VyStar Credit Union Jacksonville FL: Quick Personal Loans & Business Banking

Introduction

At Vystar, we believe that strong communities build stronger futures. Located at 11674 Beach Blvd, Jacksonville, FL 32246, our branch has been serving members since 1952. With nearly 1 million members and total assets exceeding $14.7 billion, we stand committed to providing the best financial services tailored to your needs. Whether you're looking for personal banking options like checking and savings accounts, or seeking auto loans and mortgages, we're here to support your journey. Our total deposits of $975,513,063 reflect the trust our community places in us. Plus, with a net worth of $1,298,248,326, you can be confident knowing your money is safe and sound. Led by CEO Brian Wolfburg and Board President Phillip (Kem) Siddons, our dedicated team of 2,321 employees works tirelessly to ensure you receive personalized service. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address. With resources at your fingertips like online banking and mobile payments, managing your finances has never been easier. Interested in learning more? Call us today at 904-594-5369 or visit our website at Vystar. We look forward to helping you achieve your financial goals!

Branch History & Mission

Join Us

As we look towards the future, Vystar remains committed to enhancing member experience through digital advancements like online banking and mobile payments. Our focus on customer service ensures that every interaction is meaningful and helpful. We invite you to join Vystar today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. For more information or assistance, please call us at 904-594-5369 or visit our website. Together, let's build a brighter financial future!

Our Journey

Located at 11674 Beach Blvd, Jacksonville, FL 32246, Vystar has seen tremendous growth over the years. We have evolved by adapting to the changing financial landscape and embracing innovations that enhance member experience. Our opening hours reflect our commitment to being accessible Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those who prefer convenience, we also offer drive-thru banking and ATM services. While members can visit us at our main address for their banking needs, official correspondence should be sent to the same address: 11674 Beach Blvd, Jacksonville, FL 32246. This consistency reinforces our dedication to transparency and accessibility.

Our Mission

At Vystar, our mission is simple yet profound: to improve the financial well-being of our members and their communities. We achieve this by offering a wide range of personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our goal is not just to provide financial products but also to empower individuals and families through financial education and support. We believe in giving back to our community as much as we believe in helping our members thrive financially. Through various partnerships and outreach efforts, Vystar actively engages with local organizations to support initiatives that make a difference in people's lives.

Branch Location & Accessibility

Accessibility Features

At Vystar, we believe everyone deserves access to banking services. Our branch is fully ADA-compliant with ramps and accessible entrances available for those who may need them. We aim to provide a welcoming environment for all members of the community.

Conveniently Located

Nestled in Duval County, our branch is close to local landmarks that make your visit even easier. Just a short drive from the nearby shopping centers, we are positioned perfectly for a quick stop during your errands. Plus, we offer ample parking right outside the entrance, ensuring that you won't have any trouble finding a spot.

Operating Hours

Our operating hours are designed with your busy schedule in mind. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. This means you can easily find a time that works for you!

Services and Amenities

When you step inside Vystar, you'll find a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing our team is here to help. We also have a drive-thru service for quick transactions and an ATM available on-site for your convenience. If you're looking for a supportive financial partner who values accessibility and community engagement, look no further than Vystar! We invite you to visit us or give us a call at 904-594-5369 if you have any questions. Come experience the difference today!

Member Eligibility

Becoming a member of Vystar is like joining a welcoming family where your financial needs are truly understood. If you live, work, worship, or attend school in the local area, you're likely eligible to join us! At Vystar, we believe in empowering our members with personalized service and great financial products that cater to your unique goals. Whether you're looking for checking accounts, loans, or savings options, our supportive team is here to help you every step of the way. To learn more about how you can become part of our community, check out the detailed eligibility criteria at . Once you're ready to join, opening an account is straightforward and hassle-free. Feel free to reach out at (904) 594-5369 if you have any questions or need assistance. We're excited to welcome you to Vystar, located at 11674 Beach Blvd Jacksonville Fl 32246!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine being able to accept various forms of payment easily whether it's credit cards, mobile payments, or online transactions. This not only enhances customer satisfaction but also helps you manage your cash flow effectively. Whether you're just starting out or looking to expand, Vystar at 11674 Beach Blvd Jacksonville Fl 32246 in Jacksonville, FL is here to help your business thrive. For more information, give us a call at (904) 594-5369 or visit us today!

Comprehensive List Of Services

Accessibility and Support

At Vystar, accessibility matters. We offer basic ATM access for withdrawals and balance checks so you can always stay informed about your finances. Our friendly team is available during lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM to assist with any questions you may have. As part of our commitment to serving our members well, we invite you to explore all these offerings and more at 122-beaches & 295e. Whether you're visiting us in person or online at https://www.vystarcu.org, we're here to help you achieve your financial goals. Ready to take the next step? Give us a call at (904) 594-5369 or stop by today! Your journey toward better banking starts here at Vystar!

Business Banking Services

For entrepreneurs and business owners, we provide tailored solutions like Merchant Services & Business Loans. Whether you're launching a new venture or expanding an existing one, our knowledgeable staff is ready to assist with resources that help grow your business.

Credit and Debt Management

Managing debt can be overwhelming, but our Personal Loans & Debt Consolidation services offer relief by combining multiple debts into one manageable payment. Additionally, our Credit Cards with Rewards allow you to earn points on everyday purchases, turning spending into savings.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can easily transfer funds, pay bills, and even send money directly to friends with our Person-to-Person payment options. Plus, enjoy hassle-free access through our ATMs and basic drive-thru banking services for quick deposits and withdrawals.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, we have options that cater to different needs. Imagine having the freedom to manage your finances effortlessly with our Personal Banking services. You can choose from various accounts that help you save for that dream vacation or everyday expenses. Need a reliable way to finance your next vehicle? Our Auto Loans & Vehicle Financing options are designed just for you. With competitive rates and flexible terms, we ensure that getting behind the wheel doesn't have to be a hassle. Plus, if you're considering homeownership or refinancing, our Mortgage Loans & Refinancing services guide you through the entire process, making it as smooth as possible.

Digital & Online Banking

Convenient Online Banking Services

Our online banking service, accessible through https://www.vystarcu.org, allows you to check balances, transfer money, pay bills, and manage your accounts with just a few clicks. Plus, our 24/7 online banking services mean you can access your accounts at any time, day or night. Whether you're at home or on the go, you can stay connected to your finances.

Mobile Banking Made Easy

With our mobile application available for download, banking is always at your fingertips. Enjoy features like mobile payments, making it simple to pay for purchases directly from your phone. You can also easily send money to friends or family with our person-to-person transfer feature perfect for splitting bills or sending gifts.

Security and Accessibility

Your security is our top priority. We provide electronic signature authorization for transactions, ensuring that all of your interactions are safe and secure. Additionally, e-statements are available so you can keep track of your account activity without the hassle of paper statements cluttering your mailbox. In a world where convenience matters, Vystar offers everything you need to manage your money efficiently. Whether you're using our online banking services or our mobile app, you'll find that staying on top of your finances has never been easier!

Financial Strength

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services and support in all your financial endeavors. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $91,613 in used auto loans and a total of $10,061,804,065 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $72,607,517. Total Share and Deposit Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 11674 Beach Blvd Jacksonville FL 32246 or call 904-594-5369 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans, helping many members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we've got you covered.

Business Loans

For business owners looking to grow and expand their operations, our commercial loans are an excellent option. With outstanding commercial loans totaling $880,089,420, we provide the capital needed to take your business to the next level.

Credit Lines and Unsecured Credit Cards

For those who need additional flexibility, our credit lines are here to assist with any unexpected expenses or projects you might have. We currently offer $6,811,855,194 in total credit lines. Additionally, we also provide flexible terms on unsecured credit card loans with a total of $680,082,195 helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958. With competitive rates and flexible terms, owning your own home is more achievable than ever.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our loan products, our team is here to help guide you through the process and find the best fit for your financial situation. At Vystar located at 11674 Beach Blvd Jacksonville Fl 32246, we're dedicated to making borrowing easy and straightforward. If you have any questions or would like more information about our loan offerings, feel free to reach out at 904-594-5369. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to supporting you on your financial journey!

Loan Aggregator

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Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans