VyStar Credit Union Jacksonville FL: Top Checking & Quick Personal Loans

Introduction

Welcome to Vystar, your trusted partner in financial wellness since 1952. Conveniently located at 13075 N Main St, Jacksonville, FL 32218, we pride ourselves on fostering a community-centered approach to banking. With over 997,000 members, we understand the importance of building lasting relationships with our clients, helping them achieve their financial goals. As a member-owned credit union, we boast total assets of $14,746,180,513 and deposits amounting to $975,513,063, reflecting our commitment to providing secure and reliable services. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, we've got you covered. At Vystar, we're not just about numbers; we're about people. Under the leadership of CEO Brian Wolfburg and Board President Phillip (Kem) Siddons, our dedicated team of 2,321 employees is here to support you every step of the way. Our goal is to make your banking experience as smooth as possible with convenient services like online and mobile banking, ATMs, and drive-thru access. While members can visit us at our branch location for friendly service and expert advice, official correspondence should be sent to the same address: 13075 N Main St, Jacksonville, FL 32218. Join us today at Vystar and discover how we can help you thrive financially! For more information or any inquiries, feel free to reach out at 904-594-5527 or visit us online at Vystar's website. We look forward to serving you!

Branch History & Mission

Commitment to Community

Vystar is deeply committed to community outreach and support. Our initiatives go beyond banking; we engage in partnerships with local organizations and schools to foster growth and development within Jacksonville. By offering educational workshops and sponsoring local events, we aim to uplift those around us. In addition to traditional banking services, we embrace technology to provide convenient access for all members. Our digital advancements include online and mobile banking options that allow you to manage your finances anytime, anywhere. We ensure ADA compliance so everyone can benefit from our services without barriers.

Join Us

While members can visit us at our branch location on N Main St., official correspondence should be sent to the same address. We invite you to come experience what makes Vystar special. Whether you're looking for a reliable place for your savings or need assistance with loans, we're here for you with dedicated service during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. As we continue this journey together, we encourage you to become part of our family at Vystar Credit Union. Join us today and discover how we can help you achieve your financial dreams! For more information, please call us at 904-594-5527 or visit our website.

Our Evolution

Since opening our doors more than six decades ago, Vystar has achieved significant milestones that reflect our dedication to our members. With total assets reaching an impressive $14.7 billion, we have consistently focused on providing innovative financial solutions tailored to meet the diverse needs of our community. Our growth is not just measured by numbers; it is also about the relationships we've built and the lives we've touched. Our mission is clear: to enhance the financial well-being of our members while actively contributing to the communities we serve. We believe that everyone deserves access to quality financial services whether it's personal banking through checking and savings accounts or loans for vehicles and homes. We strive to empower our members with knowledge and resources that can help them achieve their financial goals.

Branch Location & Accessibility

Accessibility Features

At Vystar, we prioritize accessibility for all our members. Our facility complies with ADA standards and includes features such as ramps and designated parking spots to make your visit comfortable.

Banking Services

In addition to our friendly service, we provide a range of banking options tailored to your needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you. We also have an ATM available on-site for quick withdrawals and balance checks. For those who prefer convenience, our drive-thru service lets you handle deposits and withdrawals without leaving your vehicle.

Convenient Location

Our branch is easily accessible from major roads and nearby landmarks, making it a breeze to stop by. You'll find us just a short drive from local parks and shopping areas, so you can combine your banking errands with other activities.

Get in Touch!

We invite you to visit Vystar today! If you have any questions or need assistance before coming in, feel free to call us at 904-594-5527. We look forward to serving you soon!

Operating Hours

We understand that life can be busy! That's why we offer flexible operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. This allows you ample opportunity to visit us at a time that works best for you.

Member Eligibility

At Vystar, we believe that becoming a member is more than just opening an account it's about joining a caring community that supports your financial well-being. To become a part of our family, you simply need to meet some friendly eligibility criteria. If you live, work, or worship in the local area, you're likely already eligible! We also welcome immediate family members of existing members, making it even easier to connect with us. For the most detailed and updated eligibility information, feel free to check out our resource at . Joining Vystar is straightforward and welcoming. Once you know you're eligible, the process to open an account is simple and can be done in person or through our website. Our team is here to assist you every step of the way, so don't hesitate to reach out at (904) 594-5527 if you have any questions. We're excited to help you get started on your journey with us at 13075 N Main St Jacksonville Fl 32218!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify daily transactions for your business. Imagine effortlessly accepting payments from customers whether in-store or online allowing you to focus on what matters most: growing your business. Our tools make it easy to manage sales and keep track of customer interactions, so you can deliver exceptional service every time. Visit us at 13075 N Main St Jacksonville Fl 32218, Jacksonville, FL, or call us at (904) 594-5527 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Accessibility When You Need It

Our commitment to accessibility means that whether you're making deposits or withdrawals, you'll find our ATM and cash withdrawal services readily available at your convenience. This ensures that you have access to your funds when you need them most. In summary, Vystar is dedicated to supporting your financial goals through a comprehensive suite of services including personal banking options, loans for various needs, rewards credit cards, business banking solutions, and user-friendly digital banking tools. We invite you to visit us at 13075 N Main St Jacksonville Fl 32218 in Jacksonville, FL, or give us a call at (904) 594-5527. Let us partner with you on your financial journey! For more details about our offerings and how we can assist you further, feel free to explore our website at https://www.vystarcu.org.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why Vystar offers robust online and mobile banking features. With just a few clicks or taps, you can access your accounts anytime, anywhere. From ATM withdrawals to balance checks, we've made banking straightforward with basic drive-thru services for quick transactions.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, Vystar has you covered. Our personal banking options are designed to help you manage your finances effectively. If you're planning a new purchase, our auto loans and vehicle financing solutions can assist you in getting behind the wheel with ease. For those considering homeownership, our mortgage loans and refinancing options provide flexible terms that suit your budget.

Simplifying Your Financial Journey

Life can be unpredictable, which is why our personal loans and debt consolidation services offer support when you need it most. You can also enjoy the benefits of our credit cards with rewards, giving you more from every purchase. We understand that managing a business comes with its own set of challenges, so our business banking services including merchant services and business loans are tailored to help entrepreneurs thrive.

Digital & Online Banking

Key Features

Security is a top priority at Vystar. We provide electronic signature authorization, ensuring that your transactions are safe and verified. You can also opt for e-statements, which not only help you stay organized but also protect your information by reducing paper clutter. For those on the go, our mobile application lets you manage your finances right from your smartphone. Want to make payments quickly? Our mobile payments feature allows you to pay with ease wherever you are. Plus, if you need to send money to friends or family, our person-to-person transfer option makes it simple and quick. In today's fast-paced world, convenience matters. That's why we ensure that our online banking services are available around the clock. You can bank on your schedule, whether it's early in the morning or late at night. Join us at Vystar and experience how our digital banking services can simplify your financial life while keeping everything secure and accessible!

Financial Strength

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, which is designed to reassure you of our reliability and commitment to your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $910,485,545 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures for your benefit. With $91,613 in used auto loans and $10,061,804,065 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees dedicated to serving you with knowledge and care. Net Shares (Funds available for lending and investments): $72,607,517. Total Share Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 13075 N Main St Jacksonville Fl 32218 or call (904) 594-5527 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. Our competitive rates and flexible terms make it easy for you to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to providing solutions that foster success. At Vystar, we also believe in making the loan process as smooth as possible. If you're interested in refinancing options or checking your eligibility for any of our products, feel free to contact us at (904) 594-5527. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you achieve your goals today! Visit us at our branch located at 13075 N Main St Jacksonville Fl 32218, Jacksonville, FL, or check out our website at https://www.vystarcu.org for more information on services available to you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring that you find a solution that fits your budget and lifestyle.

Personal and Credit Card Loans

For those looking for additional financial flexibility, we also offer unsecured credit card loans. With a total of $680,082,195 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits tailored to fit your everyday needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that users can trust. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. The data is based on the latest results (Source: https://www.ncua.gov), which guarantees that users receive fair and transparent offers. This commitment to accuracy makes LendMesh a reliable resource for anyone looking to secure a loan.

Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans