VyStar Credit Union Jacksonville FL: Cheap Mortgage Refinance & Business Loans

Introduction

Welcome to Vystar, your trusted financial partner located at 6801 Roosevelt Blvd, Jacksonville, FL 32212. Established in 1952, our credit union has been dedicated to serving the community for over 70 years, helping nearly 1 million members achieve their financial goals. With total assets exceeding $14.7 billion and robust offerings that include personal banking, auto loans, mortgages, and business services, we are proud to play a vital role in the financial well-being of our members. At Vystar, we believe that financial services should be accessible and supportive. That's why we have fostered an environment where every member can feel valued and heard. Our team of over 2,300 employees, led by our CEO Brian Wolfburg and Board President Phillip Siddons, is committed to providing personalized service tailored to your unique needs. While you can visit us at our branch for face-to-face assistance or utilize our convenient drive-thru and ATM services, please note that any official correspondence should be sent to the same address: 6801 Roosevelt Blvd, Jacksonville, FL 32212. With total deposits of $975.5 million and a net worth of $1.3 billion, Vystar is not just a place to bank; it's a community hub where we strive to make a positive impact every day. Whether you're looking to open a new account or explore loan options with total loans nearing 497,479, we're here for you. Ready to take the next step in your financial journey? Visit us online at Vystar or call us at 904-908-2414 today!

Branch History & Mission

At Vystar, we are proud of our rich legacy that dates back to 1952 when we first opened our doors in Jacksonville, FL. Over the years, we have grown into a trusted financial partner for nearly 1 million members, providing them with essential banking services and support. Our branch located at 6801 Roosevelt Blvd is more than just a place to bank; it is a community hub where dreams are nurtured and financial goals are achieved. From our humble beginnings, we have steadily evolved to meet the changing needs of our members. Today, Vystar boasts total assets of over $14.7 billion, allowing us to offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We are dedicated to empowering our members through financial education and personalized service. Our mission at Vystar is simple yet profound: we aim to enhance the lives of our members by providing exceptional financial services while fostering community support. We believe that when our members thrive, the entire community benefits. This commitment drives us to engage in various outreach efforts that enrich the lives of those around us. While members can visit us at 6801 Roosevelt Blvd in Jacksonville, official correspondence should be sent to the same address for ease and efficiency. Our operating hours are Monday through Friday from 9 AM to 5 PM, making it convenient for you to access our services. We also provide ATM availability and drive-thru banking for added convenience. We understand that in today's fast-paced world, digital advancements are crucial. That's why we've embraced technology with features like online banking, mobile payments, and electronic statements all designed with your needs in mind. Our commitment extends beyond just financial transactions; we prioritize accessibility by ensuring ADA compliance across all our branches. In addition to our core services, Vystar actively seeks partnerships within the community to promote local initiatives and support those in need. Whether it's sponsoring local events or providing resources for educational programs, we strive to make a positive impact wherever possible. Join us at Vystar and experience firsthand how we can help you achieve your financial goals while being part of a caring community. Call us today at 904-908-2414 or visit our website for more information about membership opportunities and services. Together, let's build a brighter financial future!

Branch Location & Accessibility

Available Services

Our branch offers a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. We also provide credit cards with rewards and business banking options. If you're looking for convenience outside of regular hours, you'll be glad to know we have ATM availability too!

Convenient Access

At Vystar, we prioritize your convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking for all our members. Plus, if you're short on time, take advantage of our drive-thru service for quick transactions like deposits and withdrawals without leaving your car.

Get In Touch

If you have any questions or would like more information about our services, don't hesitate to give us a call at 904-908-2414. We're excited to help you achieve your financial goals! So come visit us at Vystar where great service meets community spirit.

Operating Hours

We understand that life can get busy! That's why our lobby hours are set from Monday to Friday, 9 AM to 5 PM. Whether you need personal banking services or assistance with loans and accounts, we're here during those hours to support you.

Member Eligibility

Joining Vystar means becoming part of a welcoming community that truly cares about your financial well-being. Membership is open to anyone who lives, works, or worships in the area, as well as family members of current members. This inclusive approach ensures that more people can benefit from our personalized services and support. By choosing Vystar, you gain access to a wide range of financial products tailored to meet your needs, from checking and savings accounts to loans and credit cards with rewards. To become a member, simply visit us at 6801 Roosevelt Blvd Jacksonville Fl 32212 or give us a call at (904) 908-2414 for more information. Our team is here to guide you through the easy account opening process, so you can start enjoying all the advantages right away. For detailed eligibility criteria, feel free to check out our website at . We look forward to welcoming you into our family!

Business Banking & Commercial Services

Commercial Loans that Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Simplify Transactions

In today's fast-paced world, efficient payment processing is crucial. Our merchant services are designed to make transactions easier for you and your customers. Imagine being able to accept payments seamlessly whether you're at a storefront or on the go this flexibility helps you serve your customers better and boosts sales. Visit us at 6801 Roosevelt Blvd Jacksonville Fl 32212 or call us at (904) 908-2414 to explore how our business banking and commercial services can benefit your company today!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored business banking solutions, including merchant services and business loans that cater specifically to your company's needs. We know how vital it is for businesses to have reliable banking support, so we strive to provide the tools and resources necessary for your success.

Connect with Us

With all these services available at Vystar, we're confident you'll find what you're looking for. Feel free to reach out at (904) 908-2414 if you have any questions or need assistance with opening an account. Visit us today at 6801 Roosevelt Blvd Jacksonville Fl 32212 in Jacksonville, FL, and experience firsthand how we can support your financial goals! We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime, anywhere is crucial. That's why we offer robust online and mobile banking services. With these features, you can check balances, transfer funds, and even make payments from the comfort of your home or on-the-go using our mobile app. Need cash? Our ATM services ensure that you can easily access your funds whenever needed, while our drive-thru banking provides convenient options for deposits and withdrawals without leaving your car.

Financial Flexibility

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options are here to help you manage those costs without added stress. Additionally, if rewards are important to you, consider our credit cards with rewards that let you earn points on every purchase.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why at Vystar, we offer a variety of personal banking services designed to simplify your life. Our checking and savings accounts come with features that help you save for the future while giving you easy access to your funds whenever you need them. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that make it easier for you to get behind the wheel of your dream car. For those looking to invest in real estate, our mortgage loans and refinancing services can guide you through the process, ensuring that you find the best terms for your situation.

Digital & Online Banking

Embrace the Future of Banking

At Vystar, we're committed to providing an accessible and user-friendly banking experience. Our digital tools are designed with you in mind making it easier than ever to take control of your finances. Join us today in embracing the future of banking with our comprehensive digital services!

Key Services for You

With our 24/7 online banking, you can check your account balance, pay bills, and transfer funds anytime no more rushing to the bank before closing time! Our mobile application enhances this convenience, allowing you to manage your finances on the go. Whether you're at home or out running errands, your accounts are just a tap away. Additionally, our person-to-person transfer feature simplifies sending money to friends and family. Need to split a dinner bill or pay back a friend? It's quick and easy with just a few clicks! Plus, with e-statements available, you can say goodbye to paper clutter while still keeping track of your transactions.

Security You Can Trust

We prioritize your security. With electronic signature authorization, signing documents is not only simple but also safe. Your sensitive information is protected with top-notch security measures, so you can bank confidently online.

Financial Strength

Commitment to Growth

Our strength extends beyond numbers. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $91,613 in used auto loans and $10,061,804,065 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Our commitment is reflected in our growing member base with total share accounts of 2,036,011. This shows the trust our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 6801 Roosevelt Blvd Jacksonville Fl 32212 or call (904) 908-2414 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency shines through with $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Your savings are important to us. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our financing solutions are designed with your budget in mind.

Business Loans

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand. We recognize that small businesses are vital to our community and aim to support entrepreneurs with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. We strive to make the process as straightforward as possible so you can focus on making your house a home.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, please reach out. Our team is equipped to provide insights tailored to your circumstances. At Vystar, we prioritize transparency and accessibility. For performance insights and financial data related to our offerings, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage options, or ways to manage your expenses through credit cards, we have something for everyone at Vystar located at 6801 Roosevelt Blvd Jacksonville Fl 32212, Jacksonville, FL. Feel free to contact us at (904) 908-2414 for any inquiries or assistance!

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky, which is why we also offer flexible terms on unsecured credit card loans. With a total of $680,082,195 in loans available, we help members manage their finances effectively while enjoying the convenience of credit.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help consumers navigate the complex world of loans with ease and confidence. LendMesh ensures accurate loan comparisons through a straightforward approach. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing information from compliant institutions guarantees fair and transparent offers for users. There are several key benefits to using LendMesh as your loan comparison tool: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to deliver unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in achieving significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans