VyStar Credit Union Deland FL: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Vystar, your trusted financial partner located at 1517 N Woodland Blvd, Deland, FL 32720. Since our establishment in 1952, we've grown to serve over 997,000 members with a commitment to providing personalized banking solutions that meet your unique needs. At Vystar, we pride ourselves on our solid financial foundation, boasting total assets of $14,746,180,513 and total deposits of $975,513,063. Our dedicated team of 2,321 employees is here to ensure you receive the highest level of service. Under the leadership of CEO Brian Wolfburg and Board President Phillip (Kem) Siddons, we strive to create a welcoming environment where everyone feels valued. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address. Vystar is more than just a credit union; we're a community hub focused on making a positive impact in Deland and beyond. We offer a variety of services including personal banking accounts, auto loans, mortgage options, and business banking solutions designed to help you thrive. With over 497,479 loans and leases issued, we're proud to support our members in achieving their financial goals. Whether you're looking to open a new account or need assistance with an existing one, don't hesitate to reach out! Call us today at 386-239-1000 or visit our website at vystarcu.org. Join us on this journey towards financial wellness your future starts here!

Branch History & Mission

At Vystar, we proudly carry a rich legacy of service and community support that dates back to 1952 when we first opened our doors in Deland, Florida. Located at 1517 N Woodland Blvd, our branch has grown alongside the community, evolving from a small credit union into a trusted financial partner for nearly 1 million members. With total assets amounting to over $14.7 billion, Vystar stands as a testament to the power of cooperative banking. Our mission at Vystar is clear: we aim to provide exceptional financial services while fostering growth and prosperity within our community. We believe in empowering our members with the tools they need to achieve their financial goals. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we are here to support you every step of the way. Over the years, Vystar has implemented various customer-centric initiatives, making banking more accessible than ever. We offer digital services such as online banking and mobile payments to ensure that our members can manage their finances conveniently and securely. Our commitment to accessibility also includes ADA-compliant facilities and services tailored for everyone. While members can visit us at our branch location in Deland, official correspondence should be sent to 1517 N Woodland Blvd, Deland, FL 32720-1801. Our dedicated team is available during lobby hours from Monday to Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. For those on the go, we also provide ATM services and drive-thru banking for quick transactions. Community outreach remains at the heart of what we do. Vystar actively engages in local partnerships and initiatives that uplift those around us. From sponsoring educational programs to supporting local businesses, we strive to make a positive impact in Deland and beyond. As we continue on this journey together, we invite you to join the Vystar family. Experience firsthand the benefits of being part of a credit union that truly cares about its members and their community. Reach out to us at 386-239-1000 or visit our website at Vystar for more information on how you can become a member today!

Branch Location & Accessibility

Convenient Access and Parking

At Vystar, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services with ease. We also offer ample parking right outside the branch, so you won't have to worry about finding a spot when you visit us.

Get in Touch

If you have questions or need assistance before your visit, feel free to give us a call at 386-239-1000. Our dedicated team is ready to assist you with any inquiries you may have. While members can visit us at 1517 N Woodland Blvd for all their banking needs, please send any official correspondence to our mailing address at 1517 N Woodland Blvd, Deland, FL 32720-1801. We invite you to come by Vystar soon whether it's to meet our team or explore how we can help support your financial journey. Your community credit union is here for you!

Operating Hours and Services

We understand that life gets busy, which is why our lobby hours are designed to accommodate your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, and on Friday until 6 PM. Whether you're looking to open a new account, inquire about loans, or simply need assistance with your banking needs, our friendly staff is here to help. In addition to personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards, we also provide convenient ATM services and drive-thru banking options for quick transactions. If you're on the go or prefer managing your finances digitally, don't forget that we offer online and mobile banking solutions!

Member Eligibility

Welcome to the Vystar family! At Vystar, we believe in building a supportive community where our members can thrive. If you're looking to join us at our Deland branch located at 1517 N Woodland Blvd, becoming a member is easier than you might think. We welcome individuals who live, work, worship, or attend school in Volusia County and its surrounding areas. This means if you're part of our local community, you can enjoy all the benefits that come with membership. Becoming a member not only opens doors to fantastic financial products but also connects you with a team that genuinely cares about your financial well-being. You can find more details about eligibility on our website at Vystar Eligibility. Ready to take the next step? Opening an account is straightforward; just give us a call at 386-239-1000 or visit us during our operating hours, and we'll help you get started on your journey with Vystar. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Imagine a local bakery that dreams of opening a second location. With our help, they secured funding and turned their vision into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify transactions for your business. Imagine seamlessly processing payments while tracking sales data all from one platform. This not only saves time but enhances customer satisfaction as well. Visit us at 1517 N Woodland Blvd Deland Fl 32720 in Deland, FL, or call us at (386) 239-1000 to learn how our business banking solutions can empower your business today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to buy a new car? We've got you covered with our competitive auto loans and vehicle financing options. Picture driving off in a reliable vehicle without the stress of high monthly payments. Our loan specialists will work closely with you to find a plan that fits your budget.

Business Banking Services

For entrepreneurs and business owners in our community, we offer tailored business banking solutions, including merchant services and business loans. Imagine growing your business with the support of a financial partner who understands your goals and challenges.

Convenient Access Options

Accessing your money should be hassle-free. That's why we provide ATM and cash withdrawal services across multiple locations, along with basic drive-thru banking for quick deposits and withdrawals. Whether it's early morning or late evening, you can rest assured knowing that your finances are within reach. At Vystar, located at 1517 N Woodland Blvd Deland Fl 32720, Deland, FL 32,720, we're committed to making your financial journey as smooth as possible. For any questions about our services or how we can assist you further, feel free to reach us at (386) 239-1000 during our operating hours from Monday through Friday. Ready to explore all that we have to offer? Visit us online at https://www.vystarcu.org or stop by today!

Credit Cards with Rewards

Why not earn rewards while you spend? Our credit cards with rewards allow you to earn points on purchases that can be redeemed for exciting perks like travel or cash back. It's an easy way to get more out of your everyday expenses!

Mortgage Loans & Refinancing

If homeownership is on your horizon or you're considering refinancing, our mortgage loans are designed with you in mind. We know this is a big decision, which is why our experienced team is ready to guide you through the process, helping you secure favorable terms that can save you money in the long run.

Personal Banking Solutions

Managing your day-to-day finances should be simple and straightforward. At Vystar, we offer various checking and savings accounts tailored to fit different lifestyles. Imagine having easy access to your funds whenever you need them, whether you're shopping for groceries or saving for that dream vacation. Our online and mobile banking options let you manage your accounts from anywhere, making it easier than ever to keep track of your finances on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can handle those surprise costs without breaking the bank. Plus, if you're juggling multiple debts, our debt consolidation services can simplify your payments into one manageable monthly bill, making life just a little easier.

Digital & Online Banking

At Vystar, we understand that your time is valuable. That's why our digital and online banking services are designed to offer you the convenience you need, all while keeping your information secure. Whether you're at home or on the go, managing your finances has never been easier. With our online banking platform available at https://www.vystarcu.org, you can check your account balances, pay bills, and transfer money anytime, anywhere. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with our mobile application, available for both iOS and Android devices, you can handle all your banking needs right from your smartphone. Security is a top priority for us. We utilize electronic signature authorization, ensuring that your transactions are safe and verified. You also have access to e-statements, giving you a paperless option that helps keep your information organized and easily accessible. Our mobile payments feature allows you to make purchases directly from your phone, making it even more convenient to manage your daily expenses. And if you ever need assistance or have questions, our 24/7 online banking services mean help is always just a click away. Experience the ease of real-time account management with Vystar's digital banking services today!

Financial Strength

Commitment to Growth

With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $91,613 in used auto loans and $10,061,804,065 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $72,607,517. Total Share and Deposit Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 1517 N Woodland Blvd Deland Fl 32720 or call (386) 239-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those looking for business solutions, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand your business. Plus, if you're considering refinancing existing loans or need guidance on eligibility options for any of our products, our knowledgeable staff is always available to help clarify your choices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Vystar in Deland, we're committed to providing personalized service and competitive rates across all our loan offerings. No matter what your financial journey looks like be it purchasing a vehicle or securing a mortgage we're here for you. Visit us today or give us a call; let's work together towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is an important decision; that's why we provide flexible financing options tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958. This means you can feel confident knowing that we're here to support you through one of life's biggest investments.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. Whether you need to make a large purchase or simply want to build your credit score responsibly, our credit cards come with competitive rates and rewards.

Loan Aggregator

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Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans