VyStar Credit Union Lake Mary FL: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Vystar, your trusted financial partner located at 4699 W Lake Mary Blvd, Lake Mary, FL 32746. Since opening our doors in 1952, we have been dedicated to serving our community with commitment and care. With a total membership of 997,469, we pride ourselves on being more than just a credit union; we are a part of your financial journey. At Vystar, we understand that each member has unique needs. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. As of now, our total assets stand impressively at $14,746,180,513, with total deposits reaching $975,513,063. Our robust financial health reflects our dedication to providing exceptional services tailored to help you achieve your goals. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Brian Wolfburg and Board President Phillip Siddons, we foster an environment where members feel valued and supported. We also boast a skilled workforce of 2,321 employees who are ready to assist you with any inquiries or services you may need. While members can visit us at our branch for various services including online and mobile banking official correspondence should be sent to our mailing address: 4699 W Lake Mary Blvd, Lake Mary, FL 32746-4301. We invite you to experience the Vystar difference today! Feel free to reach out to us at 407-326-7630 or explore more about what we offer by visiting our website at Vystar Credit Union. Your financial future starts here!

Branch History & Mission

Commitment to Service

We take pride in offering accessible services tailored to fit your lifestyle. Our lobby hours are from Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Additionally, we provide drive-thru banking for quick transactions and ATM access for cash withdrawals and balance checks. As we continue on our journey, we invite you to join our growing family at Vystar. Experience firsthand the benefits of membership where your financial health is our priority and community support is at the heart of what we do. Reach out today at 407-326-7630 or visit us online at Vystar Credit Union to learn more about how we can assist you on your financial journey!

Our Journey

From its humble beginnings, Vystar has evolved to meet the needs of its members and adapt to changing times. With a commitment to providing personalized financial services, the branch has expanded its offerings to include everything from personal banking products like checking and savings accounts to auto loans and business banking solutions. The addition of online and mobile banking ensures that our members have convenient access to their finances anytime, anywhere.

Our Mission

At Vystar, our mission is clear: we strive to empower our members by providing innovative financial solutions while fostering a sense of community. We believe in supporting not just individual financial goals but also the broader community through various outreach initiatives and partnerships. Our goal is to create positive impacts in the lives of our members while contributing to the growth and well-being of Lake Mary. While you can visit us at 4699 W Lake Mary Blvd, official correspondence should be sent to our mailing address at 4699 W Lake Mary Blvd, Lake Mary, FL 32746-4301.

Branch Location & Accessibility

Convenient Access

At Vystar, we understand that convenience matters. Our location is easily reachable with ample parking available for our members. We are proud to provide ADA-compliant features to ensure all visitors can access our services comfortably. For those who prefer banking from their cars, we offer a drive-thru service, making it easy for you to manage your finances without leaving your vehicle.

Operating Hours

We're here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Whether you need to open an account, apply for a loan, or just ask a question, our friendly staff is ready to assist you during these hours.

Services Offered

At Vystar, we offer a variety of financial services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgages, we strive to provide everything you might need under one roof. Plus, with ATM availability right at our branch, accessing cash has never been easier. While members can visit us at 4699 W Lake Mary Blvd Lake Mary Fl 32746, official correspondence should be sent to 4699 W Lake Mary Blvd, Lake Mary, FL 32746-4301. If you have any questions or need assistance, don't hesitate to call us at (407) 326-7630. We invite you to come by and see how Vystar can help you achieve your financial goals!

Member Eligibility

Becoming a member of Vystar is like joining a welcoming family where your financial well-being matters. If you live, work, worship, or attend school in the Lake Mary area, you're already on the path to membership! We believe in making banking accessible and supportive for everyone. You can enjoy a variety of benefits, including personalized service and competitive rates on loans and savings products. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at . Opening an account is straightforward and friendly. Simply reach out to us at (407) 326-7630, or visit us at our branch located at 4699 W Lake Mary Blvd Lake Mary Fl 32746. Our team is excited to help you every step of the way as you take this important step toward becoming part of our community at Vystar!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having reliable merchant services is crucial. Imagine a local bakery that needs seamless payment processing to keep customers happy during the morning rush. Our solutions enable businesses like these to accept payments effortlessly, ensuring smooth transactions and enhancing customer satisfaction. At Vystar, located at 4699 W Lake Mary Blvd Lake Mary Fl 32746, Lake Mary, FL, we are dedicated to empowering local businesses. Reach out today at (407) 326-7630 to discover how we can partner in your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our network of ATMs ensures that accessing your money is hassle-free. With basic ATM access for withdrawals and balance checks available at multiple locations, you'll always have access to what you need. At Vystar, we're committed to offering these essential services along with friendly support from our team at (407) 326-7630 during our operating hours: Monday-Thursday from 9 AM - 5 PM and Friday from 9 AM - 6 PM. Come visit us at 4699 W Lake Mary Blvd Lake Mary Fl 32746 in Lake Mary or explore more about how we can assist you by visiting our website. Let's work together towards achieving your financial goals!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it simple. We provide competitive rates and flexible terms that cater to your budget. Picture driving off in your dream vehicle without the stress of complicated financing. Our friendly staff can guide you through the process, ensuring you find the best loan solution for your situation.

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. If you're looking to expand or start a new venture, let us assist you in finding the right financial products tailored specifically for businesses.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our Credit Cards with Rewards program offers fantastic benefits. Imagine earning points every time you shop, which can be redeemed for exciting rewards or cash back. It's a smart way to make the most out of everyday spending!

Home Financing Options

Owning a home is a significant milestone, and we're here to support you with our Mortgage Loans & Refinancing services. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our knowledgeable team will help navigate the various options available. We want to make sure that your path to homeownership is as seamless as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. With features like person-to-person payments and mobile payments, managing your finances has never been easier.

Personal Banking Solutions

Managing your money should be easy. That's why we offer Personal Banking services like checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that works for you one that helps you keep track of your spending while providing easy access to funds when you need them. Our savings accounts are designed to help you grow your money with competitive interest rates, perfect for saving for future goals.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to manage debt more effectively, our Personal Loans & Debt Consolidation services can provide relief. We understand that life can throw curveballs, and having access to funds when needed can make all the difference. Let us help you find a loan that fits your budget and simplifies your financial commitments.

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter! Our e-statements are not only environmentally friendly but also allow you to view your financial information securely online. If you're looking to make payments on the go, our mobile payments feature makes it easy to pay friends or businesses directly from your phone.

Real-Time Account Management

Stay in control of your finances with real-time account management through our mobile application, which is available for download. With just a few taps, you can track your spending, set budgets, and even send money to friends using our person-to-person transfer service. This added layer of convenience ensures that you can manage your money anytime and anywhere. At Vystar, we prioritize your security with robust protection measures in place for all digital transactions. Your peace of mind is essential as you navigate the world of online banking. Explore how our services can make your banking experience smooth and worry-free today!

Financial Strength

Commitment to Growth

Our $910,485,545 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $91,613 in used auto loans and $10,061,804,065 in total loans and leases.

Growing Member Trust

We currently serve a growing base of 2,036,011 total share accounts, showing the trust placed in us by our members. This trust fuels our commitment to delivering exceptional value through all of our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 4699 W Lake Mary Blvd Lake Mary Fl 32746 or call (407) 326-7630 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings Security

Your savings are secure with us. We have $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 2,315 full-time employees and 6 part-time employees ready to assist you with knowledgeable service at every turn.

Solid Financial Foundation

With a net worth of $1,298,248,326, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong foundation is reflected in our net worth ratio of $895, which ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with competitive terms and flexible payment plans.

Business Loans

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're committed to supporting local entrepreneurs with customized loan solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. Whether it's your first home or you're looking to refinance an existing mortgage, we're here to support you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans, our team is ready to discuss eligibility options and guide you through the process. Refinancing could lower your monthly payments or free up cash for other expenses. To learn more about our loan offerings or if you have any questions, feel free to reach out at (407) 326-7630. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday spending more rewarding.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh ensures that the information presented is not only accurate but also trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the practical benefits and satisfaction that many have experienced using the service. Take control of your loan search today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VYSTAR CREDIT UNION - Lake Mary, FL

Type of Loan Offerings

Home Equity Loans

Personal Loans