VyStar Credit Union Jacksonville FL: Best Auto Loans & Mortgage Deals

Introduction

Welcome to Vystar, your trusted partner in financial wellness, located at 760 Riverside Ave, Jacksonville, FL 32204. Established in 1952, we have been serving our community for over seven decades, helping nearly 1 million members achieve their financial goals. With assets totaling an impressive $14.7 billion, our commitment to providing secure and reliable banking services is stronger than ever. At Vystar, we pride ourselves on being more than just a credit union; we are a dedicated community resource. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions tailored to meet the needs of local entrepreneurs. Whether you're looking to consolidate debt or finance a new vehicle, we are here to guide you through every step of the process. Our leadership team is committed to your success. Under the guidance of CEO Brian Wolfburg and Board President Phillip (Kem) Siddons, our staff of over 2,300 employees works tirelessly to ensure that your experience with us is smooth and beneficial. We prioritize transparency and member satisfaction, as reflected in our robust net worth of $1.3 billion and total deposits amounting to $975 million. We invite you to visit us in person or explore our online services at vystarcu.org. Feel free to call us at 904-908-5583 during our lobby hours from Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Your financial journey matters to us, and together, we can achieve great things!

Branch History & Mission

At Vystar, we take pride in our rich history and the impact we've made in the Jacksonville community since our establishment in 1952. Located at 760 Riverside Ave, Jacksonville, FL 32204, our branch has been a cornerstone for financial services and community support. Over the years, we've grown to serve nearly 1 million members, providing a wide range of products and services designed to empower individuals and families. Our mission is clear: we are dedicated to enhancing the financial well-being of our members while fostering a sense of community. We offer personal banking solutions, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond traditional banking; we aim to be a partner in every member's journey toward financial success. Vystar is not just about numbers; we believe in building relationships. With total assets amounting to over $14.7 billion, our focus is on ensuring that our members have access to valuable resources that can help them achieve their goals. Whether it's through our online banking services or face-to-face interactions during lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM we prioritize convenience and accessibility. In addition to our financial offerings, we actively engage with the community through outreach initiatives and partnerships that support local causes. We understand that a strong community leads to stronger families and individuals. Our ATM availability and drive-thru services make it easy for our members to manage their finances on their terms. While members can visit us at our main branch address, official correspondence should be sent to the same location at 760 Riverside Ave, Jacksonville, FL 32204. If you're looking for a credit union that values your needs and invests in your future, we invite you to join Vystar today. Experience firsthand the difference that comes from being part of a community-focused organization dedicated to your financial success. Call us at 904-908-5583 or visit our website at Vystar for more information!

Branch Location & Accessibility

Call to Action

We invite you to come by and experience the friendly service at Vystar! If you have any questions or need assistance, feel free to call us at 904-908-5583. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Our branch is situated near popular spots like the beautiful Riverside Park, making it a familiar stop for many locals. If you're driving, you'll find ample parking available right outside our door. Plus, we ensure that our facilities are ADA compliant, providing ramps and other accessibility features so everyone can visit comfortably.

Operating Hours and Services

At Vystar, we pride ourselves on being available when you need us. Our lobby hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We also offer drive-thru banking for those who prefer a quick and easy way to handle their transactions without leaving their vehicles. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking solutions such as merchant services and business loans. For your convenience, we have ATM access available too! While members can visit us at our physical location at 760 Riverside Ave, official correspondence should be sent to the same address.

Member Eligibility

At Vystar, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying a range of personalized banking services. If you live, work, worship, or attend school in the Jacksonville area, you're already on your way to joining our family! We're here for individuals and families alike, making it easy for you to access everything from savings accounts to auto loans. Plus, as a member of Vystar, you'll benefit from lower fees, competitive rates, and exceptional service tailored just for you. Ready to make it official? Opening an account at Vystar is simple and welcoming. Just stop by our location at 760 Riverside Ave Jacksonville Fl 32204 or give us a call at (904) 908-5583. For more details on eligibility criteria, feel free to check out our website at . Join us today and experience the advantages of being part of a credit union that truly cares about its members!

Business Banking & Commercial Services

Lending Solutions That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your shop with easy payment options that let you focus on what you do best. Our merchant services streamline transactions so you can accept payments effortlessly, whether it's via credit card, mobile app, or online. This allows you to enhance customer satisfaction while managing your cash flow effectively. Located at 760 Riverside Ave Jacksonville Fl 32204 in Jacksonville, FL, we invite you to explore how our services can make a difference in your business journey. Contact us today at (904) 908-5583!

Comprehensive List Of Services

Accessing Your Funds

For those who prefer face-to-face transactions, our basic drive-thru banking service allows for quick deposits, withdrawals, and other simple transactions without leaving your car. With basic ATM access, you can withdraw cash or check your balance effortlessly. At Vystar, we strive to create a welcoming environment where financial wellness is within everyone's reach. If you're interested in learning more about any of our services or how we can assist you further, please don't hesitate to contact us at (904) 908-5583 or visit us online at https://www.vystarcu.org. Join us today and experience the difference personalized service can make!

Business Banking Solutions

For our business members, we offer a suite of banking solutions designed to help you thrive. From merchant services that simplify payment processing to business loans that fuel growth, we are committed to supporting your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts from anywhere. Whether you're checking balances, transferring funds, or paying bills, our digital tools are designed for ease of use. Additionally, our ATM and cash withdrawal services ensure that you have access to your money whenever you need it.

Personal Banking Made Easy

We offer various personal banking options to help you achieve your financial goals. Whether you're looking for checking and savings accounts to manage your daily expenses or planning for the future with our mortgage loans and refinancing options, we've got you covered. Our auto loans and vehicle financing can get you behind the wheel of your dream car with competitive rates and flexible terms. If you're feeling overwhelmed by debt, our personal loans and debt consolidation services provide a straightforward way to regain control of your finances. Plus, don't forget about our credit cards with rewards a great option for those who want to earn while they spend!

Digital & Online Banking

Key Services for Your Convenience

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills anytime, anywhere. Imagine having the freedom to manage your money from the comfort of your home or while on the go! Our mobile application enhances this experience even further, providing quick access to your accounts right from your smartphone. For those times when you want to send money quickly to friends or family, our person-to-person transfer feature is perfect. It's as simple as a few taps on your screen. Plus, if you're someone who prefers paperless options, you'll love that we offer e-statements for easy access to your financial documents without the clutter of physical paperwork.

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. You can bank with peace of mind knowing that we take every precaution to protect your information. With mobile payments available, making purchases has never been easier. Just link your accounts and enjoy the flexibility of paying directly from your phone. Whether you're shopping in-store or online, we've got you covered. In today's fast-paced world, managing your finances shouldn't be complicated. At Vystar, our goal is to provide you with user-friendly tools that keep you connected to your money while prioritizing security. Experience the ease of digital banking today!

Financial Strength

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong can provide peace of mind as you manage your personal finances. With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $91,613 in used auto loans and $10,061,804,065 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Total Share and Deposit Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $72,607,517. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 760 Riverside Ave Jacksonville Fl 32204 or call (904) 908-5583 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit any budget and make financing your next vehicle easy and straightforward.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $880,089,420 provide the capital needed to expand and thrive. Whether it's purchasing equipment or managing cash flow, we are committed to supporting your business objectives. At Vystar, we're not just about providing loans; we're about building relationships and empowering our members with financial tools that work for them. If you're considering refinancing or want more information about eligibility options for any of our loan products, don't hesitate to reach out. Feel free to contact us at 904-908-5583 or visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success starts here at Vystar!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, making it easier for you to secure your dream home. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $680,082,195 in loans helping members manage their finances effectively, our credit cards provide convenience and rewards that suit your lifestyle. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the value that many have experienced while using the platform. Take the guesswork out of finding the right loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan option is carefully vetted to provide accurate comparisons across various financial products.

Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans