VyStar Credit Union Macclenny FL: Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Vystar, your trusted partner in financial well-being located at 1168 S 6th St, Macclenny, FL 32063. Since our establishment in 1952, we have been dedicated to providing exceptional service and support to our members, fostering a strong sense of community and trust. With nearly 1 million members and total assets exceeding $14.7 billion, we pride ourselves on being a stable and reliable financial institution. Our commitment goes beyond numbers; it reflects our mission to empower individuals and families in Macclenny with tailored banking solutions. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even business banking services, we've got you covered. Currently, we hold over $975 million in deposits and have granted approximately 497,479 loans, demonstrating our active role in promoting local economic growth. At Vystar, we believe that transparency is key. Our net worth stands strong at $1.3 billion, ensuring that your money is safe with us. With over 2320 employees ready to assist you, led by our CEO Brian Wolfburg and Board President Phillip Siddons, we strive to create a welcoming environment where your financial needs are met with understanding and expertise. While members can visit us at our branch location, official correspondence should be sent to the same address: 1168 S 6th St, Macclenny, FL 32063. If you have any questions or need assistance, don't hesitate to call us at 904-908-2949. We invite you to explore all the services we offer by visiting our website at Vystar Credit Union. Join us today and experience the Vystar difference where your financial goals become our priority!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, Vystar is committed to embracing technology that enhances your banking experience. With online banking options available alongside mobile payments and e-statements, we ensure that managing your finances is both simple and efficient.

Join Us

As we continue this journey together with our valued members and the broader Macclenny community, we invite you to join Vystar. Experience firsthand the benefits of being part of a credit union that truly cares about its members. Whether you're looking for a new bank or seeking better financial solutions, come see how Vystar can make a difference in your life. For more information or to reach us directly, call us at 904-908-2949. Together, let's build a brighter future!

Our Evolution

From humble beginnings, Vystar has continually evolved to meet the needs of our members and the community. Over the decades, we've expanded our offerings from basic savings accounts to a comprehensive suite of services that includes auto loans, mortgages, and business banking solutions. Today, with total assets reaching an impressive $14,746,180,513, we are proud to provide financial stability and opportunity to those we serve. Our commitment extends beyond just financial services; it includes fostering community support through various outreach programs and partnerships. We believe in giving back to Macclenny by participating in local events and supporting initiatives that uplift our neighbors.

Our Mission

At Vystar, our mission is clear: to enhance the financial well-being of our members while building a stronger community. We strive to create an inclusive environment where everyone can access essential banking services easily. Whether it's through our personal banking products or business solutions, we aim to empower every member with tools that promote financial health. While members can visit us at 1168 S 6Th St, official correspondence should be sent to 1168 S 6th St, Macclenny, FL 32063. We are dedicated to providing convenience and accessibility with features such as ATM availability and drive-thru banking services.

Branch Location & Accessibility

Get in Touch

If you need more information or would like assistance before visiting, don't hesitate to call us at 904-908-2949. We're here to make your banking experience as smooth as possible. Come visit us at Vystar in Macclenny we look forward to serving you!

Location Highlights

At our Macclenny branch, you'll find ample parking and facilities designed to accommodate everyone, including those with mobility challenges. Our commitment to accessibility means you can expect ADA-compliant features throughout the building. While you're here, take advantage of our drive-thru service for quick deposits and withdrawals without having to leave your car. If you prefer a more personal touch, our lobby is open during welcoming hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM.

Services Offered

Vystar offers a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you achieve your financial goals. Our friendly staff is always available to assist you with any questions or transactions you may need. Need cash? We have an ATM on-site for your convenience! And if you're looking for assistance outside of regular hours, remember that our online and mobile banking platforms are always available.

Member Eligibility

At Vystar, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to become part of our community, it's easy! We're excited to welcome anyone who lives, works, or attends school in the areas we serve. Whether you're seeking financial guidance or just want to enjoy great rates on loans and savings accounts, we have something for you. Our members benefit from personalized services and a wide range of products designed with your needs in mind. To get started on your journey with us at Vystar, simply visit us at our branch located at 1168 S 6Th St Macclenny Fl 32063 or give us a call at (904) 908-2949. You can also check out the detailed eligibility criteria on our website for any updates: . Opening an account is straightforward, and we're here to help every step of the way. Join us today and experience the advantages of being part of Vystar!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to streamline payments and improve customer experiences. Our merchant services help you accept payments easily, whether in-store or online. This means fewer hassles for you and more satisfaction for your customers allowing you to focus on what you do best: running your business. Located at 1168 S 6Th St Macclenny Fl 32063 in Macclenny, FL, we're here to help you navigate the financial landscape and achieve your goals. Reach out at (904) 908-2949 to learn more about how we can assist you today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

We haven't forgotten about local businesses! Our Business Banking services include Merchant Services and Business Loans tailored for entrepreneurs looking to grow their ventures. We understand the unique challenges that business owners face and strive to support their success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Vystar offers robust Online and Mobile Banking features. Access your accounts anytime, anywhere! With options like ATM & Cash Withdrawal Services available at various locations, managing your money has never been easier. You can also use Basic Drive-Thru Banking for quick transactions like deposits and withdrawals without leaving your car.

Credit Cards with Benefits

Managing daily expenses? Check out our Credit Cards with Rewards program. Earn points on every purchase, allowing you to redeem them for exciting rewards. It's a simple way to get more out of your spending.

Get in Touch

If you have any questions or would like more information about our services, feel free to reach out at (904) 908-2949. Our friendly staff is here to help you navigate all your banking needs and ensure that you feel supported every step of the way. Join us at Vystar in Macclenny, FL, where we prioritize your financial well-being with comprehensive services designed just for you! Visit us today or check out more online at https://www.vystarcu.org.

Home Financing Options

For those dreaming of homeownership, our Mortgage Loans and Refinancing services are here to guide you through the process. Whether you're a first-time buyer or looking to refinance an existing mortgage, we have solutions that simplify the journey. Our team is committed to helping you understand every step along the way.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options to help you manage your finances effectively. You can choose from our Checking and Savings Accounts designed to fit different lifestyles and savings goals. If you're looking to purchase a vehicle or need financing for one, our Auto Loans and Vehicle Financing options provide competitive rates and flexible terms.

Support for Personal Needs

Sometimes life presents unexpected expenses. That's where our Personal Loans and Debt Consolidation options come in handy. These services can provide the financial relief you need while also helping you manage debts more effectively.

Digital & Online Banking

Key Features

Our online banking includes electronic signature authorization, which means you can sign documents securely without needing to visit a branch. You also have the option of e-statements, making it easy to keep track of your finances without the clutter of paper statements. If you're always on the go, our mobile application makes banking even more accessible. With features like mobile payments, you can make purchases directly from your phone. Plus, our person-to-person transfer feature allows you to send money quickly and easily to friends or family members right from the app.

Security You Can Trust

Security is at the forefront of our digital services. We employ advanced encryption technologies to ensure that your personal information is safe as you navigate through your online banking tasks. With all these tools at your fingertips, managing your finances has never been easier or more secure. Join us at Vystar for a modern banking experience that fits into your lifestyle!

Financial Strength

Commitment to Growth

With $910,485,545 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $91,613 in used auto loans and a total of $10,061,804,065 in loans and leases supporting our members' financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at an impressive 2,036,011, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide the best possible service to every member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 1168 S 6Th St Macclenny Fl 32063 or call 904-908-2949 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to focus on providing competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road, we're here to make your car-buying experience smooth and affordable.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $880,089,420 are designed to support your entrepreneurial journey. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, please don't hesitate to reach out for personalized assistance. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you navigate your financial future with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our expert team will guide you through the process with ease.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $680,082,195 in loans helping members manage their finances effectively, our credit cards come with rewards that can help you save even more.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers come from legitimate financial institutions. This verification process guarantees transparency, allowing users to trust the information they receive. No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is straightforward: provide unbiased results that help users find the best loan for their situation. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh equips users with the insights they need to make informed decisions. Whether you're looking for an auto loan or a mortgage, you can compare options quickly and easily. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your borrowing experience today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Get in Touch

Location Highlights

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Credit Cards with Benefits

Get in Touch

Home Financing Options

Personal Banking Solutions

Support for Personal Needs

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

Commitment to Growth

Growing Member Base

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community