. We believe in empowering our community through excellent service and support. Whether you need personal banking services like checking and savings accounts or are looking for auto loans and mortgage refinancing options, we've got you covered. With a total loan portfolio of 497,479 loans and leases, we are ready to help you achieve your financial goals. While you can visit us at the branch for all your banking needs, please note that any official correspondence should be sent to the same address: 10425 Narcoossee Rd, Orlando, FL 32832-6902. Feel free to reach out to us at 407-792-7750 with any questions or for assistance. Our friendly staff is here from Monday to Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Explore what Vystar can do for you today by visiting our website at Vystar. Join us on this journey towards financial success your future starts here!

Branch History & Mission

At Vystar, we take pride in our rich history and unwavering commitment to our members and the community. Established in 1952, Vystar began its journey with a vision to provide accessible financial services that empower individuals and families. Over the decades, we have grown from humble beginnings to become one of the largest credit unions in Florida, currently serving over 997,000 members. Located at 10425 Narcoossee Rd, Orlando, FL 32832, our branch is conveniently positioned to serve the vibrant community of Orlando. With easy access for all members, including an ATM available on-site, we ensure that financial services are within reach. While members can visit us at this address, official correspondence should be sent to 10425 Narcoossee Rd, Orlando, FL 32832-6902. Vystar's mission is clear: to enhance the financial well-being of our members while fostering a strong sense of community. We offer a wide array of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our focus is not just on providing financial products but also on building lasting relationships with our members through exceptional service and support. Our operating hours are designed for your convenience: Monday to Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Although we do not have drive-thru banking at this location, our team is dedicated to making your visit as efficient and enjoyable as possible. Over the years, Vystar has embraced technology to improve member experiences. Our digital platforms offer online and mobile banking options that allow members to manage their finances anytime and anywhere. This commitment extends beyond convenience; we prioritize accessibility by ensuring ADA compliance across all services. Community outreach is at the heart of what we do. We actively engage in partnerships with local organizations and initiatives that aim to uplift those in need. By supporting local events and educational programs, we strive to make a positive impact right here in Orlando. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of a community-focused credit union dedicated to your financial success. Visit us today or call us at 407-792-7750 for more information about how Vystar can help you achieve your financial goals. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Parking

At Vystar, we understand that your time is valuable. That's why our branch features ample parking for members visiting us. Accessibility is important to us, so our location includes ADA-compliant features to ensure everyone can visit us comfortably.

Operating Hours That Fit Your Schedule

We know that life can get busy. That's why our lobby hours are designed to accommodate your schedule: we're open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Feel free to stop by during these hours for all your banking needs!

Services Designed for You

Our branch offers a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts, auto loans, and mortgages, to business banking solutions such as merchant services and business loans we have everything you need under one roof. Plus, enjoy the convenience of ATM access right here at our location. While members can visit us at 10425 Narcoossee Rd for all their financial needs, official correspondence should be sent to our mailing address at 10425 Narcoossee Rd, Orlando, FL 32832-6902.

We’re Here for You!

If you have any questions or would like more information about our services, don't hesitate to reach out! You can contact us at 407-792-7750. We invite you to come visit Vystar your friendly neighborhood credit union where we're dedicated to helping you achieve your financial dreams!

Member Eligibility

At Vystar, we believe that becoming a member is like joining a warm, welcoming family where your financial needs are our top priority. If you're wondering how to become part of this supportive community, the good news is that eligibility is simple and inclusive! We welcome individuals who live, work, worship, or go to school in the areas we serve. This means you can easily qualify if you're connected to our local community in any way. To explore the specific eligibility details, feel free to visit our website at . Opening an account with us is a breeze! Whether you're looking for a checking account, an auto loan, or any of our other services, you can get started by giving us a call at (407) 792-7750 or visiting us at our branch located at 10425 Narcoossee Rd Orlando Fl 32832. We're here to help you every step of the way as you unlock the benefits of being part of Vystar. Join us today and experience the difference of having a credit union that truly cares about your financial journey!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine this: you're a local café owner facing busy morning rush hours. Our merchant services make accepting payments easy and fast, allowing you to focus on serving your customers rather than worrying about transactions. With tools tailored for small businesses, you can enhance customer experiences while managing sales efficiently. Visit us at 10425 Narcoossee Rd Orlando Fl 32832 in Orlando, FL, or call us at (407) 792-7750 to explore how our business banking services can fuel your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can easily manage your accounts from anywhere using our mobile application check balances, transfer funds, pay bills, and even send money to friends through person-to-person payments. With ATM & Cash Withdrawal Services, accessing your funds has never been easier. Our ATMs are available 24/7 so you can withdraw cash whenever you need it without hassle.

Credit Cards and Business Banking

Don't forget about rewards! Our Credit Cards with Rewards program allows you to earn points on everyday purchases, giving back to you just for using your card. It's an excellent way to maximize your spending while enjoying great benefits. For business owners, we offer comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide the tools and resources necessary for success.

Get Started Today!

At Vystar, we are dedicated to meeting all your financial needs right here at 190-lake Nona. With personalized service and a variety of options designed just for you, achieving financial wellness is within reach. If you're ready to explore how we can help improve your financial journey, give us a call at (407) 792-7750 or visit us today at 10425 Narcoossee Rd Orlando Fl 32832 in Orlando, FL!

Personal Banking Solutions

Our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that makes it easy to manage your everyday expenses while earning interest on your savings. With us, you can enjoy competitive rates and low fees, helping you keep more of your hard-earned money. When it comes to financing, our Auto Loans & Vehicle Financing options make purchasing a car simple and straightforward. We offer flexible terms and competitive rates that allow you to drive away in the vehicle you want without breaking the bank. Whether you're buying new or used, we're here to help you every step of the way. For those considering homeownership or refinancing, our Mortgage Loans & Refinancing solutions are designed with you in mind. Picture yourself in your dream home with an affordable mortgage that fits within your budget. Our experienced team will guide you through the process, making it as stress-free as possible. If you need extra cash for unexpected expenses or projects, our Personal Loans & Debt Consolidation options can provide quick access to funds while helping you simplify your payments. We believe in empowering our members to achieve their financial goals with easy-to-understand loan products.

Digital & Online Banking

At Vystar, we understand that convenience and security are key to your banking experience. That's why we've designed our digital and online banking services to fit seamlessly into your busy life, allowing you to manage your finances anytime, anywhere. With our robust online banking platform, accessible through https://www.vystarcu.org, you can check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick, so you can share expenses without the hassle. Plus, if you're always on the go, our mobile application lets you access all these features right from your smartphone. Security is our top priority at Vystar. We utilize electronic signature authorization for added protection, ensuring that your transactions remain safe and secure. And with e-statements available, you can keep track of your finances without the clutter of paper statements keeping everything organized and easily accessible. Our mobile payments feature allows you to make purchases directly from your phone, making everyday transactions simpler than ever. Whether you're grabbing coffee or shopping for groceries, you'll find it easy to pay on the spot. With 24/7 online banking services available at Vystar, managing your account has never been easier. You can stay updated in real-time and have peace of mind knowing your financial information is secure. Experience the ease of digital banking today!

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team dedicated to your needs.

Member Trust

We serve a thriving community with a total of 2,036,011 share accounts, showcasing the trust placed in us by our members. Our net shares available for lending stand at $72,607,517, reinforcing our ability to support your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 10425 Narcoossee Rd Orlando Fl 32832 or call (407) 792-7750 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Reinvesting in Our Members

With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $91,613 in used auto loans and $10,061,804,065 in total loans and leases supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices. With non-member deposits at $167,314,561, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand. We understand the unique challenges small businesses face and are here to support your journey. Our commitment at Vystar is to ensure our members have access to affordable financing options tailored to their individual needs. If you have questions about eligibility or refinancing options available for any of our products, don't hesitate to reach out. For more information or assistance with applying for a loan, please contact us at (407) 792-7750 or visit us at 10425 Narcoossee Rd Orlando Fl 32832. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. We also offer refinancing options to help you save on monthly payments or access cash for other projects.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. These loans provide you with the freedom to cover emergencies or unexpected costs without the burden of collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers they see are fair and transparent. Each listing reflects real-time information, ensuring that users get accurate insights into available loan products.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your needs. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of using LendMesh as your go-to loan comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans