Voyage Credit Union Vermillion SD | Affordable Auto Loans & Business Banking

Introduction

Commitment to Our Members

Our commitment goes beyond just banking. We manage $247,159,713 in total assets and provide loans that exceed 11,000 in number. This illustrates our dedication to helping you achieve your financial goals whether it's purchasing a new vehicle or securing your dream home. Our members enjoy a secure environment with total deposits of $7,476,783, backed by our net worth of $25,643,005.

Community Impact

As a member-focused organization, we aim to make a positive impact in Vermillion and surrounding areas. Under the leadership of CEO Jeff Schmidt and Board President Gerald Heuer, we strive to offer services that truly benefit our community. From personal banking solutions like checking and savings accounts to business loans that support local entrepreneurs, we cater to diverse needs. While you can reach us directly at 605-677-5214, for official correspondence please use our mailing address: PO Box 88538, Sioux Falls, SD 57109.

Join Us Today!

Whether you're looking for competitive auto loan rates or need assistance with online banking services, we're here for you every step of the way. Visit us today or explore more about what we offer at Voyage FCU. We look forward to serving you!

Branch History & Mission

Community Engagement

We are deeply committed to giving back to the Vermillion community through various outreach initiatives and partnerships with local organizations. From sponsoring educational programs to supporting local events, we aim to enhance the quality of life in our area. We understand that a thriving community leads to stronger financial well-being for everyone involved.

Join Us Today!

As we look towards the future, we invite you to become part of the Voyage family. Experience firsthand how we can help you navigate your financial journey while contributing positively to our community. Join us today at Voyage by visiting our website or calling us at 605-677-5214. Together, let's build a brighter tomorrow!

Our Mission

At Voyage, our mission is simple yet powerful: to empower our members through accessible financial services while fostering strong community ties. We strive to create an inclusive environment where everyone feels valued and supported. Our goal is to offer a range of services from checking and savings accounts to auto loans and mortgages designed to meet the diverse needs of our members. We believe that banking should be more than just transactions; it should be about building relationships. That's why we focus on understanding each member's unique situation and providing solutions tailored to their needs. Whether you're looking for a new vehicle loan or need assistance with personal financing, we are here for you every step of the way. While members can visit us at 105 E Cherry St Vermillion Sd 57069, official correspondence should be sent to PO Box 88538, Sioux Falls, SD 57109 if needed. Our dedicated team operates from Monday to Friday between 8 am and 5 pm, ensuring you have access to support when you need it most.

Branch Location & Accessibility

Call to Action

Ready to experience friendly service and expert financial guidance? Give us a call at 605-677-5214 or stop by our branch today! We look forward to welcoming you into the Voyage family!

Operating Hours

We're open Monday through Friday from 8 AM to 5 PM. Whether you need assistance with checking accounts, loans, or other banking needs, our friendly staff is ready to assist you during these hours.

Parking and Accessibility

We understand that convenience matters, so we offer ample parking right outside our branch. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can easily visit us.

Services Offered

At Voyage Credit Union, we pride ourselves on providing a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer convenient ATM access and drive-thru banking for quick transactions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 88538, Sioux Falls, SD 57109 if needed.

Member Eligibility

Joining the Voyage family at Voyage is more than just opening a bank account; it's about becoming part of a caring community that values its members. If you're wondering if you can join us, we welcome anyone who lives, works, or worships in the area, along with their family members. This means that whether you're just starting your financial journey or looking for a new home for your finances, there's a place for you here. You can enjoy personalized service and a range of benefits tailored to help you thrive financially. Getting started is easy! Simply visit us at our location on 105 E Cherry St Vermillion Sd 57069 or give us a call at (605) 677-5214 to learn more about how to open an account. You can also check out our detailed eligibility criteria, where you'll find all the information you need to see if you qualify. We're excited to help you take this important step towards better banking! For even more convenience, you can begin the account opening process right from home by visiting https://online.voyagefcu.org/auth/enrollment. We look forward to welcoming you to our community!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, our merchant services are designed to make transactions easier for you. Imagine running your business smoothly with efficient payment processing and reliable support our services help you accept payments effortlessly, so you can focus on what you do best: serving your customers. Located at 105 E Cherry St Vermillion Sd 57069 in Vermillion, SD, we're here to partner with you on your journey. Reach out to us at (605) 677-5214 to learn how we can assist your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,257,087, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

We pride ourselves on being accessible to all members of our community in Vermillion. Our branch operates Monday through Friday from 8 am - 5 pm, providing ample opportunity for you to visit us or call at (605) 677-5214 if you have questions about any of our services. At Voyage, we're more than just a credit union; we're part of your financial journey. Explore how we can assist you by visiting us today or checking out our website at https://www.voyagefcu.org/. Join us in making better financial decisions together!

Business Banking Services

For our members who own businesses, we have specialized services like merchant services and business loans designed to support your growth. We understand that managing a business can be challenging, which is why our team is ready to assist you in finding the right financial tools.

Credit Options

Credit cards are another vital service we offer at Voyage. Our credit cards come with rewards programs that allow you to earn points on purchases while managing expenses effectively. This means every time you shop, you're not just spending; you're also earning benefits.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Vermillion. With online and mobile banking capabilities, managing your accounts has never been easier. Need cash? Our ATM and cash withdrawal services are available whenever you need them. For quick transactions, our drive-thru service allows for simple deposits and withdrawals without ever leaving your car.

Loans and Financing

When it comes to financing, we know that life can bring unexpected expenses or dreams that need funding. That's why we provide auto loans and vehicle financing options tailored to fit your budget. If you're considering a new home, our mortgage loans and refinancing solutions make the process straightforward. Additionally, for those moments when you need extra cash, our personal loans and debt consolidation services can help simplify your financial journey.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that help you keep your money secure while earning interest. Our accounts are designed for easy access, allowing you to handle your banking needs online or through our mobile app. Imagine being able to check your balance or transfer funds from the comfort of your home!

Digital & Online Banking

Key Services Available

Our online banking offers a range of features tailored to fit your needs. You can easily view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go with our mobile application. For those who prefer a paperless approach, e-statements are available, allowing you to keep track of your finances without clutter. If you're looking for quick ways to send money to friends or family, our person-to-person transfer feature makes it easy and fast. Plus, with electronic signature authorization, signing documents has never been simpler; no need to print or scan anything!

Security and Accessibility

Your security is a top priority for us. Our online banking system employs the latest security measures to protect your information while ensuring you have real-time access to your accounts. Whether you're using our website or mobile app which is available for download rest assured that managing your finances is both safe and straightforward. With 24/7 online banking services, you're never locked out of your financial information. And if you're interested in making purchases on the go, our mobile payments feature allows you to use your phone for transactions securely. In summary, at Voyage, we strive to provide an accessible and efficient banking experience tailored just for you. Discover all the possibilities today by visiting https://www.voyagefcu.org/!

Financial Strength

At Voyage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of maintaining a strong financial foundation to support your needs, whether you are saving for the future or looking to borrow. With a net worth of $25,643,005, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $54,355,282 in share certificates and $44,887,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $488,558, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is reflected in our $15,107,258 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $5,329 in used auto loans and $173,520,134 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although we reported a net income of $670,044, our focus remains on operational efficiency to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,975,611. Total Share and Deposit Accounts: 37,316, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Voyage is your trusted partner. Visit us at 105 E Cherry St Vermillion Sd 57069 or call (605) 677-5214 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,820,807 in used vehicle loans and $11,263,234 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or adjust the terms of their existing auto loans.

Business Financing

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $9,257,087 provide the capital needed to grow. We understand the unique challenges businesses face and are here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $7,970,835, designed to help you secure a place to call your own. Our team is here to guide you through the process and discuss eligibility options.

Summary

At Voyage Credit Union in Vermillion, SD, we're committed to providing financial solutions that fit your lifestyle. Whether it's an auto loan for your next vehicle purchase or a mortgage for your dream home, our dedicated team is ready to assist you. For more information about our loan offerings or to discuss eligibility options further, feel free to contact us at 605-677-5214. For accurate performance insights and financial data from Voyage Credit Union and other institutions across the nation, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans. With a total of $4,320,354 in loans available, our credit cards are designed to help members handle unexpected expenses effectively.

Loan Aggregator

Benefits of Using LendMesh

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VOYAGE FEDERAL CREDIT UNION - Vermillion, SD

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Loan rates in Vermillion, SD (57069)

Introduction

Commitment to Our Members

Community Impact

Join Us Today!

Branch History & Mission

Community Engagement

Join Us Today!

Our Mission

Branch Location & Accessibility

Call to Action

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work

Tailored Loan Options

Comprehensive List Of Services

Accessibility and Support

Business Banking Services

Credit Options

Digital Banking Features

Loans and Financing

Personal Banking Solutions

Digital & Online Banking

Key Services Available

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Summary

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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