Voyage Credit Union Sioux Falls SD | Best Auto Loans & ATM Services

Introduction

Welcome to Voyage, your trusted financial partner in the heart of Sioux Falls, South Dakota! Located at 4420 W Crossroads Pl, we have been serving our community since 1939. With a strong commitment to our members, we proudly support over 20,153 members and manage total assets of $247,159,713. At Voyage, we believe in building lasting relationships and providing personalized service that meets your unique needs. Whether you are looking for a new auto loan among our 11,059 total loans or planning for your future with savings accounts and mortgages, we are here to guide you every step of the way. Our dedicated team of 52 employees, led by CEO Jeff Schmidt and Board President Gerald Heuer, is focused on ensuring your financial well-being. We understand that trust is essential when it comes to your finances. That's why we prioritize transparency and security in all our services, including online and mobile banking. With total deposits reaching $7,476,783 and a net worth of $25,643,005, you can feel confident knowing your money is safe with us. While members can visit us at our branch address for banking needs or inquiries, official correspondence should be directed to PO Box 88538, Sioux Falls, SD 57109. Feel free to reach out to us at (605) 338-2533 during our operating hours from 9 AM to 5 PM, Monday through Friday. Join us today at Voyage and experience the difference of being part of a community-focused credit union! Visit our website at voyagefcu.org or stop by for more information on how we can help you achieve your financial goals!

Branch History & Mission

Our Journey

From humble beginnings, Voyage has evolved into a trusted financial partner for the people of Sioux Falls. Over the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We've embraced technology to ensure that our members enjoy convenient online and mobile banking options. Our commitment to enhancing customer experience is evident in our ATM availability, drive-thru services, and digital advancements like electronic signatures and mobile payments. While members can visit us at our branch location for all their banking needs during our operating hours from 9 AM to 5 PM Monday through Friday, official correspondence should be sent to PO Box 88538, Sioux Falls, SD 57109.

Our Mission

At Voyage, our mission is simple yet powerful: we strive to provide exceptional financial services while actively supporting our community. We believe that when our members thrive, so does the entire community. Our team is dedicated to helping individuals achieve their financial goals through personalized advice and accessible resources. We engage in various partnerships and outreach initiatives aimed at uplifting local organizations and improving lives. As we continue on this journey together with you the heart of Voyage we invite you to explore the numerous benefits of membership. Join us today and experience firsthand how we can help you navigate your financial future with confidence! For more information or to open an account online, please visit Voyage FCU or call us at 605-338-2533. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Accessibility Features

At Voyage, we prioritize accessibility for all members. Our branch is equipped with ADA-compliant features including ramps and designated parking spaces for individuals with disabilities. You can expect a friendly environment where everyone is welcome.

Get in Touch

Have questions? Feel free to give us a call at 605-338-2533. Our dedicated team is eager to assist you with any inquiries or financial needs. We invite you to visit us at Voyage's Crossroads branch today!

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed for your convenience open Monday through Friday from 9 AM to 5 PM. Whether it's personal banking services like checking and savings accounts or loans for vehicles and homes, we have something for everyone. For those who prefer quick transactions, we also offer basic drive-thru banking for deposits and withdrawals. Additionally, you can access our ATM services right here at the branch making cash withdrawals or balance checks quick and easy!

Member Eligibility

At Voyage, we believe that everyone deserves a chance to be part of a supportive community. Joining us as a member is easy and welcoming! If you live, work, or worship in our service area, you're likely eligible to become a member. We cherish diversity and are committed to serving individuals from all walks of life. You can learn more about the specific eligibility criteria by visiting our website. Once you're ready to take the next step, opening an account with us is straightforward. Just head over to our account opening page at https://online.voyagefcu.org/auth/enrollment. If you have any questions or need assistance, don't hesitate to give us a call at (605) 338-2533. We're here to help you every step of the way! Join Voyage today and enjoy the benefits of being part of a community-focused credit union located at 4420 W Crossroads Pl Sioux Falls Sd 57106.

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to process payments easily while managing your cash flow effectively. Our merchant services do just that. From point-of-sale systems to online payment processing, we provide the tools that help streamline transactions and enhance customer satisfaction. With these practical solutions, you can focus on what matters most growing your business. Located at 4420 W Crossroads Pl Sioux Falls Sd 57106 in Sioux Falls, SD, we are here to partner with you for success. For more information, call us at (605) 338-2533 or visit our website at https://www.voyagefcu.org/. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,257,087, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer essential services like merchant services and business loans. Running a business is no small feat, and having the right banking partner can make all the difference in your success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking services, you can manage your accounts anytime, anywhere. Pay bills, transfer funds, or check balances from the comfort of your home or on the go. Plus, our ATM access allows for quick cash withdrawals whenever you need it.

Credit Cards That Reward You

With our credit cards with rewards, every purchase can bring you closer to exciting perks like cash back or travel points. You can enjoy the freedom of spending while earning rewards that make sense for you.

Drive-Thru and ATM Services

Need to make a quick deposit or withdrawal? Our basic drive-thru banking makes simple transactions hassle-free. And with ATMs available, accessing your funds has never been easier whether you're at home or out running errands. At Voyage, we strive to create a welcoming environment where financial solutions are just a conversation away. If you're ready to explore how we can support your financial journey, give us a call at (605) 338-2533 or visit us at 4420 W Crossroads Pl Sioux Falls Sd 57106 in Sioux Falls, SD. Join us today and discover all that we have to offer!

Personal Banking Made Easy

Whether you are looking to open a checking or savings account, Voyage has you covered with personal banking options that suit every lifestyle. Imagine having a checking account with no monthly fees or a savings account that helps you reach your goals faster. We also offer auto loans and vehicle financing so you can drive away in your dream car without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing options provide competitive rates and personalized service. We want to help you find the perfect loan that fits your budget. Additionally, our personal loans and debt consolidation services can assist you in managing expenses or consolidating debt into one easy payment.

Digital & Online Banking

Enhanced Security Features

Security is our top priority. With electronic signature authorization at Voyage, signing documents online is not only fast but also secure. You can rest assured that your sensitive information is protected as you manage your accounts digitally. Plus, with the option of e-statements, you'll receive your financial statements electronically, reducing paper waste while keeping everything organized in one secure place.

Key Services Offered

With our online banking platform available at https://www.voyagefcu.org/, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your couch or while waiting for your morning coffee. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it, giving you peace of mind and control over your finances. Need to send money to a friend? Our person-to-person transfers make it quick and easy. Just a few taps on our mobile application, which is also available for download, and you can send cash instantly no hassle involved.

Mobile Banking Made Easy

For those who prefer banking on their phones, our mobile payments feature allows you to make purchases with just a tap. Our user-friendly mobile application ensures that whether you're paying bills or checking transactions, everything is right at your fingertips. In today's fast-paced world, having access to your banking needs wherever you are is crucial. At Voyage, we're committed to providing services that fit seamlessly into your lifestyle while keeping security at the forefront. Join us today and experience the ease of digital banking!

Financial Strength

At Voyage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a solid foundation, and our strong financial health reflects our commitment to serving you well. With a net worth of $25,643,005, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $54,355,282 in share certificates and $44,887,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $488,558, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $15,107,258 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $5,329 in used auto loans and $173,520,134 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $670,044, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,975,611. Total Share and Deposit Accounts: 37,316, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Voyage is your trusted partner. Visit us at 4420 W Crossroads Pl Sioux Falls Sd 57106 or call (605) 338-2533 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $71,820,807 in used vehicle loans and $11,263,234 in new vehicle loans to help our members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used car, our team is ready to assist you. Don't forget; we also provide refinancing options if you're looking to lower your monthly payments or interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $9,257,087 provide the capital needed to grow and expand your business. We're committed to supporting local entrepreneurs by offering customized lending solutions that fit your specific needs. At Voyage, we prioritize transparency and accessibility in all our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what type of loan you're considering be it an auto loan for your next vehicle purchase or a mortgage for your dream home we're here to help make it happen. Visit us today and discover how we can assist you with your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $7,970,835, allowing you to take that important step towards owning your own home. We can guide you through the entire process and help you find the best solution for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,320,354 helping members manage their finances effectively. This option is perfect for those who want to build credit while enjoying low-interest rates and no annual fees.

Loan Aggregator

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VOYAGE FEDERAL CREDIT UNION - Sioux Falls, SD

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