VyStar Credit Union Jacksonville FL: Best Auto Loans & Mobile Banking

Introduction

Welcome to Vystar, your trusted partner in financial wellness, located at 590 Duval Station Rd, Jacksonville, FL 32218. Established in 1952, Vystar has grown into a robust credit union with a membership of nearly 1 million members, all benefiting from our commitment to exceptional service and community support. With assets totaling an impressive $14.7 billion, we are dedicated to helping you achieve your financial goals. At Vystar, we believe that banking should be about more than just transactions; it's about building relationships. Our CEO, Brian Wolfburg, along with Board President Phillip Siddons, leads a team of over 2,300 employees who are passionate about serving our members and making a positive impact in the community. While you can visit us at our branch location for personal banking services such as checking and savings accounts, auto loans, mortgages, and more, official correspondence should be sent to our mailing address: 590 Duval Station Rd, Jacksonville, FL 32218-1869. With total deposits reaching $975.5 million and a net worth of $1.3 billion, Vystar is not only financially strong but also committed to providing competitive rates and personalized service. Whether you're looking for loans or savings options, we have the resources to meet your needs. We invite you to explore our services further by visiting us online at Vystar or calling us at 904-463-3642. Join us today and discover how Vystar can help you thrive financially!

Branch History & Mission

Join Us Today!

As we continue to grow and innovate in serving Jacksonville and surrounding areas, we invite you to experience the benefits of being a part of Vystar. Whether you're looking for a reliable place for your savings or seeking financing options for your next big purchase, we're here to help you every step of the way. Explore how Vystar can support your financial journey today! For more information or assistance, feel free to contact us at 904-463-3642 or visit our website at vystarcu.org.

Our Evolution

From our humble beginnings, Vystar has consistently focused on enhancing member experiences and expanding our service offerings. Over the decades, we have introduced various personal banking products including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. This evolution reflects our dedication to meeting the diverse financial needs of our community. Our branch operates Monday through Friday from 10:30 AM to 12:15 PM, ensuring that we're available during convenient hours for our members. While we do not currently offer ATM services or drive-thru banking at this location, we are committed to providing excellent service through online and mobile banking platforms that allow you to manage your finances from anywhere.

Our Mission

At Vystar, our mission is clear: We strive to empower our members by providing exceptional financial services while fostering community growth and development. We believe in making a positive impact through various outreach efforts aimed at supporting local initiatives. By prioritizing financial education and community involvement, we aim to uplift those around us while ensuring our members achieve their financial goals. While members can visit us at 590 Duval Station Rd, official correspondence should be sent to 590 Duval Station Rd, Jacksonville, FL 32218-1869.

Branch Location & Accessibility

Banking Services Tailored for You

When you visit Vystar, you'll find a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we have solutions that work for everyone. Need help with a mortgage or looking for personal loans? Our team is here to guide you through every step.

Convenient Access

At Vystar, we understand the importance of accessibility. Our branch features ADA-compliant entrances and ample parking, ensuring that everyone can easily visit us. Unfortunately, we do not currently offer ATM services or drive-thru banking; however, our friendly staff is always ready to assist you inside during our operating hours. We're open Monday through Friday from 10:30 AM to 12:15 PM, giving you plenty of time to stop by and get the support you need.

Let’s Connect!

We invite you to come by and experience our friendly service firsthand. If you have any questions or need assistance before your visit, feel free to call us at 904-463-3642. Whether you're opening an account or seeking financial advice, Vystar is here for you every step of the way. We look forward to welcoming you soon!

Member Eligibility

Joining the vibrant community at Vystar is an exciting step towards better financial health and support! If you live, work, worship, or attend school in the areas we serve, you can become a member with us. We believe in creating an inclusive environment, so whether you're just starting your financial journey or looking to enhance your existing plans, there's a place for you here. The benefits of membership include access to a variety of financial services designed to meet your unique needs, from personal loans to rewarding credit cards. To learn more about the specific eligibility criteria and what it takes to join our family, feel free to check out our detailed information at . When you're ready to open an account, visit us at our branch located at 590 Duval Station Rd Jacksonville Fl 32218, or give us a call at (904) 463-3642 for any questions you might have. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that help streamline your operations. Imagine processing payments easily so you can focus on what you do best running your business. Our services include tools for payment processing, invoicing, and online transactions, making it simpler for you to manage your cash flow and keep your customers happy. Visit us at 590 Duval Station Rd Jacksonville Fl 32218, Jacksonville, FL, or call us at (904) 463-3642 to discover how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing make it easy and affordable. We offer competitive rates that allow you to drive away in the car of your dreams without breaking the bank. Our friendly staff can guide you through the application process, ensuring you find the best loan terms available.

Business Banking

For entrepreneurs and small business owners, we provide comprehensive Business Banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are here to support your business goals with tailored financial solutions.

Credit Cards with Rewards

Take advantage of our Credit Cards with Rewards, perfect for those who love earning points on everyday purchases. Imagine earning rewards just for using your card for groceries or gas! With our credit cards, every swipe brings you closer to exciting benefits.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we have options to fit your needs. Our knowledgeable mortgage specialists can help you navigate through the complexities of home loans, making it easier than ever to settle into your new space.

Online & Mobile Banking

To make banking as convenient as possible, Vystar offers robust Online & Mobile Banking features. Manage your accounts anytime, anywhere with our user-friendly app and online platform. You can easily transfer funds, pay bills, and access e-statements all from the palm of your hand! In addition to these services, we also provide ATM and cash withdrawal services for those times when you need quick access to cash. For more information about how we can assist you financially, don't hesitate to reach out! Call us at (904) 463-3642 or visit us at https://www.vystarcu.org today. Join us at 411-first Coast High School, where your financial success is our priority!

Personal Banking

One of the key offerings at Vystar is our Personal Banking services, which include checking and savings accounts designed to help you manage your money effectively. Imagine having a checking account that fits your lifestyle, along with a savings account that helps you reach your financial goals faster. We understand that everyone's needs are different, so we provide flexible options that suit various lifestyles.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions to help ease financial stress. If you need cash for a special project or want to consolidate high-interest debt into one manageable payment, our loans can provide the financial relief you seek.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, accessible at https://www.vystarcu.org, you can enjoy a variety of services tailored to fit your lifestyle. Need to check your balance or pay bills? You can do all that anytime, anywhere with our 24/7 online banking services. Plus, if you prefer to manage everything through your smartphone, our mobile application is available for easy access on the go. For those who love modern solutions, we offer mobile payments so you can make purchases directly from your phone without the hassle of cash or cards. Sending money to friends or family is also a breeze with our person-to-person transfer feature no need for checks or complicated processes.

Security and Ease of Use

We prioritize your security with features like electronic signature authorization, ensuring that all transactions are safe and sound. Plus, you can opt for e-statements instead of paper ones, making it easier to keep track of your finances while helping the environment. Our user-friendly interface means that even if you're not tech-savvy, you'll find it simple to navigate through all available options. Real-time account management allows you to monitor spending and savings effortlessly. In short, at Vystar, we're committed to providing digital banking solutions that enhance your financial experience while keeping security as a top priority. Explore more about what we offer today!

Financial Strength

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation that supports your needs today and in the future. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $910,485,545 in undivided earnings, which means we reinvest in innovative banking tools and stronger lending options to serve you better. Our capacity to support your financial goals is evident with $91,613 in used auto loans and a total of $10,061,804,065 in loans and leases. Our operational efficiency is reflected by our current net income of $0, enabling us to focus on providing competitive loan rates and solid financial products for our members. We take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $72,607,517. Total Share and Deposit Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Vystar is your trusted partner. Visit us at 590 Duval Station Rd Jacksonville FL 32218 or call 904-463-3642 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have the flexibility to choose what best fits your budget.

Credit Lines

For those who need additional financial flexibility, our total credit lines amounting to $6,811,855,194 give you access to funds when you need them most. This option is ideal for managing unexpected expenses or funding larger purchases without the stress of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our experienced team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans, our team can assist you in exploring various eligibility options. We aim to make refinancing straightforward and beneficial for all our members. If you have questions about any of our loan products or would like more information about how we can assist you financially, please don't hesitate to reach out. You can contact us at (904) 463-3642 or visit us at our branch located at 590 Duval Station Rd Jacksonville Fl 32218, Jacksonville, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is our priority, and we look forward to serving you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can enhance your purchasing power while providing peace of mind.

Loan Aggregator

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Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans