At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 180 Arora Blvd Orange Park Fl 32073 in Orange Park, FL, we are dedicated to providing a safe and reliable banking experience for our community. With a
net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$2,785,758,698 in share certificates and
$1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our
$910,485,545 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With
$91,613 in used auto loans and
$10,061,804,065 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by a
net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
2,315 full-time employees and
6 part-time employees who are always ready to assist you with their knowledge and dedication. Net Shares (Funds available for lending and investments) stand at
$72,607,517, further emphasizing our capability to support your financial needs. The trust placed in us by our members is evident with
2,036,011 total share accounts, showcasing a growing member base that relies on us for their financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 180 Arora Blvd Orange Park Fl 32073 or call (904) 908-2821 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results.
