VyStar Credit Union Jacksonville FL: Best Auto Loans & Mobile Banking

Introduction

Welcome to Vystar, your trusted financial partner located at 7399 Longleaf Pine Pkwy, Jacksonville, FL 32259. Established in 1952, we have proudly served our community for over 70 years, building a foundation of trust and reliability among our 997,469 members. As a member-focused credit union, we strive to offer you personalized banking solutions that cater to your unique needs. At Vystar, we are committed to making a positive impact in the lives of our members and the community. With total assets exceeding $14.7 billion, we take pride in offering competitive rates on various financial products, including auto loans and mortgages. Currently, we have provided over 497,479 loans and leases, ensuring that our members can achieve their dreams with ease. Our dedicated team of 2,321 employees, led by CEO Brian Wolfburg and Board President Phillip Siddons, works tirelessly to ensure you receive exceptional service every time you interact with us. Whether you're looking for personal banking options like checking and savings accounts or business banking solutions such as merchant services and business loans, we've got you covered. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 7399 Longleaf Pine Pkwy, Jacksonville, FL 32259. We encourage you to explore our website at Vystar for more information about our services or call us directly at 904-594-5428. Discover how Vystar can empower your financial journey today!

Branch History & Mission

Vystar has a rich history that dates back to its opening in 1952. Since then, it has grown significantly, serving the financial needs of members in Jacksonville, FL, and beyond. Located at 7399 Longleaf Pine Pkwy, Jacksonville, FL 32259, our branch is not just a place for banking; it's a community hub where relationships are built and dreams are supported. With a total membership of nearly 1 million and assets exceeding $14.7 billion, Vystar stands as a testament to what can be achieved when a financial institution prioritizes its members. Over the years, we have expanded our services and offerings to meet the evolving needs of our community, all while staying true to our mission: to enhance the lives of our members by providing exceptional financial services and support. Our commitment goes beyond traditional banking. Vystar actively engages in community outreach programs, partnering with local organizations to uplift those in need. We believe in making a positive impact on our surroundings whether it's through educational initiatives or charitable events. Our mission reflects this dedication: we strive not only to provide excellent financial solutions but also to foster a sense of belonging among our members. While you can visit us at our branch location for personal assistance during lobby hours from Monday to Friday from noon until 1 PM, official correspondence should be sent to our mailing address at 7399 Longleaf Pine Pkwy, Jacksonville, FL 32259. Although we currently do not offer ATM or drive-thru services at this branch, we are proud to provide convenient online and mobile banking options that allow you to manage your finances anytime and anywhere. At Vystar, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to individual needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. We are here not just as your bank but as your partner in achieving your financial goals. Join us today at Vystar and experience firsthand how we can support you every step of the way. Together, let's build a brighter financial future for you and our community! If you have any questions or need assistance, feel free to reach out at 904-594-5428. Your journey begins here!

Branch Location & Accessibility

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Friday from noon until 1 PM. If you have questions or need assistance outside these hours, feel free to reach out to us at 904-594-5428. We're always happy to help!

Services Offered

At Vystar, we believe in providing a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. We also offer credit cards with rewards, business banking services, and online and mobile banking options for added convenience. Unfortunately, we do not currently offer ATM services or drive-thru banking at this location. However, we ensure that your banking experience remains smooth and efficient within our operating hours.

Visit Us Today!

We invite you to come by and explore what Vystar has to offer. Our dedicated team is ready to assist you with all your financial needs. Whether you're looking to open an account or simply have some questions about our services, we would love to see you! Stop by soon!

Member Eligibility

At Vystar, we believe that becoming a member is like joining a welcoming family, where your financial well-being is our top priority. If you're interested in joining us at our branch located at 7399 Longleaf Pine Pkwy Jacksonville Fl 32259, you'll be pleased to know that eligibility is open to those who live, work, worship, or attend school in our community. This means if you're connected to the vibrant people and businesses in the area, you likely qualify for membership! Plus, being part of our credit union comes with many benefits, including personalized service and competitive rates on loans and savings. Getting started is easy! Just give us a call at (904) 594-5428 to learn more about the account opening process. For additional details about eligibility criteria, feel free to check out our resource at . We can't wait to welcome you into the Vystar family!

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced world, effective payment solutions are crucial. Our merchant services simplify transactions so you can focus on what you do best running your business. Imagine having the ability to accept payments quickly and securely, whether in-store or online. This means happier customers and streamlined operations. Visit us at 7399 Longleaf Pine Pkwy Jacksonville Fl 32259, Jacksonville, FL, or call us at (904) 594-5428 to learn how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Accessing Your Funds

While we currently do not have ATM or drive-thru services available at this branch, we're here during our lobby hours from Monday to Friday between 12 PM and 1 PM for any assistance you may need in person. We invite you to visit us or call us at 904-594-5428 if you have any questions or want more information about how we can serve you better. At Vystar, we're not just about transactions; we're about building relationships and supporting our community's financial well-being. Ready to take the next step? Explore all that Vystar has to offer today! Visit us online at Vystar for more details.

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking services. Our merchant services make it easy to accept payments, while our business loans can give you the boost needed to grow your enterprise.

Digital Banking Features

In today's fast-paced world, being able to manage your finances on the go is essential. That's why we offer robust online and mobile banking features. You can check balances, pay bills, and transfer money all from the convenience of your smartphone or computer. With features like electronic signatures, e-statements, and secure person-to-person payments, banking with us is as easy as tapping a few buttons.

Personal Banking Solutions

Managing your finances should be simple and convenient. That's why we offer various personal banking options that include checking and savings accounts designed to fit your lifestyle. If you're in the market for a new vehicle, our auto loans and vehicle financing options can help you drive away in the car of your dreams without breaking the bank. For those considering homeownership or looking to refinance, our mortgage loans are here to guide you through every step of the process. Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation services, you can find relief from financial stress by combining multiple debts into one manageable payment. Plus, don't forget about our credit cards that come with rewards perfect for earning perks on everyday purchases!

Digital & Online Banking

Key Features of Our Digital Services

Our online banking system allows you to keep track of your finances in real-time. Whether you're checking your balance, transferring funds, or paying bills, you can do it all with just a few clicks. And for those moments when you need to send money quickly, our person-to-person transfer feature makes it simple and secure to share funds with friends and family. Need to sign documents? No problem! We offer electronic signature authorization, so you can complete transactions without the hassle of printing or mailing paperwork. Additionally, you'll have the option to receive e-statements, which not only helps you stay organized but also contributes to a greener environment by reducing paper waste. For members who prefer mobile banking, our dedicated mobile application is available for download. It includes features like mobile payments, allowing you to make purchases directly from your phone with ease. You can manage your account from anywhere whether you're commuting or waiting in line.

Security and Accessibility

We prioritize your security at Vystar. Our online banking services are designed with top-notch security measures to protect your personal information and transactions. You can bank confidently knowing that we've got your back. Accessing your account has never been easier or more secure. Our platform is intuitive and straightforward, ensuring that everyone from tech-savvy users to those new to digital banking can navigate it comfortably. Join us at Vystar today and experience the freedom of managing your finances anytime, anywhere!

Financial Strength

Commitment to Growth

With $910,485,545 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is reflected in the $91,613 in used auto loans and a total of $10,061,804,065 in loans and leases supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our current net income of $0, allowing us to focus on maintaining competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $72,607,517. Total Share Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 7399 Longleaf Pine Pkwy Jacksonville Fl 32259 or call 904-594-5428 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans, helping members get on the road with confidence. Whether you prefer financing a brand-new model or a reliable pre-owned option, our auto loan experts are ready to assist you every step of the way.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $880,089,420 provide the capital needed to expand and succeed. From start-ups to established businesses, our team is committed to supporting your entrepreneurial journey. At Vystar, we recognize that everyone's financial journey is unique. That's why we encourage you to explore refinancing options if you're considering lowering your monthly payments or consolidating debt into one easy-to-manage payment. For any inquiries or assistance regarding our loan products, feel free to call us at 904-594-5428. Our team is ready to answer any questions you may have and help guide you toward the best financial decisions for your future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, making buying or refinancing simple. We offer personalized guidance throughout the mortgage process so you can find the right solution that meets your needs.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $680,082,195 in loans helping members manage their finances effectively, our credit cards come with rewards that can make everyday spending more beneficial.

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Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans