VYSTAR CREDIT UNION - Callahan, FL

Welcome to Vystar, your trusted financial partner right here in Callahan, Florida! Established in 1952, our branch has been a cornerstone of the community for over 70 years, dedicated to providing exceptional banking services tailored to meet your unique needs. Located at 542277 Us Highway 1, we are proud to serve nearly 1 million members with a total membership of 997,469. Our commitment to you is reflected in our robust financial standing, boasting total assets of an impressive $14,746,180,513 and total deposits amounting to $975,513,063. At Vystar, we understand that every member's journey is different. That's why we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Whether you're looking for assistance with budgeting or planning your financial future, our knowledgeable team is here to help. Led by our dedicated CEO, Brian Wolfburg, and Board President Phillip Siddons, we prioritize community impact and member satisfaction above all else. With a team of 2,321 employees, we're equipped to provide personalized support whenever you need it. While members can visit us at our Callahan branch for all their banking needs, official correspondence should be sent to the same address: 542277 US Highway 1, Callahan, FL 32011. Ready to take the next step in your financial journey? Give us a call at 904-594-5591 or visit our website at Vystar Credit Union today! Your future starts here!

At Vystar, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're wondering how to become part of our family, the process is straightforward and welcoming. Generally, anyone who lives, works, worships, or attends school in the areas we serve can join us. This means that whether you're a long-time resident or new to the area, there's a good chance you qualify! For more detailed eligibility criteria, feel free to check out this page. Once you've confirmed your eligibility, opening an account is just as easy! Our friendly team at Vystar is here to guide you through the process so you can start enjoying all the benefits of membership from competitive rates on loans to personalized banking services. If you have any questions or need assistance, don't hesitate to reach out at (904) 594-5591. We're excited to welcome you into our vibrant community at 542277 Us Highway 1 Callahan Fl 32011!

At Vystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, you need a partner that stands strong and reliable. With a net worth of $1,298,248,326, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $91,613 in used auto loans and $10,061,804,065 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $72,607,517. Total Share Accounts: 2,036,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Vystar is your trusted partner. Visit us at 542277 Us Highway 1 Callahan Fl 32011 or call 904-594-5591 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.