VyStar Credit Union Jacksonville FL: Affordable Auto Loans & Personal Banking

Introduction

Welcome to Vystar, your trusted partner in financial well-being right here at 1831 Dunn Ave, Jacksonville, FL 32218. Since our establishment in 1952, we've dedicated ourselves to serving our community with exceptional financial services and support. With a membership of nearly 997,469 members and total assets exceeding $14.7 billion, we pride ourselves on being a reliable resource for all your banking needs. At Vystar, we believe in the power of community and strive to make a meaningful impact through every interaction. Whether you're looking for personal banking solutions like checking accounts, auto loans, or credit cards with rewards, or business banking services such as merchant services and business loans, we have you covered. Our commitment to providing top-notch service is reflected in our impressive total deposits of $975,513,063 and net worth of $1,298,248,326. We understand that navigating your financial journey can be challenging. That's why our experienced team led by CEO Brian Wolfburg and Board President Phillip (Kem) Siddons is here to guide you every step of the way. With over 2,321 employees, our friendly staff is dedicated to ensuring that you receive personalized attention tailored to your unique needs. While members can visit us at our branch location, official correspondence should be sent to the same address: 1831 Dunn Ave, Jacksonville, FL 32218. For any inquiries or assistance, feel free to reach out at (904) 908-2330 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us at Vystar today and experience the difference of community-focused banking. We look forward to welcoming you! For more information about our services and offerings, please visit us at vystarcu.org.

Branch History & Mission

Community Commitment

Vystar takes pride in its active role within the community. We collaborate with local organizations and initiatives that promote financial literacy and support those in need. Our outreach efforts include educational workshops and volunteer opportunities aimed at strengthening community ties. While you can visit us at our branch on Dunn Ave for all your banking needs including using our drive-thru service or ATM we also encourage official correspondence to be sent to the same address for convenience. Join us at Vystar where your financial goals become a reality! Experience firsthand how we can help you achieve more through dedicated service and community support. Call us today at 904-908-2330 or visit Vystar's website for more information on how you can become part of our family.

Mission Statement

At Vystar, our mission goes beyond just banking; we are committed to enhancing the quality of life for our members and the communities we serve. We believe in providing personalized service that meets the unique needs of each member while ensuring they have access to essential financial resources like checking and savings accounts, auto loans, mortgages, and business banking solutions. We strive for excellence by adopting modern digital advancements that make banking more convenient. Our members enjoy features such as online banking, mobile payments, electronic statements, and person-to-person payment options. Additionally, we prioritize accessibility with ADA-compliant facilities and services.

Our Evolution

From our humble beginnings, Vystar has evolved significantly. Today, we proudly manage total assets of over $14.7 billion and serve a diverse membership base of 997,469 individuals. As we have expanded our services and capabilities, we've remained dedicated to our core mission: to empower our members through superior financial solutions while fostering community growth. Our headquarters is situated just a short drive away in Jacksonville, FL. This central location allows us to efficiently support all our branches and maintain strong connections within the community. We are proud to offer accessible operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM making it easy for members to visit us.

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at (904) 908-2330. We invite you to come by and experience the friendly service at Vystar. While members can visit us at 1831 Dunn Ave Jacksonville Fl 32218, official correspondence should be sent to our mailing address at 1831 Dunn Ave, Jacksonville, FL 32218 if it's different. We look forward to helping you achieve your financial goals!

Nearby Landmarks and Accessibility

You can find us near notable landmarks that add a touch of familiarity to your visit. Whether you're heading over from a nearby shopping center or just passing through the area, you'll appreciate our accessible location. We have ample parking available, and our facility is fully compliant with ADA standards, ensuring that everyone can easily access our services.

Operating Hours and Services

At Vystar, we understand that your time is valuable. That's why we offer flexible operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. This schedule gives you plenty of opportunities to visit us at your convenience. We provide a variety of services designed to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our drive-thru service makes quick transactions even easier whether it's deposits or withdrawals, we've got you covered. Plus, with ATM availability on-site, accessing cash has never been simpler!

Member Eligibility

Joining Vystar is more than just opening a bank account; it's about becoming part of a welcoming community where your financial needs come first. To become a member, you'll need to meet some friendly eligibility requirements. Generally, anyone who lives, works, worships, or attends school in the local area can apply. This means that if you're in the Jacksonville area, you're likely already eligible! The great news is that becoming a member opens up access to a variety of financial services tailored just for you, including personal and auto loans, credit cards with rewards, and excellent online banking options. Starting the membership process is easy and straightforward. Simply visit us at our branch located at 1831 Dunn Ave Jacksonville Fl 32218, or give us a call at (904) 908-2330 for more details. If you want to dive deeper into the eligibility criteria, feel free to check out our website at . We can't wait to welcome you to the Vystar family!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Imagine running a café that accepts payments seamlessly from customers while managing expenses efficiently. Our merchant services equip you with tools like payment processing and invoicing solutions, allowing you to focus on what you do best serving your customers. Located at 1831 Dunn Ave Jacksonville Fl 32218 in Jacksonville, FL, our team is ready to help your business thrive. Reach out to us at (904) 908-2330 today!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also understand the importance of accessibility. Our branch provides comprehensive ATM and cash withdrawal services, allowing for quick access to funds. Need to make a deposit or conduct simple transactions? Our basic drive-thru banking service makes it convenient for those on the go.

Business Banking Solutions

For our business members, we provide a variety of business banking services, including merchant services that simplify transactions for your customers and business loans designed to fuel growth.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Vystar, we offer robust online and mobile banking platforms that allow you to manage your finances anytime, anywhere. With features such as mobile payments, e-statements, and person-to-person payment options, staying on top of your accounts has never been easier.

Personal Banking Services

Our personal banking options include checking and savings accounts that fit various lifestyles. For those considering a new vehicle, our auto loans and vehicle financing make it easy to drive away in the car of your dreams without breaking the bank. If you're thinking about purchasing a home or refinancing an existing mortgage, our mortgage loans and refinancing options are designed to provide competitive rates and flexible terms. In addition, we understand that life can sometimes throw unexpected challenges your way, which is why we offer personal loans and debt consolidation services to help you manage expenses effectively. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Visit Us Today!

We invite you to explore all the services available at Vystar. Our friendly team is ready to assist you with any questions or concerns you may have regarding your financial journey. Feel free to call us at (904) 908-2330 or visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Discover how Vystar can be your partner in financial success today!

Digital & Online Banking

Accessible Anytime

Our 24/7 online banking services mean that whether it's early morning or late at night, you have full control over your accounts whenever it suits you. With everything from viewing transaction history to making loan payments available at your fingertips, managing your money has never been simpler. At Vystar, we're committed to providing you with a user-friendly banking experience that keeps pace with your life. Explore all these features today and see how easy banking can be!

Key Services

With our online banking platform available at https://www.vystarcu.org, you can access your accounts anytime, anywhere. Need to check your balance or transfer money? Just log in and get started! Our services also include electronic signatures, which means you can complete important transactions without the hassle of paperwork perfect for when you're short on time. If you prefer going paperless, we provide e-statements to help you keep track of your finances in a more eco-friendly way. Plus, with our mobile application, you can manage your accounts directly from your smartphone. This app makes banking as simple as tapping a few buttons.

Security & Convenience

Your security is our priority. All our online services are protected with robust security measures to ensure that your personal information remains safe. We want you to feel confident while using our digital tools. Another fantastic feature is the ability to make person-to-person transfers effortlessly. Whether you're splitting a bill with friends or sending money to family, it's quick and easy through our platform. And if you enjoy the convenience of mobile payments, you'll be pleased to know that we support this feature too, allowing you to pay directly from your phone wherever you are.

Financial Strength

Commitment to Growth

Our commitment goes beyond just maintaining stability; it involves reinvesting in your experience. With $910,485,545 in undivided earnings, we continuously enhance our banking tools, lending options, and security measures to serve you better. Our lending capacity supports your financial goals with $91,613 in used auto loans and $10,061,804,065 in total loans and leases.

Growing Member Trust

With a total of 2,036,011 share accounts, it's clear that more members are choosing Vystar as their trusted financial partner. This growing membership base speaks volumes about the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 1831 Dunn Ave Jacksonville Fl 32218 or call (904) 908-2330 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to operate efficiently is reflected in our $0, enabling us to provide competitive loan rates and solid financial products tailored for you. We also take pride in having 2,315 full-time employees and 6 part-time employees ready to assist you with knowledgeable service every day.

Solid Financial Foundation

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We provide competitive terms that make it easier for you to afford the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. We offer various plans to fit different budgets and needs. If you're interested in refinancing your current mortgage or exploring eligibility options for a new one, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. These credit cards can be an excellent way to build your credit while providing convenient access to funds for everyday purchases. For business owners considering expansion or operational needs, our outstanding commercial loans totaling $880,089,420 provide the capital necessary for growth. We understand the challenges that come with running a business and are dedicated to supporting your journey. Whether you're looking into auto financing or home mortgage options or if you just need a bit of extra cash we encourage you to reach out to us at 904-908-2330 or visit us at our branch located at 1831 Dunn Ave Jacksonville Fl 32218. Our knowledgeable staff is ready to assist you with any questions and help determine what loan solutions best fit your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial goals matter to us let's achieve them together!

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Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans