VyStar Credit Union Jacksonville FL: Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to Vystar, your trusted financial partner in Jacksonville, Florida! Located at 11343 San Jose Blvd, we have been serving our community since 1952, and we take pride in being a reliable choice for all your banking needs. With a strong commitment to our members, we have grown to support nearly 1 million members and manage over $14.7 billion in assets. At Vystar, we understand that personal finance is not just about numbers; it's about building relationships and fostering trust within our community. Our dedicated team, led by CEO Brian Wolfburg and Board President Phillip (Kem) Siddons, works tirelessly to provide exceptional service and innovative financial solutions tailored to meet your unique needs. Whether you are looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking services, Vystar is here for you. We offer a range of convenient options, including online and mobile banking, ensuring that your financial journey is smooth and accessible. While members can visit us at our branch location, official correspondence should be sent to the same address: 11343 San Jose Blvd, Jacksonville, FL 32223. We invite you to explore how Vystar can help you achieve your financial goals today! Feel free to reach out at 904-908-2471 or visit our website at www.vystarcu.org for more information. Join us as we continue to make a positive impact in the lives of our members and the community we cherish!

Branch History & Mission

Commitment to Community

As part of our mission, we believe in giving back. Vystar actively participates in local events and initiatives that uplift and strengthen our community. Our partnerships with various organizations allow us to contribute positively while enhancing the lives of those around us. In addition to community outreach efforts, we recognize the importance of accessibility. That's why we offer digital advancements like online banking and mobile payment options. With ADA compliance as a priority, we ensure that all members can access our services without barriers. While members can visit us at 11343 San Jose Blvd Jacksonville Fl 32223, official correspondence should be sent to 11343 San Jose Blvd, Jacksonville, FL 32223 if different from the branch address. You can reach us at (904) 908-2471 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM.

Join Us Today!

We invite you to experience the benefits of being part of Vystar Credit Union. With an array of personalized financial solutions and a commitment to your success, there's no better time than now to join our family. Together, let's achieve your financial dreams! Visit us at Vystar or stop by our branch today!

Our Journey

Vystar began as a small credit union dedicated to providing financial services to its members. Over the years, we have expanded our offerings and enhanced our services while maintaining the personal touch that our members appreciate. Our journey reflects not only growth in numbers but also a deepening relationship with the people we serve. We are proud to offer personal banking options, auto loans, mortgages, and business banking solutions tailored to meet diverse financial needs. Our mission is clear: to provide accessible financial services while empowering our members through education and community support. We strive to help individuals achieve their financial goals while fostering a sense of belonging and trust. Whether you are looking for checking accounts, savings plans, or loans with competitive rates, Vystar is here for you every step of the way.

Branch Location & Accessibility

Convenient Access and Features

At Vystar, we prioritize making banking easy for you. Our branch features ample parking and is ADA compliant, ensuring that all members can access our services without any hassle. We also offer drive-thru banking for quick transactions, so you can take care of your banking needs without leaving your car. For those who prefer digital solutions, we provide ATM services right here at our location, allowing you to withdraw cash or check your balance at your convenience.

Operating Hours

Our friendly staff is ready to assist you during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you need help with personal banking or have questions about loans and services, we're here for you! While members can visit us at 11343 San Jose Blvd, official correspondence should be sent to the same address.

Services Tailored for You

Vystar offers a range of services tailored just for you! From checking and savings accounts to auto loans and mortgages, we've got everything you need under one roof. Plus, with online and mobile banking options available, managing your finances has never been easier. Don't hesitate to reach out! Call us at 904-908-2471 if you have any questions or want more information about our services. We look forward to welcoming you to Vystar soon!

Member Eligibility

At Vystar, we believe that becoming a member means joining a caring community where your financial needs are our top priority. If you're curious about membership, you'll be happy to know that eligibility is straightforward and welcoming. Typically, those who live, work, or attend school in the area around 11343 San Jose Blvd Jacksonville Fl 32223 can become members. It's all about connecting with individuals who share our values of community and support. For more detailed eligibility criteria, feel free to check out this link. Joining Vystar comes with numerous benefits, including access to personalized banking services tailored just for you. Whether you're looking for checking accounts, savings options, or loans, we've got you covered every step of the way. Opening an account is simple too! Just give us a call at (904) 908-2471 or visit us during our convenient hours. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine being able to accept payments seamlessly from your customers whether it's via credit card, mobile payment, or online transactions. Our tools are designed to make it easy for you to manage your cash flow and focus on what really matters: growing your business. Visit us at 11343 San Jose Blvd Jacksonville Fl 32223 in Jacksonville, FL, or give us a call at (904) 908-2471 to learn more about how we can support your business's journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Vystar has tailored solutions just for you! Our Business Banking services include Merchant Services & Business Loans, making it easy to accept payments and fund growth opportunities for your venture.

