VyStar Credit Union Belleview FL: Affordable Auto Loans & Checking

Introduction

Welcome to Vystar, your trusted partner in financial services located at 10400 Se 36Th Ave, Belleview, FL 34420. Established in 1952, we have grown to serve nearly 1 million members with a commitment to providing personalized banking experiences that cater to your unique needs. With total assets exceeding $14.7 billion, we pride ourselves on being a solid pillar in our community, dedicated to helping you achieve your financial goals. At Vystar, we understand that banking is about more than just numbers; it's about building relationships. Our dedicated team of over 2,300 employees works tirelessly to ensure you receive the highest level of service and support. Under the leadership of our CEO, Brian Wolfburg, and Board President, Phillip Siddons, we strive to create an environment where every member feels valued and understood. While you can visit us at our Belleview branch for all your banking needs, official correspondence should be sent to the same address: 10400 SE 36th Ave, Belleview, FL 34420. Our focus goes beyond transactions; it's about making a positive impact in our community. With total deposits amounting to $975 million and a net worth of $1.3 billion, we are well-equipped to provide loans and services that empower you whether it's purchasing your dream home or financing your next vehicle. Currently, we have issued approximately 497,479 loans, reflecting our commitment to supporting both personal and business aspirations. Join us today at Vystar! Discover how we can help you navigate your financial journey with confidence. For more information or assistance, feel free to reach out at 904-777-6000. We look forward to serving you!

Branch History & Mission

Our Mission

At the core of Vystar's mission is a commitment to improving the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services that help them achieve their goals. This means not just providing banking products but also engaging with local initiatives and partnerships that uplift our neighborhoods. Our operating hours are convenient for those busy days; we're open Monday through Wednesday and Friday from 11:30 AM to 1 PM. While we do not offer ATM or drive-thru services at this branch, we ensure that all members can access their accounts through online and mobile banking options designed for ease and efficiency. For any official correspondence, please send it to 10400 SE 36th Ave, Belleview, FL 34420, where you can also reach us at 904-777-6000. As we continue to grow with the community, we invite you to become part of the Vystar family. Join us today and experience firsthand how we can help you achieve your financial aspirations while contributing positively to Belleview's vibrant community life. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Vystar, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps to ensure that everyone can easily visit us. We also have ample parking available right outside the entrance, so you can quickly park and get on with your day.

Convenient Location

Nestled in Marion County, our branch is close to several local landmarks, including the Belleview Public Library and the beautiful Lake Lillian Park. This prime location not only makes it easy to stop by but also allows you to take care of your banking while enjoying nearby attractions.

Get in Touch

We invite you to stop by Vystar at 10400 SE 36th Ave or give us a call at 904-777-6000 if you have any questions or need assistance. Our team is excited to welcome you and support your financial journey!

Operating Hours

Our lobby hours are designed to fit into your busy schedule. We are open Monday through Wednesday and Friday from 11:30 AM until 1:00 PM, offering flexible timing for your banking needs. Please note that we are closed on Thursdays and weekends, but our team is eager to assist you during our open hours.

Services Offered

While visiting us, you'll find a range of personal banking services tailored just for you whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options. Though we do not have an ATM or drive-thru service at this location, our team is always ready to provide assistance with online and mobile banking solutions.

Member Eligibility

Becoming a member of Vystar is like joining a family that truly cares about your financial well-being. If you're looking to enjoy the benefits of personalized service and community support, you'll find that eligibility is quite welcoming. Generally, anyone who lives, works, worships, or attends school in the areas we serve can become a member. This means that if you're in the Belleview area, your journey to membership is just a few steps away! For specific details on the eligibility criteria and to see if you qualify, feel free to check out our resource at . Opening an account with us is straightforward and designed for your convenience. You can easily start the process by giving us a call at (904) 777-6000 or visiting our branch located at 10400 Se 36Th Ave Belleview Fl 34420. We're here to help you every step of the way as you take advantage of our range of services from checking and savings accounts to loans and credit options. Join us today and experience the difference of being part of Vystar!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services that simplify transactions for businesses. Imagine a busy restaurant using our payment processing system swiftly handling customer payments while keeping lines moving smoothly. Our services ensure you can focus on what matters most: growing your business. Explore how Vystar can be your partner in success. Visit us at 10400 Se 36Th Ave Belleview Fl 34420 or call us at (904) 777-6000 for personalized service tailored to your unique needs.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream vehicle. With competitive rates and flexible terms, we help ensure that financing doesn't become a roadblock on your way to ownership.

Business Banking

If you're a business owner, you'll appreciate our business banking services. We offer merchant services and business loans designed to help small businesses thrive in today's competitive market. Getting the support you need has never been easier!

Credit Cards with Rewards

Our credit cards come packed with rewards that make spending more rewarding! From cash back offers to travel points, using our credit card means getting more out of every purchase while building your credit score.

Mortgage Loans & Refinancing

For those considering buying a home or refinancing an existing mortgage, we offer tailored mortgage loans that suit various budgets and lifestyles. Our experienced team will walk you through the process and help you find the best solution for your housing needs.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why Vystar provides robust online and mobile banking services. You can pay bills, transfer money between accounts, and manage transactions with just a few taps on your smartphone anytime, anywhere. At 418-belleview High School, we pride ourselves on being more than just a financial institution; we are your partners in achieving financial success. If you have questions about any of our services or want personalized assistance, don't hesitate to reach out! You can give us a call at (904) 777-6000 or visit us at our branch located at 10400 Se 36Th Ave Belleview Fl 34420 in beautiful Belleview, FL. We're excited to help you take control of your financial future!

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking options are designed with you in mind. Imagine having easy access to your funds and being able to manage your money effortlessly through our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and even set up alerts all from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for a big purchase or debt consolidation, we provide quick solutions to help you manage your financial obligations without stress.

Digital & Online Banking

Conclusion

At Vystar, we're committed to offering accessible and easy-to-use digital banking options that fit into your busy life. Join us today and take advantage of these tools for real-time account management all while enjoying peace of mind knowing your information is safe with us!

Key Features

Our online banking services are available 24/7, giving you the flexibility to check balances, pay bills, and transfer funds whenever it suits you. Visit us at https://www.vystarcu.org to explore all the features we offer. You can also enjoy the convenience of e-statements, which allow you to view your account statements electronically helping you stay organized while reducing paper clutter. Security is a top priority at Vystar. We provide electronic signature authorization for a smooth and secure experience when signing documents digitally. Plus, our mobile application allows you to manage your accounts right from your smartphone. With mobile payments, making purchases has never been easier; just tap and go! Need to send money to friends or family? Our person-to-person transfer feature lets you do just that in moments. Whether you're splitting a bill or sending a gift, it's quick and hassle-free.

Financial Strength

A Growing Community

The strength of Vystar is further illustrated by our thriving community of members. We proudly manage a total of 2,036,011 accounts that showcase the trust placed in us by the people we serve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vystar is your trusted partner. Visit us at 10400 Se 36Th Ave Belleview Fl 34420 or call (904) 777-6000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $91,613 in used auto loans and $10,061,804,065 in total loans and leases.

Solid Financial Health

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. We provide competitive terms and flexible repayment plans to ensure you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,523,958, make buying or refinancing simple. We are committed to guiding you through each step of the process so that you feel secure in your investment.

Unsecured Credit Card Loans

Managing day-to-day expenses has never been easier with our flexible terms on unsecured credit card loans. With a total of $680,082,195 in loans available to help members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them most. For business owners seeking growth opportunities, our outstanding commercial loans totaling $880,089,420 provide the capital needed to expand your operations and reach new heights. We also offer refinancing options if you're looking to lower your interest rates or consolidate debt into manageable payments. If you have questions about eligibility or want to explore what fits best for your situation, don't hesitate to call us at 904-777-6000. Our knowledgeable team is ready to assist you during our lobby hours from Monday through Wednesday and Friday from 11:30 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards financial success starts here at Vystar!

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Vystar

Type of Loan Offerings

Personal Loans