VYSTAR CREDIT UNION - Lake City, FL

Welcome to Vystar, your trusted partner in financial services located at 411 NW Commons Loop, Lake City, FL 32055. Since our establishment in 1952, we've dedicated ourselves to serving our members and the community with integrity and commitment. With a proud membership of nearly 1 million individuals, we have grown into a robust credit union with total assets exceeding $14.7 billion. At Vystar, we believe that everyone deserves access to quality financial solutions that meet their unique needs. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or mortgages, or business services such as merchant services and business loans, we're here to help you every step of the way. Our total deposits stand at $975.5 million, reflecting the trust our members place in us. We pride ourselves on being more than just a financial institution; we are part of the Lake City community. Our leadership team, including CEO Brian Wolfburg and Board President Phillip (Kem) Siddons, is deeply committed to ensuring that we provide the best possible service to our members while also positively impacting the community around us. For any correspondence, please note that our mailing address is also 411 NW Commons Loop, Lake City, FL 32055. Feel free to reach out via phone at 386-239-1070 for any questions or assistance you may need. Join us at Vystar today experience personalized banking that's built around you! Explore our website at vystarcu.org for more information about our services and how we can help you achieve your financial goals. We look forward to welcoming you!

At Vystar, we believe that everyone deserves access to financial services that truly support their needs. Becoming a member is not just about opening an account; it's about joining a welcoming community dedicated to your financial well-being. If you live, work, or worship in the Lake City area, you are likely eligible for membership! We're here to empower you with personalized banking solutions and competitive rates on loans and savings. To learn more about the specific eligibility requirements and see if you qualify, feel free to check out our detailed guide at . The process of opening an account is straightforward and designed with you in mind. You can reach us at (386) 239-1070 if you have any questions or would like assistance. Our friendly team at 411 Nw Commons Loop Lake City Fl 32055 is excited to help you start your journey with us!

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially sound brings peace of mind, which is why we want to share some key insights about our strength and reliability. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust as well; we offer $91,613 in used auto loans and have a total of $10,061,804,065 in loans and leases to support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 411 Nw Commons Loop Lake City FL 32055 or call 386-239-1070 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.