Voyage Credit Union Sioux Falls SD | Quick Personal Loans & ATM Access

Introduction

Welcome to Voyage, your trusted financial partner located at 5800 E 18Th St Ste 101, Sioux Falls, SD 57110. Since our establishment in 1939, we have dedicated ourselves to serving our members and the community with unwavering commitment and care. With over 20,000 members and total assets of $247,159,713, we are proud to be a cornerstone of financial support for families and businesses alike. At Voyage, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to various loan products including auto loans and mortgages. Our mission is simple: to help you achieve your financial goals while ensuring that you feel valued and supported along the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 88538, Sioux Falls, SD 57109. Our team of dedicated professionals is here to assist you during our operating hours from 9 AM to 5 PM on weekdays and 9 AM to noon on Saturdays. Our leadership team, led by CEO Jeff Schmidt and Board President Gerald Heuer, believes in fostering strong relationships with our members. With a focus on community engagement and member satisfaction, we strive to create an environment where you can thrive financially. We invite you to explore what Voyage has to offer whether it's through online banking or a visit to our branch. For any inquiries or assistance, feel free to reach out at 605-338-2533. Together, let's navigate your financial journey! For more information about our services or to open an account online, please visit us at Voyage FCU.

Branch History & Mission

At Voyage, we are proud of our rich history and strong commitment to serving the community of Sioux Falls, SD. Since opening our doors in 1939, we have grown from a small local credit union into a trusted financial partner for over 20,000 members. Our branch is located at 5800 E 18th St Ste 101, a central spot that makes it easy for our members to access vital banking services. As we look back on our journey, we celebrate key milestones that have defined us. From expanding our services to include personal loans, mortgages, and business banking to embracing technology with online and mobile banking options, every step has been taken with the goal of providing better financial solutions for our community. Today, we proudly manage total assets of $247,159,713, demonstrating our growth and stability. At the heart of Voyage's mission is a commitment to empower individuals and families through exceptional financial services while supporting the community around us. We believe that everyone deserves access to quality financial products tailored to their needs. Our mission statement reflects this ethos: "To enhance the lives of our members by providing exceptional service and innovative financial solutions." This dedication drives us to create meaningful connections with each member, helping them achieve their financial goals. While members can visit us at 5800 E 18Th St Ste 101 Sioux Falls Sd 57110, official correspondence should be sent to PO Box 88538, Sioux Falls, SD 57109. Our branch operates Monday through Friday from 9 AM to 5 PM and offers Saturday drive-thru services from 9 AM to noon. With an ATM available and drive-thru banking for quick transactions, we strive to make banking convenient for everyone. We are also committed to ensuring accessibility for all our members. Our digital platforms include mobile payments and e-statements, making banking easier than ever before. In addition, we actively engage in community outreach efforts, partnering with local organizations to support various initiatives aimed at enhancing the quality of life in Sioux Falls. Join us at Voyage Credit Union as we continue this journey together. Experience the benefits of membership today because at Voyage, your success is our mission! For more information or to open an account, visit us online at Voyage FCU or give us a call at (605) 338-2533. We look forward to welcoming you into our growing family!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch is equipped with features to assist all members, including ADA compliance and convenient parking options right outside our doors. Whether you prefer coming inside or using our drive-thru service, we've designed our location with your comfort in mind.

Operating Hours

At Voyage Credit Union, we strive to make banking as convenient as possible for you. Our lobby hours are from 9 AM to 5 PM, Monday through Friday, and we also welcome you on Saturday from 9 AM until noon at our drive-thru. This flexibility ensures that you have access to your banking needs when it suits your schedule.

Services Offered

Our branch offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our credit cards with rewards, business banking services, and online/mobile banking features for added convenience. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. We invite you to come visit us at the Voyage Credit Union Dawley Farm Branch! If you have any questions or need assistance before stopping by, feel free to give us a call at 605-338-2533. We're here to help!

Member Eligibility

At Voyage, we believe that everyone deserves to be part of a supportive community where their financial needs are understood and prioritized. Becoming a member is simple and welcoming. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We encourage you to check out the detailed eligibility criteria for more information. Joining Voyage not only opens the door to personalized banking services but also offers a range of benefits tailored just for you, like competitive rates on loans and savings, access to online banking tools, and a dedicated team ready to assist you. When you're ready to take the next step, opening an account is straightforward. You can start your application online by visiting https://online.voyagefcu.org/auth/enrollment or give us a call at (605) 338-2533 if you have any questions. We're excited to welcome you to our family at 5800 E 18Th St Ste 101 Sioux Falls Sd 57110!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,257,087, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments easily, whether you're at a bustling market or running an online store. Our merchant services simplify transactions, making it easier for your customers to pay how they want. This convenience not only enhances customer satisfaction but also helps your business grow. Located at 5800 E 18Th St Ste 101 Sioux Falls Sd 57110 in Sioux Falls, SD, we're here to partner with you on your journey. Contact us today at (605) 338-2533 to learn more about how we can support your business ambitions!

Comprehensive List Of Services

Business Banking Support

For our business members, we understand the unique challenges faced in managing finances. Our Business Banking services include essential Merchant Services & Business Loans that cater specifically to your operational needs, helping you grow and succeed.

Convenient Digital Access

In today's fast-paced world, convenience is key. That's why we prioritize our Online & Mobile Banking features, allowing you to access your accounts anytime, anywhere. You can check balances, transfer money, and even pay bills right from your smartphone or computer. Additionally, our ATM & Cash Withdrawal Services ensure that cash is always within reach when you need it.

Drive-Thru and ATM Services

For quick transactions on the go, take advantage of our Basic Drive-Thru Banking, where you can make deposits, withdrawals, and complete simple transactions without leaving your vehicle. If you prefer using an ATM, we have basic access available for withdrawals and balance checks. At Voyage, we want to ensure that all your banking needs are met with ease and accessibility. With friendly staff ready to assist during our operating hours from 9 AM - 5 PM Monday through Friday and 9 AM - Noon on Saturdays, there's always someone here to help. If you're ready to explore how these services can benefit you or if you have any questions, please don't hesitate to reach out at 605-338-2533. We look forward to welcoming you into the Voyage family!

Flexible Loan Options

Life can sometimes throw unexpected expenses your way, which is why we also offer Personal Loans & Debt Consolidation to help you manage those challenges. And don't forget about our Credit Cards with Rewards, which not only give you purchasing power but also reward you for everyday spending.

Personal Banking Made Easy

Whether you're opening your first checking account or planning for retirement, our Personal Banking services are tailored just for you. We offer flexible Checking & Savings Accounts that help you manage your daily finances while earning interest. Need a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and terms that make driving away in your dream vehicle possible. For those looking to buy a home or refinance, our Mortgage Loans & Refinancing solutions simplify the process and guide you every step of the way.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.voyagefcu.org/, you can check your account balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time your financial needs are just a click away!

Secure and Efficient

Security is our top priority. Our electronic signature authorization feature means you can sign documents online safely, making everything from loan applications to account changes quick and secure. And for those who prefer going paperless, e-statements are available so you can easily keep track of your finances without clutter.

Stay in Control

All these features are designed with you in mind. Enjoy real-time account management that gives you control over your finances whenever you need it. With Voyage, you're not just banking; you're banking smarter. Explore our digital banking options today and see how we can help simplify your financial life!

User-Friendly Features

Our mobile application provides an intuitive interface that makes banking simple for everyone. You can even make mobile payments with ease, allowing you to complete transactions quickly and securely right from your smartphone. Plus, person-to-person transfers let you send money to friends or family without any hassle.

Financial Strength

A Growing Member Base

With total share accounts reaching 37,316, our strong and growing member base trusts us with their finances. Net Shares available for lending and investments stand at $6,975,611, reinforcing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Voyage is your trusted partner. Visit us at 5800 E 18Th St Ste 101 Sioux Falls Sd 57110 or call (605) 338-2533 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $15,107,258 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,329 in used auto loans and $173,520,134 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $54,355,282 in share certificates and $44,887,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $488,558, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $670,044 which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $25,643,005, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,820,807 in used vehicle loans and $11,263,234 in new vehicle loans already helping members get on the road. We provide flexible terms and straightforward eligibility options so you can hit the road with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $9,257,087 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance an existing one, we are dedicated to supporting local entrepreneurs. At Voyage, we're committed to helping you navigate your financial journey. Explore our loan offerings and discover how we can assist you today! For more details on performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Cards

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,320,354 in loans helping members manage their finances effectively. With competitive rates and no annual fees, our credit cards are designed to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,970,835, make buying or refinancing simple. Our team is here to guide you through every step of the process and ensure you find the right fit for your needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted tool for consumers seeking the best loan options. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous sourcing process guarantees that users receive accurate and trustworthy information when comparing loans. One of the key benefits of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, which means users can trust the information presented to them. Additionally, LendMesh operates without sponsored listings. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh is dedicated to delivering unbiased results. Furthermore, LendMesh provides real-time rate comparisons from multiple institutions, allowing users to make informed decisions quickly. Thousands of users have already benefited from this service. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to navigate the complex world of loans with ease and confidence, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

VOYAGE FEDERAL CREDIT UNION - Sioux Falls, SD

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