Convenient Access

Accessing your money should be easy, and at Vystar, it is! We offer convenient ATM & Cash Withdrawal Services, allowing you to withdraw cash or check balances whenever needed. Plus, our Basic Drive-Thru Banking makes quick transactions a breeze no need to park and enter the branch when all you need is a deposit or withdrawal. Whether you're at home or on the road, our digital features like mobile payments and person-to-person transfers make managing your finances easier than ever.

Credit Options

For those looking for additional financial support, our Personal Loans & Debt Consolidation solutions can help simplify your finances. Whether you need funds for a special project or want to consolidate debt into one manageable payment, we provide personalized service that fits your situation. Don't forget about our Credit Cards with Rewards, offering perks that can enhance your spending experience. From cash back to travel rewards, there's something for everyone.

Get in Touch!

Ready to explore how Vystar can assist with all your financial needs? Give us a call at (904) 908-2471 or visit us at 11343 San Jose Blvd Jacksonville Fl 32223 in Jacksonville, FL. We look forward to welcoming you into our community and helping you achieve your financial goals!

Personal Banking Solutions

Our personal banking options include Checking & Savings Accounts that help you manage your everyday finances effortlessly. Imagine having a checking account that not only meets your daily spending needs but also offers competitive interest rates on savings. You can access these accounts easily through our Online & Mobile Banking services, which allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. When it comes to financing your vehicle, our Auto Loans & Vehicle Financing are designed with flexible terms and competitive rates. Whether you're buying a new car or refinancing an existing loan, we make the process straightforward and stress-free. Additionally, our Mortgage Loans & Refinancing options are here to help you find the perfect home or lower your current mortgage payments just think about how great it would feel to unlock a better rate!

Digital & Online Banking

E-Statements & Security

Say goodbye to paper clutter with e-statements available at Yes. You can access your statements safely and securely online. Speaking of security, we prioritize your safety with electronic signature authorization for transactions, ensuring peace of mind every time you log in. With all these features combined, managing your finances has never been easier or more secure. Join us today at Vystar and experience the benefits of modern banking right at your fingertips!

Mobile Application & Payments

Need to manage your finances on the go? Our mobile application makes it easy! You can quickly check balances, deposit checks with your phone's camera, and even make mobile payments. Plus, if you want to send money to a friend or family member, our person-to-person transfer feature has got you covered.

Online Banking Services

Explore our robust online banking services at https://www.vystarcu.org. Whether you're checking your balance, transferring money between accounts, or paying bills, everything is just a few clicks away. Our 24/7 online banking ensures you have access to your accounts whenever you need it.

Financial Strength

A Growing Member Base

We have a strong member base with a total of 2,036,011 share accounts that trust us with their finances. This growing community reflects the confidence placed in us as your trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 11343 San Jose Blvd Jacksonville Fl 32223 or call (904) 908-2471 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our financial performance reflects operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees ready to assist you with knowledge and dedication.

Reinvestment for Growth

Our commitment to your financial future is further supported by our $910,485,545 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $91,613 in used auto loans and $10,061,804,065 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Member Savings

Your savings are our priority. Members' funds are safeguarded through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting you with our resources. With non-member deposits at $167,314,561, we ensure that our commitment remains centered on you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are dedicated to supporting local entrepreneurs. At Vystar, we prioritize making borrowing accessible and straightforward. If you're considering refinancing or want to explore eligibility options for any of our loan products, feel free to ask our knowledgeable staff for assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at 11343 San Jose Blvd Jacksonville Fl 32223 or contact us at (904) 908-2471 to learn more about how our loan products can benefit you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make a significant purchase, our credit cards can offer you the support you need.

Loan Aggregator

Benefits of Using LendMesh

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Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans